Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,837 a month against $3,139 in Chicago, IL, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
Learn more

Chicago, IL Living Index
88

Cost of Living Index in Stevens Point, WI
Learn more

Stevens Point, WI Living Index

Jump to prices

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Stevens Point, WI actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,837 in Stevens Point, WI, rent included.

Chicago, IL $3,139
Stevens Point, WI $1,837

A couple spends around $4,627 per month in Chicago, IL vs $2,518 in Stevens Point, WI, rent included.

Chicago, IL $4,627
Stevens Point, WI $2,518

A family of three spends $6,115 per month in Chicago, IL vs $3,200 in Stevens Point, WI, rent included.

Chicago, IL $6,115
Stevens Point, WI $3,200

Chicago, IL costs about 71% more than Stevens Point, WI, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Stevens Point, WI sit above the global median – Chicago, IL by 132%, Stevens Point, WI by 36%.

Meal at Budget Restaurant

$20.65 $20.65

$15.77 $15.77

30.94%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$66.7 $66.7

35.28%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$9.89 $9.89

30.84%

Cappuccino

$5.60 $5.60

$4.57 $4.57

22.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.54 $2.54

3.94%

Water (0.33 liter bottle)

$2.27 $2.27

$1.86 $1.86

22.04%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.95 $3.95

76.71%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.54 $5.54

59.39%

Milk (1 liter)

$1.27 $1.27

$0.91 $0.91

39.56%

White Bread (500g)

$3.80 $3.80

$2.15 $2.15

76.74%

Rice (white) (1kg)

$5.30 $5.30

$2.14 $2.14

147.66%

Eggs

$4.76 $4.76

$3.63 $3.63

31.13%

Local Cheese (1kg)

$13.96 $13.96

$10.41 $10.41

34.10%

Chicken Fillets (1kg)

$14.61 $14.61

$9.02 $9.02

61.97%

Beef Round Steak (1kg)

$18.77 $18.77

$10.80 $10.80

73.80%

Apples (1kg)

$5.19 $5.19

$4.42 $4.42

17.42%

Banana (1kg)

$1.98 $1.98

$1.35 $1.35

46.67%

Oranges (1kg)

$3.93 $3.93

$2.16 $2.16

81.94%

Tomato (1kg)

$4.96 $4.96

$3.39 $3.39

46.31%

Potato (1kg)

$2.76 $2.76

$1.67 $1.67

65.27%

Onion (1kg)

$2.76 $2.76

$4.12 $4.12

-33.01%

Lettuce (1 head)

$2.22 $2.22

$2.36 $2.36

-5.93%

Water (1.5 liter bottle)

$2.98 $2.98

$1.54 $1.54

93.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$8.20 $8.20

70.98%

Wine (Bottle)

$15.28 $15.28

$9.89 $9.89

54.50%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.86 $2.86

-9.79%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$1.78 $1.78

96.63%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$5.14 $5.14

-35.02%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.72 $1.72

-16.86%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$23.55 $23.55

3.27%

Gasoline (1 liter)

$1.26 $1.26

$0.87 $0.87

44.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$25.0K $25.0K

40.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.5K $25.5K

2.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$177 $177

8.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$25.36 $25.36

169.12%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$67.8 $67.8

-9.61%

Gym Membership (Monthly)

$54.1 $54.1

$67.0 $67.0

-19.16%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

$44.09 $44.09

-36.67%

Cinema Ticket

$17.74 $17.74

$9.15 $9.15

93.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$792 $792

108.44%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$35.7K $35.7K

-12.97%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$39.97 $39.97

65.30%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$39.82 $39.82

28.68%

Sport Shoes (Adidas, Nike)

$100 $100

$60.0 $60.0

66.84%

Men's Leather Business Shoes

$141 $141

$81.4 $81.4

73.15%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$948 $948

158.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$812 $812

106.68%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$889 $889

430.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$903 $903

209.74%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,010 $2,010

104.28%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$1,966 $1,966

34.78%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,040 $3,040

60.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.35

7.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Stevens Point, WI: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Stevens Point, WI

$812 44.2% 51.6% $866

Groceries & Markets

Chicago, IL

$449 14.3%

Stevens Point, WI

$297 16.2% 33.9% $152

Eating Out

Chicago, IL

$343 10.9%

Stevens Point, WI

$259 14.1% 24.6% $84

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Stevens Point, WI

$270 14.7% 16.2% $52

Clothing & Footwear

Chicago, IL

$161 5.1%

Stevens Point, WI

$100 5.4% 38.3% $62

Getting Around

Chicago, IL

$95 3%

Stevens Point, WI

$14 * 0.8% 85.5% $81

Sport & Entertainment

Chicago, IL

$90 2.9%

Stevens Point, WI

$85 4.6% 4.8% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $948 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $67.0 in Stevens Point, WI. Monthly groceries follow the same trend: $449 vs $297 – making Stevens Point, WI the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Stevens Point, WI

🕒 Local time

23:48 11:48 PM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

25,666

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chicago, IL Stevens Point, WI 330 km

From you

Chicago, IL
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $1,837 in Stevens Point, WI – roughly 71% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,755 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $67.0 in Stevens Point, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,837, than in Chicago, IL at $3,139. In Stevens Point, WI it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,837 in Stevens Point, WI to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stevens Point, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.