Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Starkville, MS

For one person, living is cheaper in Starkville, MS: $1,787 a month against $3,037 in Chicago, IL, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
86

Cost of Living Index in Starkville, MS
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Starkville, MS Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Starkville, MS

🇺🇸 United States

$1,787

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Starkville, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Starkville, MS actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $1,787 in Starkville, MS, rent included.

Chicago, IL $3,037
Starkville, MS $1,787

A couple spends around $4,518 per month in Chicago, IL vs $2,731 in Starkville, MS, rent included.

Chicago, IL $4,518
Starkville, MS $2,731

A family of three spends $5,999 per month in Chicago, IL vs $3,676 in Starkville, MS, rent included.

Chicago, IL $5,999
Starkville, MS $3,676

Chicago, IL costs about 70% more than Starkville, MS, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Starkville, MS sit above the global median – Chicago, IL by 123%, Starkville, MS by 31%.

Meal at Budget Restaurant

$20.71 $20.71

$14.92 $14.92

38.81%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$60.2 $60.2

48.22%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$8.35 $8.35

57.96%

Cappuccino

$5.66 $5.66

$4.19 $4.19

35.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.37 $2.37

11.39%

Water (0.33 liter bottle)

$2.28 $2.28

$1.84 $1.84

23.91%

Local Beer (0.5 liter draught)

$6.87 $6.87

$4.09 $4.09

67.97%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$6.98 $6.98

26.65%

Milk (1 liter)

$1.25 $1.25

$0.87 $0.87

43.68%

White Bread (500g)

$3.72 $3.72

$3.19 $3.19

16.61%

Rice (white) (1kg)

$5.39 $5.39

$2.62 $2.62

105.73%

Eggs

$4.74 $4.74

$4.22 $4.22

12.32%

Local Cheese (1kg)

$13.84 $13.84

$9.77 $9.77

41.66%

Chicken Fillets (1kg)

$14.40 $14.40

$11.62 $11.62

23.92%

Beef Round Steak (1kg)

$18.38 $18.38

$15.00 $15.00

22.53%

Apples (1kg)

$5.22 $5.22

$3.86 $3.86

35.23%

Banana (1kg)

$1.98 $1.98

$1.39 $1.39

42.45%

Oranges (1kg)

$4.06 $4.06

$3.30 $3.30

23.03%

Tomato (1kg)

$4.97 $4.97

$3.04 $3.04

63.49%

Potato (1kg)

$2.67 $2.67

$2.15 $2.15

24.19%

Onion (1kg)

$2.66 $2.66

$2.26 $2.26

17.70%

Lettuce (1 head)

$2.24 $2.24

$2.19 $2.19

2.28%

Water (1.5 liter bottle)

$3.13 $3.13

$1.93 $1.93

62.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$8.43 $8.43

63.94%

Wine (Bottle)

$14.88 $14.88

$9.86 $9.86

50.91%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.73 $1.73

46.82%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.15 $3.15

11.43%

One-way Ticket (Public Transport)

$2.43 $2.43

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

Taxi Start (Normal Tariff)

$3.18 $3.18

$4.18 $4.18

-23.92%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.87 $1.87

-25.67%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$32.65 $32.65

-23.34%

Gasoline (1 liter)

$1.20 $1.20

$0.86 $0.86

39.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$30.0K $30.0K

16.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$25.5K $25.5K

4.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$168 $168

15.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$29.80 $29.80

133.05%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$53.7 $53.7

14.85%

Gym Membership (Monthly)

$47.90 $47.90

$17.46 $17.46

174.34%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$8.04 $8.04

121.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,567 $1,567

14.46%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$8,234 $8,234

287.96%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$74.9 $74.9

-10.46%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$53.5 $53.5

-2.56%

Sport Shoes (Adidas, Nike)

$102 $102

$87.6 $87.6

15.85%

Men's Leather Business Shoes

$144 $144

$171 $171

-15.70%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$946 $946

166.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$735 $735

114.82%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$1,536 $1,536

208.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,344 $1,344

100.37%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,185 $2,185

91.73%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,184 $2,184

26.72%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$4,153 $4,153

18.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.65

2.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Starkville, MS: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Starkville, MS

$735 41.1% 53.4% $843

Groceries & Markets

Chicago, IL

$447 14.7%

Starkville, MS

$334 18.7% 25.3% $113

Eating Out

Chicago, IL

$345 11.4%

Starkville, MS

$246 13.8% 28.7% $99

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Starkville, MS

$252 14.1% 22.6% $74

Clothing & Footwear

Chicago, IL

$164 5.4%

Starkville, MS

$174 9.7% 6.1% $9.9

Getting Around

Chicago, IL

$93 3.1%

Starkville, MS

$14 * 0.8% 85.5% $80

Sport & Entertainment

Chicago, IL

$84 2.8%

Starkville, MS

$34 1.9% 59.8% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $946 in Starkville, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $60 in Starkville, MS. Monthly groceries follow the same trend: $447 vs $334 – making Starkville, MS the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Starkville, MS

🕒 Local time

04:40 4:40 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

22,638

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Starkville, MS 940 km ≈ 1 h 45 min nonstop flight

From you

Chicago, IL
Starkville, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Starkville, MS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $1,787 in Starkville, MS – Starkville, MS comes out roughly 41% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $2,681 in Starkville, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Starkville, MS, especially for central apartments: a one-bedroom in the center costs $946 there versus $2,526 in Chicago, IL.

A mid-range dinner for two costs $89 in Chicago, IL and $60 in Starkville, MS. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 34% more in Chicago, IL, though the gap depends on what you buy.

A $2,500 monthly budget goes further in Starkville, MS, where all-in costs run around $1,787, than in Chicago, IL at $3,037. In Starkville, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Starkville, MS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Starkville, MS. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.