Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Sun City Center, FL

For one person, living is cheaper in Sun City Center, FL: $2,492 a month against $3,037 in Chicago, IL, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Sun City Center, FL, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Sun City Center, FL
🇺🇸 United States
$2,492
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Sun City Center, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Sun City Center, FL actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,492 in Sun City Center, FL, rent included.

  • Chicago, IL $3,037
  • Sun City Center, FL $2,492

A couple spends around $4,518 per month in Chicago, IL vs $3,720 in Sun City Center, FL, rent included.

  • Chicago, IL $4,518
  • Sun City Center, FL $3,720

A family of three spends $5,999 per month in Chicago, IL vs $4,948 in Sun City Center, FL, rent included.

  • Chicago, IL $5,999
  • Sun City Center, FL $4,948

Chicago, IL costs about 22% more than Sun City Center, FL, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Sun City Center, FL sit above the global median – Chicago, IL by 123%, Sun City Center, FL by 83%.

Currency
🍽 Eating Out
Chicago, IL
Sun City Center, FL
Difference
Meal at Budget Restaurant
$20.71 $20.71
$22.50 $22.50
-7.96%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$69.4 $69.4
28.67%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$11.90 $11.90
10.84%
Cappuccino
$5.66 $5.66
$5.55 $5.55
1.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.43 $2.43
8.64%
Water (0.33 liter bottle)
$2.28 $2.28
$1.89 $1.89
20.63%
Local Beer (0.5 liter draught)
$6.87 $6.87
$5.04 $5.04
36.31%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.38 $7.38
19.78%
🛒 Groceries & Markets
Chicago, IL
Sun City Center, FL
Difference
Milk (1 liter)
$1.25 $1.25
$0.99 $0.99
26.26%
White Bread (500g)
$3.72 $3.72
$3.39 $3.39
9.73%
Rice (white) (1kg)
$5.39 $5.39
$3.49 $3.49
54.44%
Eggs
$4.74 $4.74
$3.02 $3.02
56.95%
Local Cheese (1kg)
$13.84 $13.84
$12.07 $12.07
14.66%
Chicken Fillets (1kg)
$14.40 $14.40
$13.39 $13.39
7.54%
Beef Round Steak (1kg)
$18.38 $18.38
$19.04 $19.04
-3.47%
Apples (1kg)
$5.22 $5.22
$5.17 $5.17
0.97%
Banana (1kg)
$1.98 $1.98
$1.70 $1.70
16.47%
Oranges (1kg)
$4.06 $4.06
$5.68 $5.68
-28.52%
Tomato (1kg)
$4.97 $4.97
$3.21 $3.21
54.83%
Potato (1kg)
$2.67 $2.67
$1.87 $1.87
42.78%
Onion (1kg)
$2.66 $2.66
$3.24 $3.24
-17.90%
Lettuce (1 head)
$2.24 $2.24
$2.64 $2.64
-15.15%
Water (1.5 liter bottle)
$3.13 $3.13
$1.31 $1.31
138.93%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$9.19 $9.19
50.38%
Wine (Bottle)
$14.88 $14.88
$13.15 $13.15
13.16%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$1.79 $1.79
41.90%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$4.89 $4.89
-28.22%
🚌 Getting Around
Chicago, IL
Sun City Center, FL
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.13 $2.13
14.08%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$60.5 $60.5
21.48%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.59 $3.59
-11.42%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.46 $1.46
-4.79%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$29.67 $29.67
-15.64%
Gasoline (1 liter)
$1.20 $1.20
$1.02 $1.02
17.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$27.5K $27.5K
27.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$22.6K $22.6K
18.21%
🧾 Monthly Utilities & Internet
Chicago, IL
Sun City Center, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$119 $119
62.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$37.81 $37.81
83.68%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$61.0 $61.0
1.02%
🎉 Sport & Entertainment
Chicago, IL
Sun City Center, FL
Difference
Gym Membership (Monthly)
$47.90 $47.90
$44.79 $44.79
6.94%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$14.92 $14.92
19.37%
🧸 Childcare & Education
Chicago, IL
Sun City Center, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,038 $1,038
72.83%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$18.3K $18.3K
74.96%
👕👟 Clothing & Footwear
Chicago, IL
Sun City Center, FL
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$37.17 $37.17
80.31%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$40.66 $40.66
28.23%
Sport Shoes (Adidas, Nike)
$102 $102
$87.3 $87.3
16.26%
Men's Leather Business Shoes
$144 $144
$184 $184
-21.74%
🏠 Accommodation & Living
Chicago, IL
Sun City Center, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,462 $1,462
72.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,234 $1,234
27.83%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,522 $2,522
87.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,089 $2,089
28.90%
Buy Apartment in City Center (m2)
$4,190 $4,190
$3,247 $3,247
29.03%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,501 $2,501
10.66%
💵 Salaries & Financials
Chicago, IL
Sun City Center, FL
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.6
3.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Sun City Center, FL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Sun City Center, FL
$1.2K 21.8% $344
Groceries & Markets
Chicago, IL
$447
Sun City Center, FL
$388 13.2% $59
Eating Out
Chicago, IL
$345
Sun City Center, FL
$339 1.6% $5.4
Monthly Utilities & Internet
Chicago, IL
$326
Sun City Center, FL
$218 33% $107
Clothing & Footwear
Chicago, IL
$164
Sun City Center, FL
$157 4.3% $7
Getting Around
Chicago, IL
$93
Sun City Center, FL
$80 14.4% $13
Sport & Entertainment
Chicago, IL
$84
Sun City Center, FL
$75 10.6% $8.9

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,462 in Sun City Center, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $69 in Sun City Center, FL. Monthly groceries follow the same trend: $447 vs $388 – making Sun City Center, FL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Sun City Center, FL
🕒 Local time
11:08 11:08 AM
12:08 12:08 PM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
19,258
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Chicago, IL Sun City Center, FL 1,650 km ≈ 2 h 30 min nonstop flight
From you
  • Chicago, IL
  • Sun City Center, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Sun City Center, FL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Sun City Center, FL compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,492 in Sun City Center, FL – roughly 22% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Chicago, IL compared to Sun City Center, FL?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,738 in Sun City Center, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Sun City Center, FL?
Rent is clearly cheaper in Sun City Center, FL, especially for central apartments: a one-bedroom in the center costs $1,462 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $69 in Sun City Center, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,492 in Sun City Center, FL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Chicago, IL or Sun City Center, FL?
Families tend to lean toward Sun City Center, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Chicago, IL or Sun City Center, FL?
For expats, Sun City Center, FL is the easier option financially – housing and daily costs are lower, and the 22% gap matters a lot on a fixed budget or early-career salary.

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