Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Tullahoma, TN

For one person, living is cheaper in Tullahoma, TN: $1,917 a month against $3,072 in Chicago, IL, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
92

Cost of Living Index in Tullahoma, TN
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Tullahoma, TN Living Index

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Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Tullahoma, TN

🇺🇸 United States

$1,917

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Tullahoma, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Tullahoma, TN actually costs, broken down by who's living it.

A single person spends $3,072 per month in Chicago, IL vs $1,917 in Tullahoma, TN, rent included.

Chicago, IL $3,072
Tullahoma, TN $1,917

A couple spends around $4,545 per month in Chicago, IL vs $3,157 in Tullahoma, TN, rent included.

Chicago, IL $4,545
Tullahoma, TN $3,157

A family of three spends $6,019 per month in Chicago, IL vs $4,398 in Tullahoma, TN, rent included.

Chicago, IL $6,019
Tullahoma, TN $4,398

Chicago, IL costs about 60% more than Tullahoma, TN, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Tullahoma, TN sit above the global median – Chicago, IL by 127%, Tullahoma, TN by 42%.

Meal at Budget Restaurant

$20.39 $20.39

$17.23 $17.23

18.34%

Three-Course Dinner for Two, Mid-Range

$88.6 $88.6

$50.2 $50.2

76.47%

Fast Food Meal (McDonalds, etc)

$12.85 $12.85

$8.88 $8.88

44.71%

Cappuccino

$5.78 $5.78

$4.99 $4.99

15.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$2.29 $2.29

19.65%

Water (0.33 liter bottle)

$2.26 $2.26

$1.46 $1.46

54.79%

Local Beer (0.5 liter draught)

$6.88 $6.88

$4.38 $4.38

57.08%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$5.98 $5.98

54.52%

Milk (1 liter)

$1.26 $1.26

$0.97 $0.97

29.90%

White Bread (500g)

$3.55 $3.55

$2.95 $2.95

20.34%

Rice (white) (1kg)

$5.38 $5.38

$4.71 $4.71

14.23%

Eggs

$4.55 $4.55

$3.09 $3.09

47.25%

Local Cheese (1kg)

$13.65 $13.65

$10.10 $10.10

35.15%

Chicken Fillets (1kg)

$14.07 $14.07

$9.37 $9.37

50.16%

Beef Round Steak (1kg)

$18.06 $18.06

$14.11 $14.11

27.99%

Apples (1kg)

$5.16 $5.16

$4.30 $4.30

20.00%

Banana (1kg)

$1.98 $1.98

$1.24 $1.24

59.68%

Oranges (1kg)

$3.88 $3.88

$2.71 $2.71

43.17%

Tomato (1kg)

$4.83 $4.83

$2.80 $2.80

72.50%

Potato (1kg)

$2.81 $2.81

$1.67 $1.67

68.26%

Onion (1kg)

$2.67 $2.67

$2.66 $2.66

0.38%

Lettuce (1 head)

$2.07 $2.07

$1.37 $1.37

51.09%

Water (1.5 liter bottle)

$3.03 $3.03

$2.18 $2.18

38.99%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 $13.90

$6.16 $6.16

125.65%

Wine (Bottle)

$15.05 $15.05

$6.82 $6.82

120.67%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$1.98 $1.98

32.83%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$3.10 $3.10

11.29%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.89 $1.89

28.57%

Public Transport Monthly Pass (Regular Price)

$75.3 $75.3

$56.9 $56.9

32.24%

Taxi Start (Normal Tariff)

$3.17 $3.17

$6.43 $6.43

-50.70%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.52 $1.52

11.84%

Taxi 1hour Waiting (Normal Tariff)

$24.90 $24.90

$30.21 $30.21

-17.58%

Gasoline (1 liter)

$1.28 $1.28

$0.79 $0.79

62.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$21.9K $21.9K

63.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$23.4K $23.4K

14.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$127 $127

51.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$24.93 $24.93

179.14%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$56.6 $56.6

9.90%

Gym Membership (Monthly)

$47.79 $47.79

$45.24 $45.24

5.64%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

Cinema Ticket

$17.83 $17.83

$14.85 $14.85

20.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 $1,815

$1,224 $1,224

48.24%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$20.1K $20.1K

101.82%

Jeans (Levis 501 Or Similar)

$66.2 $66.2

$42.33 $42.33

56.34%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$13.09 $13.09

292.59%

Sport Shoes (Adidas, Nike)

$103 $103

$64.2 $64.2

60.88%

Men's Leather Business Shoes

$143 $143

$99.1 $99.1

43.89%

1-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$858 $858

195.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,621 $1,621

$868 $868

86.74%

3-bedroom Apartment, City Center (Monthly)

$4,828 $4,828

$1,214 $1,214

297.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,734 $2,734

$2,104 $2,104

29.94%

Buy Apartment in City Center (m2)

$4,163 $4,163

$2,259 $2,259

84.33%

Buy Apartment Outside City Center (m2)

$2,723 $2,723

$2,252 $2,252

20.90%

Average Monthly Net Salary (After Tax)

$4,924 $4,924

$3,487 $3,487

41.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.38

6.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Tullahoma, TN: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52.8%

Tullahoma, TN

$868 45.3% 46.5% $753

Groceries & Markets

Chicago, IL

$439 14.3%

Tullahoma, TN

$315 16.5% 28.2% $124

Eating Out

Chicago, IL

$344 11.2%

Tullahoma, TN

$273 14.3% 20.6% $71

Monthly Utilities & Internet

Chicago, IL

$324 10.5%

Tullahoma, TN

$208 10.9% 35.6% $115

Clothing & Footwear

Chicago, IL

$164 5.3%

Tullahoma, TN

$98 5.1% 39.8% $65

Getting Around

Chicago, IL

$97 3.2%

Tullahoma, TN

$79 4.1% 18.8% $18

Sport & Entertainment

Chicago, IL

$83 2.7%

Tullahoma, TN

$75 3.9% 10.2% $8.5

Cost Breakdown

A central one-bedroom costs $2,531 in Chicago, IL versus $858 in Tullahoma, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $50 in Tullahoma, TN. Monthly groceries follow the same trend: $439 vs $315 – making Tullahoma, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Tullahoma, TN

🕒 Local time

03:44 3:44 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

18,655

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Tullahoma, TN 730 km ≈ 1 h 30 min nonstop flight

From you

Chicago, IL
Tullahoma, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Tullahoma, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,072 in Chicago, IL, $1,917 in Tullahoma, TN – Tullahoma, TN comes out roughly 38% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,608 per month in Chicago, IL and $2,876 in Tullahoma, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tullahoma, TN, especially for central apartments: a one-bedroom in the center costs $858 there versus $2,531 in Chicago, IL.

Groceries cost about 39% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $50 in Tullahoma, TN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Tullahoma, TN, where all-in costs run around $1,917, than in Chicago, IL at $3,072. In Tullahoma, TN it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Tullahoma, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Tullahoma, TN. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.