Cost of Living Comparison Between Chicago, IL and Summit, NJ Cost of Living Comparison Between Chicago, IL and Summit, NJ

😐 Solo nomad: Chicago, IL is 28.3% more expensive than Summit, NJ without rent, and 12.1% more expensive with rent.

🙂 Family of 3: Chicago, IL is 6% cheaper than Summit, NJ without rent, and 15.1% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$20.11 $20.11

3.53%

Three-Course Dinner for Two, Mid-Range

$100 $100

$101 $101

-0.93%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$13.81 $13.81

-13.32%

Cappuccino

$5.56 $5.56

$5.07 $5.07

9.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.46 $2.46

26.42%

Water (0.33 liter bottle)

$2.42 $2.42

$2.05 $2.05

18.05%

Local Beer (0.5 liter draught)

$6.86 $6.86

$8.04 $8.04

-14.68%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.82 $7.82

8.06%

Milk (1 liter)

$1.04 $1.04

$1.28 $1.28

-18.75%

White Bread (500g)

$4.15 $4.15

$3.88 $3.88

6.96%

Rice (white) (1kg)

$5.52 $5.52

$5.35 $5.35

3.18%

Eggs

$4.65 $4.65

$4.22 $4.22

10.19%

Local Cheese (1kg)

$14.33 $14.33

$25.02 $25.02

-42.73%

Chicken Fillets (1kg)

$14.88 $14.88

$12 $12

24.00%

Beef Round Steak (1kg)

$19.34 $19.34

$17.47 $17.47

10.70%

Apples (1kg)

$5.17 $5.17

$7.22 $7.22

-28.39%

Banana (1kg)

$1.71 $1.71

$1.72 $1.72

-0.58%

Oranges (1kg)

$4.41 $4.41

$4.05 $4.05

8.89%

Tomato (1kg)

$4.51 $4.51

$4.11 $4.11

9.73%

Potato (1kg)

$2.53 $2.53

$2.67 $2.67

-5.24%

Onion (1kg)

$2.74 $2.74

$3.81 $3.81

-28.08%

Lettuce (1 head)

$2.43 $2.43

$2.48 $2.48

-2.02%

Water (1.5 liter bottle)

$2.7 $2.7

$2.68 $2.68

0.75%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$11.06 $11.06

37.34%

Wine (Bottle)

$16.42 $16.42

$19.05 $19.05

-13.81%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.78 $1.78

32.02%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$6.34 $6.34

-41.64%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.96 $1.96

29.08%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.07 $3.07

8.79%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.01 $2.01

-29.35%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$24.39 $24.39

4.22%

Gasoline (1 liter)

$1.08 $1.08

$0.93 $0.93

16.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$30.5K $30.5K

6.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.1K $25.1K

4.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$180 $180

4.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$49.57 $49.57

28.51%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$54.7 $54.7

19.17%

Gym Membership (Monthly)

$76.7 $76.7

$42.46 $42.46

80.69%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$14.88 $14.88

0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,861 $1,861

10.83%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$24K $24K

63.40%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$71 $71

-9.37%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$55.1 $55.1

-4.85%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$74.8 $74.8

27.35%

Men's Leather Business Shoes

$145 $145

$136 $136

6.48%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$2,780 $2,780

-14.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,348 $1,348

17.57%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$5,506 $5,506

-13.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,221 $2,221

26.75%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,670 $2,670

34.36%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,623 $2,623

-5.06%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.55

0.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Summit, NJ: October 29, 2025

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