Cost of Living Comparison Between Chicago, IL and Utica, NY Cost of Living Comparison Between Chicago, IL and Utica, NY

😐 Solo nomad: Chicago, IL is 24.6% more expensive than Utica, NY without rent, and 24.1% more expensive with rent.

😐 Family of 3: Chicago, IL is 50.2% more expensive than Utica, NY without rent, and 18.6% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$16.41 $16.41

26.87%

Three-Course Dinner for Two, Mid-Range

$100 $100

$73.9 $73.9

35.81%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$11.25 $11.25

6.40%

Cappuccino

$5.56 $5.56

$4.93 $4.93

12.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.4 $2.4

29.58%

Water (0.33 liter bottle)

$2.42 $2.42

$1.65 $1.65

46.67%

Local Beer (0.5 liter draught)

$6.86 $6.86

$4.54 $4.54

51.10%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.09 $6.09

38.75%

Milk (1 liter)

$1.04 $1.04

$0.89 $0.89

16.85%

White Bread (500g)

$4.15 $4.15

$3.03 $3.03

36.96%

Rice (white) (1kg)

$5.52 $5.52

$4.31 $4.31

28.07%

Eggs

$4.65 $4.65

$3.94 $3.94

18.02%

Local Cheese (1kg)

$14.33 $14.33

$13.38 $13.38

7.10%

Chicken Fillets (1kg)

$14.88 $14.88

$8.49 $8.49

75.27%

Beef Round Steak (1kg)

$19.34 $19.34

$11.87 $11.87

62.93%

Apples (1kg)

$5.17 $5.17

$4.02 $4.02

28.61%

Banana (1kg)

$1.71 $1.71

$1.62 $1.62

5.56%

Oranges (1kg)

$4.41 $4.41

$4.08 $4.08

8.09%

Tomato (1kg)

$4.51 $4.51

$5.84 $5.84

-22.77%

Potato (1kg)

$2.53 $2.53

$1.56 $1.56

62.18%

Onion (1kg)

$2.74 $2.74

$2.08 $2.08

31.73%

Lettuce (1 head)

$2.43 $2.43

$2.47 $2.47

-1.62%

Water (1.5 liter bottle)

$2.7 $2.7

$2.42 $2.42

11.57%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$13.92 $13.92

9.12%

Wine (Bottle)

$16.42 $16.42

$13.14 $13.14

24.96%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.74 $1.74

35.06%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.44 $3.44

7.56%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.48 $1.48

70.95%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$43.69 $43.69

69.67%

Taxi Start (Normal Tariff)

$3.34 $3.34

$5.26 $5.26

-36.50%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.23 $2.23

-36.32%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$45.59 $45.59

-44.24%

Gasoline (1 liter)

$1.08 $1.08

$0.88 $0.88

22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$31.5K $31.5K

2.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$23.8K $23.8K

10.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$198 $198

-4.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$46.5 $46.5

36.99%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$61.5 $61.5

5.98%

Gym Membership (Monthly)

$76.7 $76.7

$40.17 $40.17

90.99%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$13.87 $13.87

7.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$807 $807

155.48%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$28.5K $28.5K

37.30%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$45.85 $45.85

40.26%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$45.61 $45.61

14.87%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$83.5 $83.5

14.09%

Men's Leather Business Shoes

$145 $145

$90 $90

60.75%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,194 $1,194

99.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,288 $1,288

22.99%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$1,860 $1,860

156.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,612 $2,612

7.75%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,593 $1,593

125.19%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,587 $1,587

56.89%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$3,469 $3,469

52.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.53

1.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Utica, NY: October 29, 2025

Similar cities

Amsterdam

🇳🇱 Netherlands

Dallas, TX

🇺🇸 United States

Denver, CO

🇺🇸 United States

Miami, FL

🇺🇸 United States

San Diego, CA

🇺🇸 United States

Philadelphia, PA

🇺🇸 United States

Atlanta, GA

🇺🇸 United States

Minneapolis, MN

🇺🇸 United States