Cost of Living Comparison Between Chicago, IL and Tupelo, MS Cost of Living Comparison Between Chicago, IL and Tupelo, MS

Monthly Cost of Living

A single person spends $3,066 per month in Chicago, IL vs $1,843 in Tupelo, MS, rent included.

A couple spends around $4,583 per month in Chicago, IL vs $3,483 in Tupelo, MS, rent included.

A family of three spends $6,100 per month in Chicago, IL vs $5,124 in Tupelo, MS, rent included.

Chicago, IL costs about 66% more than Tupelo, MS, driven mainly by Groceries & Markets.

Both Chicago, IL and Tupelo, MS sit above the global median โ€“ Chicago, IL by 128%, Tupelo, MS by 37%.

Currency
๐Ÿฝ Eating Out
Chicago, IL
Tupelo, MS
Difference
Meal at Budget Restaurant
$20.53 $20.53
$16.61 $16.61
23.60%
Three-Course Dinner for Two, Mid-Range
$102 $102
$63.0 $63.0
61.47%
Fast Food Meal (McDonalds, etc)
$12.03 $12.03
$9.94 $9.94
21.03%
Cappuccino
$5.62 $5.62
$4.86 $4.86
15.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$2.33 $2.33
31.76%
Water (0.33 liter bottle)
$2.42 $2.42
$1.91 $1.91
26.70%
Local Beer (0.5 liter draught)
$6.98 $6.98
$5.93 $5.93
17.71%
Imported Beer (0.33 liter bottle)
$8.10 $8.10
$7.02 $7.02
15.38%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Tupelo, MS
Difference
Milk (1 liter)
$1.08 $1.08
$0.90 $0.90
20.00%
White Bread (500g)
$3.95 $3.95
$3.35 $3.35
17.91%
Rice (white) (1kg)
$5.52 $5.52
$1.47 $1.47
275.51%
Eggs
$4.55 $4.55
$4.28 $4.28
6.31%
Local Cheese (1kg)
$14.58 $14.58
$12.43 $12.43
17.30%
Chicken Fillets (1kg)
$14.91 $14.91
$7.58 $7.58
96.70%
Beef Round Steak (1kg)
$18.83 $18.83
$15.51 $15.51
21.41%
Apples (1kg)
$5.34 $5.34
$3.04 $3.04
75.66%
Banana (1kg)
$1.76 $1.76
$1.13 $1.13
55.75%
Oranges (1kg)
$4.39 $4.39
$3.52 $3.52
24.72%
Tomato (1kg)
$4.37 $4.37
$2.12 $2.12
106.13%
Potato (1kg)
$2.55 $2.55
$3.62 $3.62
-29.56%
Onion (1kg)
$2.78 $2.78
$2.20 $2.20
26.36%
Lettuce (1 head)
$2.46 $2.46
$1.84 $1.84
33.70%
Water (1.5 liter bottle)
$2.66 $2.66
$1.56 $1.56
70.51%
Cigarettes 20 Pack (Marlboro, Camel)
$14.74 $14.74
$8.09 $8.09
82.20%
Wine (Bottle)
$15.17 $15.17
$14.15 $14.15
7.21%
Local Beer (0.5 liter bottle)
$2.45 $2.45
$1.66 $1.66
47.59%
Imported Beer (0.33 liter bottle)
$3.68 $3.68
$3.17 $3.17
16.09%
๐ŸšŒ Getting Around
Chicago, IL
Tupelo, MS
Difference
One-way Ticket (Public Transport)
$2.52 $2.52
$1.95 $1.95
29.23%
Public Transport Monthly Pass (Regular Price)
$74.5 $74.5
-
-
Taxi Start (Normal Tariff)
$3.29 $3.29
$4.95 $4.95
-33.54%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.74 $1.74
-17.82%
Taxi 1hour Waiting (Normal Tariff)
$24.86 $24.86
$17.81 $17.81
39.58%
Gasoline (1 liter)
$1.09 $1.09
$0.76 $0.76
43.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3K $31.3K
$35.7K $35.7K
-12.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$26.7K $26.7K
0.18%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Tupelo, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$178 $178
5.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.4 $62.4
$50.1 $50.1
24.57%
Internet (50+ Mbps, Unlimited Data)
$67.1 $67.1
$69.2 $69.2
-3.02%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Tupelo, MS
Difference
Gym Membership (Monthly)
$75.2 $75.2
$39.84 $39.84
88.68%
Tennis Court (1 Hour on Weekend)
$13.17 $13.17
-
-
Cinema Ticket
$15.21 $15.21
$9.27 $9.27
64.08%
๐Ÿงธ Childcare & Education
Chicago, IL
Tupelo, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,039 $2,039
$991 $991
105.78%
International Primary School, 1 Child (Yearly)
$39.3K $39.3K
$8,411 $8,411
367.68%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Tupelo, MS
Difference
Jeans (Levis 501 Or Similar)
$64.0 $64.0
$42.51 $42.51
50.46%
Summer Dress (H&M, Zara, etc)
$50.6 $50.6
$37.06 $37.06
36.51%
Sport Shoes (Adidas, Nike)
$95.4 $95.4
$87.1 $87.1
9.48%
Men's Leather Business Shoes
$144 $144
$126 $126
13.65%
๐Ÿ  Accommodation & Living
Chicago, IL
Tupelo, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$2,355 $2,355
$1,395 $1,395
68.80%
1-bedroom Apartment, Outside City Center (Monthly)
$1,613 $1,613
$755 $755
113.60%
3-bedroom Apartment, City Center (Monthly)
$4,728 $4,728
$1,523 $1,523
210.43%
3-bedroom Apartment, Outside City Center (Monthly)
$2,754 $2,754
$2,785 $2,785
-1.10%
Buy Apartment in City Center (m2)
$3,803 $3,803
$1,477 $1,477
157.55%
Buy Apartment Outside City Center (m2)
$2,580 $2,580
$1,458 $1,458
77.00%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Tupelo, MS
Difference
Average Monthly Net Salary (After Tax)
$4,738 $4,738
$2,633 $2,633
79.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.55
0.76%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: April 14, 2026

Last update for Tupelo, MS: April 14, 2026

Cost Breakdown

A central one-bedroom costs $2,355 in Chicago, IL versus $1,395 in Tupelo, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Chicago, IL versus $63 in Tupelo, MS. Monthly groceries follow the same trend: $447 vs $318 โ€“ making Tupelo, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Tupelo, MS: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Tupelo, MS compare overall?
Monthly costs with rent: $3,066 in Chicago, IL, $1,843 in Tupelo, MS โ€“ roughly 66% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Tupelo, MS?
For a comfortable life, plan on about $4,599 per month in Chicago, IL and $2,765 in Tupelo, MS. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
How do rents compare between Chicago, IL and Tupelo, MS?
Rent is clearly cheaper in Tupelo, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $102 in Chicago, IL and $63.0 in Tupelo, MS. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 40% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Tupelo, MS, where all-in costs run around $1,843, than in Chicago, IL at $3,066. In Tupelo, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Chicago, IL and Tupelo, MS?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,843 in Tupelo, MS to $3,066 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Tupelo, MS?
If budget matters most, go with Tupelo, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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