Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Summerville, SC

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,315 in Summerville, SC, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Summerville, SC, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Summerville, SC
🇺🇸 United States
$3,315
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Summerville, SC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Summerville, SC actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,315 in Summerville, SC, rent included.

  • Chicago, IL $3,037
  • Summerville, SC $3,315

A couple spends around $4,518 per month in Chicago, IL vs $4,958 in Summerville, SC, rent included.

  • Chicago, IL $4,518
  • Summerville, SC $4,958

A family of three spends $5,999 per month in Chicago, IL vs $6,600 in Summerville, SC, rent included.

  • Chicago, IL $5,999
  • Summerville, SC $6,600

Chicago, IL is about 8% cheaper than Summerville, SC, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Summerville, SC sit above the global median – Chicago, IL by 123%, Summerville, SC by 144%.

Currency
🍽 Eating Out
Chicago, IL
Summerville, SC
Difference
Meal at Budget Restaurant
$20.71 $20.71
$18.05 $18.05
14.74%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$99.0 $99.0
-9.83%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$12.02 $12.02
9.73%
Cappuccino
$5.66 $5.66
$6.60 $6.60
-14.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$3.29 $3.29
-19.76%
Water (0.33 liter bottle)
$2.28 $2.28
$2.17 $2.17
5.07%
Local Beer (0.5 liter draught)
$6.87 $6.87
$8.38 $8.38
-18.02%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.97 $7.97
10.92%
🛒 Groceries & Markets
Chicago, IL
Summerville, SC
Difference
Milk (1 liter)
$1.25 $1.25
$1.03 $1.03
21.36%
White Bread (500g)
$3.72 $3.72
$4.38 $4.38
-15.07%
Rice (white) (1kg)
$5.39 $5.39
$6.55 $6.55
-17.71%
Eggs
$4.74 $4.74
$3.32 $3.32
42.77%
Local Cheese (1kg)
$13.84 $13.84
$15.53 $15.53
-10.88%
Chicken Fillets (1kg)
$14.40 $14.40
$24.89 $24.89
-42.15%
Beef Round Steak (1kg)
$18.38 $18.38
$23.40 $23.40
-21.45%
Apples (1kg)
$5.22 $5.22
$7.91 $7.91
-34.01%
Banana (1kg)
$1.98 $1.98
$1.92 $1.92
3.13%
Oranges (1kg)
$4.06 $4.06
$8.78 $8.78
-53.76%
Tomato (1kg)
$4.97 $4.97
$7.74 $7.74
-35.79%
Potato (1kg)
$2.67 $2.67
$3.78 $3.78
-29.37%
Onion (1kg)
$2.66 $2.66
$4.55 $4.55
-41.54%
Lettuce (1 head)
$2.24 $2.24
$3.24 $3.24
-30.86%
Water (1.5 liter bottle)
$3.13 $3.13
$2.70 $2.70
15.93%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$11.32 $11.32
22.08%
Wine (Bottle)
$14.88 $14.88
$12.95 $12.95
14.90%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.44 $2.44
4.10%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$2.42 $2.42
45.04%
🚌 Getting Around
Chicago, IL
Summerville, SC
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$0.73 $0.73
232.88%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$30.04 $30.04
144.77%
Taxi Start (Normal Tariff)
$3.18 $3.18
$5.12 $5.12
-37.89%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.53 $1.53
-9.15%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$34.40 $34.40
-27.24%
Gasoline (1 liter)
$1.20 $1.20
$0.91 $0.91
31.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$30.9K $30.9K
13.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$33.2K $33.2K
-19.70%
🧾 Monthly Utilities & Internet
Chicago, IL
Summerville, SC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$213 $213
-8.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$98.0 $98.0
-29.10%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$82.9 $82.9
-25.63%
🎉 Sport & Entertainment
Chicago, IL
Summerville, SC
Difference
Gym Membership (Monthly)
$47.90 $47.90
$33.03 $33.03
45.02%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$14.75 $14.75
20.75%
🧸 Childcare & Education
Chicago, IL
Summerville, SC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,476 $1,476
21.57%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$21.7K $21.7K
46.95%
👕👟 Clothing & Footwear
Chicago, IL
Summerville, SC
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$55.3 $55.3
21.15%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$42.57 $42.57
22.48%
Sport Shoes (Adidas, Nike)
$102 $102
$96.9 $96.9
4.83%
Men's Leather Business Shoes
$144 $144
$117 $117
22.34%
🏠 Accommodation & Living
Chicago, IL
Summerville, SC
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$2,153 $2,153
17.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,765 $1,765
-10.59%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$3,857 $3,857
22.84%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$3,088 $3,088
-12.79%
Buy Apartment in City Center (m2)
$4,190 $4,190
-
-
Buy Apartment Outside City Center (m2)
$2,768 $2,768
-
-
💵 Salaries & Financials
Chicago, IL
Summerville, SC
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$4,882 $4,882
1.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.67
2.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Summerville, SC: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Summerville, SC
$1.8K 11.8% $187
Groceries & Markets
Chicago, IL
$447
Summerville, SC
$568 27% $121
Eating Out
Chicago, IL
$345
Summerville, SC
$339 1.6% $5.6
Monthly Utilities & Internet
Chicago, IL
$326
Summerville, SC
$394 21% $68
Clothing & Footwear
Chicago, IL
$164
Summerville, SC
$141 14.3% $23
Getting Around
Chicago, IL
$93
Summerville, SC
$46 51% $48
Sport & Entertainment
Chicago, IL
$84
Summerville, SC
$63 25.1% $21

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $2,153 in Summerville, SC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $99 in Summerville, SC. Monthly groceries follow the same trend: $447 vs $568 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Summerville, SC
🕒 Local time
00:13 12:13 AM
01:13 1:13 AM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
50,738
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Chicago, IL Summerville, SC 1,180 km ≈ 2 h nonstop flight
From you
  • Chicago, IL
  • Summerville, SC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Summerville, SC: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Summerville, SC compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $3,315 in Summerville, SC – Chicago, IL comes out roughly 8% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Chicago, IL compared to Summerville, SC?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,973 in Summerville, SC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Summerville, SC?
Rent is clearly cheaper in Summerville, SC, especially for central apartments: a one-bedroom in the center costs $2,153 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 27% more in Summerville, SC, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $99 in Summerville, SC. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,315 in Summerville, SC. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Summerville, SC?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,315 in Summerville, SC. Climate, culture, job market, and personal taste all factor in.

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