Cost of Living Comparison Between Chicago, IL and Tracy, CA Cost of Living Comparison Between Chicago, IL and Tracy, CA

😐 Solo nomad: Chicago, IL is 31.8% more expensive than Tracy, CA without rent, and 7.8% more expensive with rent.
😐 Family of 3: Chicago, IL is 26.4% more expensive than Tracy, CA without rent, and 23.6% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Tracy, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$19.84 $19.84
4.94%
Three-Course Dinner for Two, Mid-Range
$100 $100
$49.26 $49.26
103.69%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$9.83 $9.83
21.77%
Cappuccino
$5.56 $5.56
$4.55 $4.55
22.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.99 $2.99
4.01%
Water (0.33 liter bottle)
$2.42 $2.42
$1.84 $1.84
31.52%
Local Beer (0.5 liter draught)
$6.86 $6.86
$7.19 $7.19
-4.59%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$8.79 $8.79
-3.87%
πŸ›’ Groceries & Markets
Chicago, IL
Tracy, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.36 $1.36
-23.53%
White Bread (500g)
$4.15 $4.15
$4.17 $4.17
-0.48%
Rice (white) (1kg)
$5.52 $5.52
$3.22 $3.22
71.43%
Eggs
$4.65 $4.65
$3.53 $3.53
31.73%
Local Cheese (1kg)
$14.33 $14.33
$16.07 $16.07
-10.83%
Chicken Fillets (1kg)
$14.88 $14.88
$11.22 $11.22
32.62%
Beef Round Steak (1kg)
$19.34 $19.34
$15.51 $15.51
24.69%
Apples (1kg)
$5.17 $5.17
$4.35 $4.35
18.85%
Banana (1kg)
$1.71 $1.71
$2.18 $2.18
-21.56%
Oranges (1kg)
$4.41 $4.41
$4.3 $4.3
2.56%
Tomato (1kg)
$4.51 $4.51
$4.49 $4.49
0.45%
Potato (1kg)
$2.53 $2.53
$2.14 $2.14
18.22%
Onion (1kg)
$2.74 $2.74
$3.36 $3.36
-18.45%
Lettuce (1 head)
$2.43 $2.43
$1.95 $1.95
24.62%
Water (1.5 liter bottle)
$2.7 $2.7
$1.98 $1.98
36.36%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.16 $11.16
36.11%
Wine (Bottle)
$16.42 $16.42
$8.98 $8.98
82.85%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.34 $2.34
0.43%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.42 $3.42
8.19%
🚌 Getting Around
Chicago, IL
Tracy, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.94 $1.94
30.41%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$65.8 $65.8
12.63%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.48 $3.48
-4.02%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.91 $1.91
-25.65%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$29.73 $29.73
-14.50%
Gasoline (1 liter)
$1.08 $1.08
$1.31 $1.31
-17.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$29.7K $29.7K
9.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$27.3K $27.3K
-4.01%
🧾 Monthly Utilities & Internet
Chicago, IL
Tracy, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$294 $294
-35.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$48.42 $48.42
31.56%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$66.9 $66.9
-2.51%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Tracy, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$43.04 $43.04
78.25%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.53 $15.53
-3.86%
🧸 Childcare & Education
Chicago, IL
Tracy, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,997 $1,997
3.30%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$26.3K $26.3K
49.07%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Tracy, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$53.8 $53.8
19.47%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$44.05 $44.05
18.93%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$87.9 $87.9
8.30%
Men's Leather Business Shoes
$145 $145
$136 $136
6.70%
🏠 Accommodation & Living
Chicago, IL
Tracy, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,607 $1,607
48.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,346 $1,346
17.73%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,631 $2,631
81.05%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,226 $2,226
26.46%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,744 $2,744
30.73%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,293 $2,293
8.62%
πŸ’΅ Salaries & Financials
Chicago, IL
Tracy, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$6,423 $6,423
-17.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Tracy, CA: October 27, 2025

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