Cost of Living Comparison Between Chicago, IL and Troy, NY Cost of Living Comparison Between Chicago, IL and Troy, NY

😐 Solo nomad: Chicago, IL is 6.4% more expensive than Troy, NY without rent, and 37.7% more expensive with rent.

😐 Family of 3: Chicago, IL is 22.8% more expensive than Troy, NY without rent, and 32.7% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$18.88 $18.88

10.28%

Three-Course Dinner for Two, Mid-Range

$100 $100

$72.4 $72.4

38.69%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$11.95 $11.95

0.17%

Cappuccino

$5.56 $5.56

$5.86 $5.86

-5.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.16 $2.16

43.98%

Water (0.33 liter bottle)

$2.42 $2.42

$1.75 $1.75

38.29%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.03 $6.03

13.76%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.07 $6.07

39.21%

Milk (1 liter)

$1.04 $1.04

$1.05 $1.05

-0.95%

White Bread (500g)

$4.15 $4.15

$3.33 $3.33

24.62%

Rice (white) (1kg)

$5.52 $5.52

$5.71 $5.71

-3.33%

Eggs

$4.65 $4.65

$3.8 $3.8

22.37%

Local Cheese (1kg)

$14.33 $14.33

$14.28 $14.28

0.35%

Chicken Fillets (1kg)

$14.88 $14.88

$13.5 $13.5

10.22%

Beef Round Steak (1kg)

$19.34 $19.34

$17.67 $17.67

9.45%

Apples (1kg)

$5.17 $5.17

$3.89 $3.89

32.90%

Banana (1kg)

$1.71 $1.71

$1.41 $1.41

21.28%

Oranges (1kg)

$4.41 $4.41

$3.89 $3.89

13.37%

Tomato (1kg)

$4.51 $4.51

$4.06 $4.06

11.08%

Potato (1kg)

$2.53 $2.53

$2.93 $2.93

-13.65%

Onion (1kg)

$2.74 $2.74

$2.47 $2.47

10.93%

Lettuce (1 head)

$2.43 $2.43

$1.94 $1.94

25.26%

Water (1.5 liter bottle)

$2.7 $2.7

$1.65 $1.65

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$13.12 $13.12

15.78%

Wine (Bottle)

$16.42 $16.42

$12.09 $12.09

35.81%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.75 $1.75

34.29%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.36 $3.36

10.12%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.32 $1.32

91.67%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$64.8 $64.8

14.45%

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.98 $2.98

12.08%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$27.19 $27.19

-6.51%

Gasoline (1 liter)

$1.08 $1.08

$0.84 $0.84

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$30.1K $30.1K

7.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.6K $24.6K

6.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$194 $194

-3.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$52.6 $52.6

21.03%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$65.4 $65.4

-0.28%

Gym Membership (Monthly)

$76.7 $76.7

$44.28 $44.28

73.26%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$15.1 $15.1

-1.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,411 $1,411

46.17%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$28.5K $28.5K

37.29%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$46.75 $46.75

37.56%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$33.73 $33.73

55.32%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$83.8 $83.8

13.66%

Men's Leather Business Shoes

$145 $145

$104 $104

39.47%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,181 $1,181

101.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$917 $917

72.86%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,962 $2,962

60.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$1,814 $1,814

55.21%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,808 $2,808

27.79%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,425 $2,425

2.70%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$5,878 $5,878

-10.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.45

2.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Troy, NY: October 29, 2025

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