Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Temple Hills, MD

For one person, living is cheaper in Temple Hills, MD: $2,637 a month against $3,037 in Chicago, IL, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Temple Hills, MD, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Temple Hills, MD
🇺🇸 United States
$2,637
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Temple Hills, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Temple Hills, MD actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,637 in Temple Hills, MD, rent included.

  • Chicago, IL $3,037
  • Temple Hills, MD $2,637

A couple spends around $4,518 per month in Chicago, IL vs $3,918 in Temple Hills, MD, rent included.

  • Chicago, IL $4,518
  • Temple Hills, MD $3,918

A family of three spends $5,999 per month in Chicago, IL vs $5,200 in Temple Hills, MD, rent included.

  • Chicago, IL $5,999
  • Temple Hills, MD $5,200

Chicago, IL costs about 15% more than Temple Hills, MD, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Temple Hills, MD sit above the global median – Chicago, IL by 123%, Temple Hills, MD by 94%.

Currency
🍽 Eating Out
Chicago, IL
Temple Hills, MD
Difference
Meal at Budget Restaurant
$20.71 $20.71
$24.34 $24.34
-14.91%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$80.3 $80.3
11.11%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$10.84 $10.84
21.68%
Cappuccino
$5.66 $5.66
$5.92 $5.92
-4.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.95 $2.95
-10.51%
Water (0.33 liter bottle)
$2.28 $2.28
$1.97 $1.97
15.74%
Local Beer (0.5 liter draught)
$6.87 $6.87
$8.14 $8.14
-15.60%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$9.23 $9.23
-4.23%
🛒 Groceries & Markets
Chicago, IL
Temple Hills, MD
Difference
Milk (1 liter)
$1.25 $1.25
$1.21 $1.21
3.31%
White Bread (500g)
$3.72 $3.72
$3.75 $3.75
-0.80%
Rice (white) (1kg)
$5.39 $5.39
$5.39 $5.39
-
Eggs
$4.74 $4.74
$5.03 $5.03
-5.77%
Local Cheese (1kg)
$13.84 $13.84
$8.87 $8.87
56.03%
Chicken Fillets (1kg)
$14.40 $14.40
$15.35 $15.35
-6.19%
Beef Round Steak (1kg)
$18.38 $18.38
$13.12 $13.12
40.09%
Apples (1kg)
$5.22 $5.22
$5.69 $5.69
-8.26%
Banana (1kg)
$1.98 $1.98
$1.85 $1.85
7.03%
Oranges (1kg)
$4.06 $4.06
$4.57 $4.57
-11.16%
Tomato (1kg)
$4.97 $4.97
$5.82 $5.82
-14.60%
Potato (1kg)
$2.67 $2.67
$3.29 $3.29
-18.84%
Onion (1kg)
$2.66 $2.66
$3.83 $3.83
-30.55%
Lettuce (1 head)
$2.24 $2.24
$2.26 $2.26
-0.88%
Water (1.5 liter bottle)
$3.13 $3.13
$2.45 $2.45
27.76%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$9.77 $9.77
41.45%
Wine (Bottle)
$14.88 $14.88
$17.20 $17.20
-13.49%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.75 $2.75
-7.64%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$2.86 $2.86
22.73%
🚌 Getting Around
Chicago, IL
Temple Hills, MD
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$1.89 $1.89
28.57%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$57.0 $57.0
28.91%
Taxi Start (Normal Tariff)
$3.18 $3.18
$4.02 $4.02
-20.90%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.27 $1.27
9.45%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$24.83 $24.83
0.81%
Gasoline (1 liter)
$1.20 $1.20
$1.00 $1.00
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$29.7K $29.7K
18.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.1K $26.1K
2.17%
🧾 Monthly Utilities & Internet
Chicago, IL
Temple Hills, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$162 $162
19.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$52.3 $52.3
32.87%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$61.9 $61.9
-0.42%
🎉 Sport & Entertainment
Chicago, IL
Temple Hills, MD
Difference
Gym Membership (Monthly)
$47.90 $47.90
$40.33 $40.33
18.77%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$16.76 $16.76
6.26%
🧸 Childcare & Education
Chicago, IL
Temple Hills, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,870 $1,870
-4.06%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$35.4K $35.4K
-9.85%
👕👟 Clothing & Footwear
Chicago, IL
Temple Hills, MD
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$55.5 $55.5
20.82%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$61.6 $61.6
-15.37%
Sport Shoes (Adidas, Nike)
$102 $102
$88.8 $88.8
14.35%
Men's Leather Business Shoes
$144 $144
$79.4 $79.4
81.01%
🏠 Accommodation & Living
Chicago, IL
Temple Hills, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,585 $1,585
59.42%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,275 $1,275
23.74%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,509 $2,509
88.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,137 $2,137
26.02%
Buy Apartment in City Center (m2)
$4,190 $4,190
$3,206 $3,206
30.67%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,047 $2,047
35.25%
💵 Salaries & Financials
Chicago, IL
Temple Hills, MD
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.79
0.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Temple Hills, MD: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Temple Hills, MD
$1.3K 19.2% $303
Groceries & Markets
Chicago, IL
$447
Temple Hills, MD
$431 3.7% $17
Eating Out
Chicago, IL
$345
Temple Hills, MD
$377 9.3% $32
Monthly Utilities & Internet
Chicago, IL
$326
Temple Hills, MD
$276 15.1% $49
Clothing & Footwear
Chicago, IL
$164
Temple Hills, MD
$128 21.7% $36
Getting Around
Chicago, IL
$93
Temple Hills, MD
$75 19.7% $18
Sport & Entertainment
Chicago, IL
$84
Temple Hills, MD
$74 11.6% $9.7

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,585 in Temple Hills, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $80 in Temple Hills, MD. Monthly groceries follow the same trend: $447 vs $431 – making Temple Hills, MD the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Temple Hills, MD
🕒 Local time
15:48 3:48 PM
16:48 4:48 PM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
7,852
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Chicago, IL Temple Hills, MD 970 km ≈ 1 h 45 min nonstop flight
From you
  • Chicago, IL
  • Temple Hills, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Temple Hills, MD: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Temple Hills, MD compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,637 in Temple Hills, MD – Temple Hills, MD comes out roughly 13% cheaper. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Chicago, IL compared to Temple Hills, MD?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,955 in Temple Hills, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Temple Hills, MD?
Rent is clearly cheaper in Temple Hills, MD, especially for central apartments: a one-bedroom in the center costs $1,585 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 4% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $80 in Temple Hills, MD. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,637 in Temple Hills, MD. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Temple Hills, MD?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,637 in Temple Hills, MD to $3,037 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
Where should expats move: Chicago, IL or Temple Hills, MD?
For expats, Temple Hills, MD is the easier option financially – housing and daily costs are lower, and overall it costs about 13% less, which matters a lot on a fixed budget or early-career salary.

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