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Cost of Living Comparison Between Chicago, IL and St. Joseph, MO Cost of Living Comparison Between Chicago, IL and St. Joseph, MO

😐 Solo nomad: Chicago, IL is 25.3% more expensive than St. Joseph, MO without rent, and 15.9% more expensive with rent.
😐 Family of 3: Chicago, IL is 26.1% more expensive than St. Joseph, MO without rent, and 25.2% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
St. Joseph, MO
Difference
Meal at Budget Restaurant
$20.53 $20.53
$18.64 $18.64
10.14%
Three-Course Dinner for Two, Mid-Range
$99.3 $99.3
$76.5 $76.5
29.93%
Fast Food Meal (McDonalds, etc)
$12.22 $12.22
$10.98 $10.98
11.29%
Cappuccino
$5.75 $5.75
$4.97 $4.97
15.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.97 $2.97
$2.49 $2.49
19.28%
Water (0.33 liter bottle)
$2.37 $2.37
$1.96 $1.96
20.92%
Local Beer (0.5 liter draught)
$7.03 $7.03
$6.12 $6.12
14.87%
Imported Beer (0.33 liter bottle)
$8.3 $8.3
$7.07 $7.07
17.40%
🛒 Groceries & Markets
Chicago, IL
St. Joseph, MO
Difference
Milk (1 liter)
$1.05 $1.05
$0.99 $0.99
6.06%
White Bread (500g)
$3.99 $3.99
$3.59 $3.59
11.14%
Rice (white) (1kg)
$5.48 $5.48
$4.39 $4.39
24.83%
Eggs
$4.71 $4.71
$4.05 $4.05
16.30%
Local Cheese (1kg)
$14.09 $14.09
$12.23 $12.23
15.21%
Chicken Fillets (1kg)
$15.15 $15.15
$11.48 $11.48
31.97%
Beef Round Steak (1kg)
$19.09 $19.09
$15.37 $15.37
24.20%
Apples (1kg)
$5.23 $5.23
$4.79 $4.79
9.19%
Banana (1kg)
$1.71 $1.71
$1.65 $1.65
3.64%
Oranges (1kg)
$4.33 $4.33
$4.13 $4.13
4.84%
Tomato (1kg)
$4.4 $4.4
$4.63 $4.63
-4.97%
Potato (1kg)
$2.43 $2.43
$2.8 $2.8
-13.21%
Onion (1kg)
$2.84 $2.84
$2.9 $2.9
-2.07%
Lettuce (1 head)
$2.38 $2.38
$2.08 $2.08
14.42%
Water (1.5 liter bottle)
$2.57 $2.57
$2.11 $2.11
21.80%
Cigarettes 20 Pack (Marlboro, Camel)
$15.21 $15.21
$9.64 $9.64
57.78%
Wine (Bottle)
$15.26 $15.26
$14.11 $14.11
8.15%
Local Beer (0.5 liter bottle)
$2.45 $2.45
$1.79 $1.79
36.87%
Imported Beer (0.33 liter bottle)
$3.62 $3.62
$3.3 $3.3
9.70%
🚌 Getting Around
Chicago, IL
St. Joseph, MO
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$1.98 $1.98
22.73%
Public Transport Monthly Pass (Regular Price)
$76.2 $76.2
-
-
Taxi Start (Normal Tariff)
$3.19 $3.19
$3.49 $3.49
-8.60%
Taxi (Normal Tariff) (1km)
$1.44 $1.44
$1.59 $1.59
-9.43%
Taxi 1hour Waiting (Normal Tariff)
$24.54 $24.54
$29.08 $29.08
-15.61%
Gasoline (1 liter)
$1.04 $1.04
$0.9 $0.9
15.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32K $32K
$29.2K $29.2K
9.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.8K $25.8K
2.37%
🧾 Monthly Utilities & Internet
Chicago, IL
St. Joseph, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 $186
$187 $187
-0.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.7 $62.7
$52.8 $52.8
18.71%
Internet (50+ Mbps, Unlimited Data)
$66 $66
$67.6 $67.6
-2.40%
🎉 Sport & Entertainment
Chicago, IL
St. Joseph, MO
Difference
Gym Membership (Monthly)
$75.1 $75.1
$43.78 $43.78
71.43%
Tennis Court (1 Hour on Weekend)
$12.92 $12.92
-
-
Cinema Ticket
$14.95 $14.95
$13.59 $13.59
10.01%
🧸 Childcare & Education
Chicago, IL
St. Joseph, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,046 $2,046
$1,306 $1,306
56.62%
International Primary School, 1 Child (Yearly)
$38.7K $38.7K
$23.6K $23.6K
64.04%
👕👟 Clothing & Footwear
Chicago, IL
St. Joseph, MO
Difference
Jeans (Levis 501 Or Similar)
$64.9 $64.9
$51.8 $51.8
25.26%
Summer Dress (H&M, Zara, etc)
$52 $52
$39.23 $39.23
32.65%
Sport Shoes (Adidas, Nike)
$95.6 $95.6
$88.4 $88.4
8.17%
Men's Leather Business Shoes
$143 $143
$113 $113
26.16%
🏠 Accommodation & Living
Chicago, IL
St. Joseph, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$2,330 $2,330
$1,625 $1,625
43.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,591 $1,591
$1,353 $1,353
17.58%
3-bedroom Apartment, City Center (Monthly)
$4,654 $4,654
$2,636 $2,636
76.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,777 $2,777
$2,189 $2,189
26.83%
Buy Apartment in City Center (m2)
$3,674 $3,674
$2,723 $2,723
34.93%
Buy Apartment Outside City Center (m2)
$2,686 $2,686
$2,426 $2,426
10.71%
💵 Salaries & Financials
Chicago, IL
St. Joseph, MO
Difference
Average Monthly Net Salary (After Tax)
$5,293 $5,293
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 29, 2025

Last update for St. Joseph, MO: December 1, 2025

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