Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Springdale, AR

For one person, living is cheaper in Springdale, AR: $2,649 a month against $3,037 in Chicago, IL, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Springdale, AR, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Springdale, AR
🇺🇸 United States
$2,649
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Springdale, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Springdale, AR actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,649 in Springdale, AR, rent included.

  • Chicago, IL $3,037
  • Springdale, AR $2,649

A couple spends around $4,518 per month in Chicago, IL vs $3,845 in Springdale, AR, rent included.

  • Chicago, IL $4,518
  • Springdale, AR $3,845

A family of three spends $5,999 per month in Chicago, IL vs $5,041 in Springdale, AR, rent included.

  • Chicago, IL $5,999
  • Springdale, AR $5,041

Chicago, IL costs about 15% more than Springdale, AR, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Springdale, AR sit above the global median – Chicago, IL by 123%, Springdale, AR by 95%.

Currency
🍽 Eating Out
Chicago, IL
Springdale, AR
Difference
Meal at Budget Restaurant
$20.71 $20.71
$19.15 $19.15
8.15%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$75.9 $75.9
17.55%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$10.85 $10.85
21.57%
Cappuccino
$5.66 $5.66
$5.20 $5.20
8.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.47 $2.47
6.88%
Water (0.33 liter bottle)
$2.28 $2.28
$1.98 $1.98
15.15%
Local Beer (0.5 liter draught)
$6.87 $6.87
$6.11 $6.11
12.44%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.07 $7.07
25.04%
🛒 Groceries & Markets
Chicago, IL
Springdale, AR
Difference
Milk (1 liter)
$1.25 $1.25
$1.04 $1.04
20.19%
White Bread (500g)
$3.72 $3.72
$3.52 $3.52
5.68%
Rice (white) (1kg)
$5.39 $5.39
$4.38 $4.38
23.06%
Eggs
$4.74 $4.74
$4.17 $4.17
13.67%
Local Cheese (1kg)
$13.84 $13.84
$12.42 $12.42
11.43%
Chicken Fillets (1kg)
$14.40 $14.40
$11.22 $11.22
28.34%
Beef Round Steak (1kg)
$18.38 $18.38
$15.51 $15.51
18.50%
Apples (1kg)
$5.22 $5.22
$4.83 $4.83
8.07%
Banana (1kg)
$1.98 $1.98
$1.64 $1.64
20.73%
Oranges (1kg)
$4.06 $4.06
$4.31 $4.31
-5.80%
Tomato (1kg)
$4.97 $4.97
$4.81 $4.81
3.33%
Potato (1kg)
$2.67 $2.67
$2.87 $2.87
-6.97%
Onion (1kg)
$2.66 $2.66
$2.80 $2.80
-5.00%
Lettuce (1 head)
$2.24 $2.24
$2.04 $2.04
9.80%
Water (1.5 liter bottle)
$3.13 $3.13
$2.10 $2.10
49.05%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$9.44 $9.44
46.40%
Wine (Bottle)
$14.88 $14.88
$14.25 $14.25
4.42%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$1.78 $1.78
42.70%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$3.44 $3.44
2.03%
🚌 Getting Around
Chicago, IL
Springdale, AR
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.03 $2.03
19.70%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$55.3 $55.3
32.94%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.60 $3.60
-11.67%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.65 $1.65
-15.76%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$29.26 $29.26
-14.46%
Gasoline (1 liter)
$1.20 $1.20
$0.90 $0.90
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$29.7K $29.7K
17.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.1K $26.1K
2.28%
🧾 Monthly Utilities & Internet
Chicago, IL
Springdale, AR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$188 $188
3.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$53.4 $53.4
30.01%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$68.0 $68.0
-9.33%
🎉 Sport & Entertainment
Chicago, IL
Springdale, AR
Difference
Gym Membership (Monthly)
$47.90 $47.90
$42.89 $42.89
11.68%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$13.41 $13.41
32.81%
🧸 Childcare & Education
Chicago, IL
Springdale, AR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,273 $1,273
40.88%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$23.0K $23.0K
38.94%
👕👟 Clothing & Footwear
Chicago, IL
Springdale, AR
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$50.5 $50.5
32.84%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$40.19 $40.19
29.73%
Sport Shoes (Adidas, Nike)
$102 $102
$86.4 $86.4
17.58%
Men's Leather Business Shoes
$144 $144
$112 $112
28.42%
🏠 Accommodation & Living
Chicago, IL
Springdale, AR
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,586 $1,586
59.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,368 $1,368
15.36%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,602 $2,602
82.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,201 $2,201
22.34%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,799 $2,799
49.70%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,415 $2,415
14.63%
💵 Salaries & Financials
Chicago, IL
Springdale, AR
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.51
4.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Springdale, AR: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Springdale, AR
$1.4K 13.3% $210
Groceries & Markets
Chicago, IL
$447
Springdale, AR
$387 13.5% $60
Eating Out
Chicago, IL
$345
Springdale, AR
$311 9.9% $34
Monthly Utilities & Internet
Chicago, IL
$326
Springdale, AR
$309 5% $16
Clothing & Footwear
Chicago, IL
$164
Springdale, AR
$130 20.7% $34
Getting Around
Chicago, IL
$93
Springdale, AR
$75 19.4% $18
Sport & Entertainment
Chicago, IL
$84
Springdale, AR
$70 16.5% $14

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,586 in Springdale, AR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $76 in Springdale, AR. Monthly groceries follow the same trend: $447 vs $387 – making Springdale, AR the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Springdale, AR
🕒 Local time
04:59 4:59 AM
04:59 4:59 AM
Same time as Chicago, IL
🌤 Weather
👥 Population
2,746,388
84,161
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 30, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

On the map
Between locations
  • Chicago, IL Springdale, AR 850 km ≈ 1 h 30 min nonstop flight
From you
  • Chicago, IL
  • Springdale, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Springdale, AR: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Springdale, AR compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,649 in Springdale, AR – Springdale, AR comes out roughly 13% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Chicago, IL compared to Springdale, AR?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,974 in Springdale, AR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Springdale, AR?
Rent is clearly cheaper in Springdale, AR, especially for central apartments: a one-bedroom in the center costs $1,586 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 16% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $76 in Springdale, AR. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,649 in Springdale, AR. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Chicago, IL or Springdale, AR?
Families tend to lean toward Springdale, AR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Chicago, IL or Springdale, AR?
For expats, Springdale, AR is the easier option financially – housing and daily costs are lower, and overall it costs about 13% less, which matters a lot on a fixed budget or early-career salary.

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