Cost of Living Comparison Between Chicago, IL and Springfield, MA Cost of Living Comparison Between Chicago, IL and Springfield, MA

😐 Solo nomad: Chicago, IL is 1.3% more expensive than Springfield, MA without rent, and 4.8% cheaper with rent.

😐 Family of 3: Chicago, IL is 11.1% more expensive than Springfield, MA without rent, and 14.4% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$19.33 $19.33

7.71%

Three-Course Dinner for Two, Mid-Range

$100 $100

$79.6 $79.6

26.13%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$13.07 $13.07

-8.42%

Cappuccino

$5.56 $5.56

$5.85 $5.85

-4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.82 $2.82

10.28%

Water (0.33 liter bottle)

$2.42 $2.42

$1.93 $1.93

25.39%

Local Beer (0.5 liter draught)

$6.86 $6.86

$4.97 $4.97

38.03%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$5.93 $5.93

42.50%

Milk (1 liter)

$1.04 $1.04

$1.01 $1.01

2.97%

White Bread (500g)

$4.15 $4.15

$2.6 $2.6

59.62%

Rice (white) (1kg)

$5.52 $5.52

$4.83 $4.83

14.29%

Eggs

$4.65 $4.65

$3.43 $3.43

35.57%

Local Cheese (1kg)

$14.33 $14.33

$14.08 $14.08

1.78%

Chicken Fillets (1kg)

$14.88 $14.88

$13.16 $13.16

13.07%

Beef Round Steak (1kg)

$19.34 $19.34

$17.69 $17.69

9.33%

Apples (1kg)

$5.17 $5.17

$4.73 $4.73

9.30%

Banana (1kg)

$1.71 $1.71

$1.42 $1.42

20.42%

Oranges (1kg)

$4.41 $4.41

$4.5 $4.5

-2.00%

Tomato (1kg)

$4.51 $4.51

$4.95 $4.95

-8.89%

Potato (1kg)

$2.53 $2.53

$2.91 $2.91

-13.06%

Onion (1kg)

$2.74 $2.74

$2.89 $2.89

-5.19%

Lettuce (1 head)

$2.43 $2.43

$1.95 $1.95

24.62%

Water (1.5 liter bottle)

$2.7 $2.7

$1.22 $1.22

121.31%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$12.32 $12.32

23.30%

Wine (Bottle)

$16.42 $16.42

$13.14 $13.14

24.96%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.76 $1.76

33.52%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$4.02 $4.02

-7.96%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.46 $1.46

73.29%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$53 $53

39.95%

Taxi Start (Normal Tariff)

$3.34 $3.34

$4.87 $4.87

-31.42%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.06 $2.06

-31.07%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$27.22 $27.22

-6.61%

Gasoline (1 liter)

$1.08 $1.08

$0.84 $0.84

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$28.4K $28.4K

14.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.6K $25.6K

2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$212 $212

-11.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$57 $57

11.72%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$75.6 $75.6

-13.71%

Gym Membership (Monthly)

$76.7 $76.7

$27.47 $27.47

179.29%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$14.92 $14.92

0.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,428 $1,428

44.48%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$27.5K $27.5K

42.37%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$50.4 $50.4

27.70%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$45.63 $45.63

14.81%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$84.6 $84.6

12.50%

Men's Leather Business Shoes

$145 $145

$102 $102

42.47%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,307 $1,307

81.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,832 $1,832

-13.51%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,480 $2,480

92.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,618 $2,618

7.51%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,402 $2,402

49.36%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,444 $2,444

1.89%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$3,421 $3,421

54.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.45

2.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Springfield, MA: October 28, 2025

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