Cost of Living Comparison Between Chicago, IL and Spring Valley, IL Cost of Living Comparison Between Chicago, IL and Spring Valley, IL

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,564 in Spring Valley, IL, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,687 in Spring Valley, IL, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,810 in Spring Valley, IL, rent included.

Chicago, IL costs about 20% more than Spring Valley, IL, driven mainly by Groceries & Markets.

Both Chicago, IL and Spring Valley, IL sit above the global median – Chicago, IL by 130%, Spring Valley, IL by 91%.

Meal at Budget Restaurant

$20.91 $20.91

$14.96 $14.96

39.77%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$70.4 $70.4

39.37%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$10.54 $10.54

12.52%

Cappuccino

$5.60 $5.60

$5.51 $5.51

1.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$1.90 $1.90

61.58%

Water (0.33 liter bottle)

$2.47 $2.47

$1.48 $1.48

66.89%

Local Beer (0.5 liter draught)

$7.14 $7.14

$4.43 $4.43

61.17%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$6.03 $6.03

34.00%

Milk (1 liter)

$1.05 $1.05

$0.80 $0.80

31.25%

White Bread (500g)

$4.11 $4.11

$2.78 $2.78

47.84%

Rice (white) (1kg)

$5.61 $5.61

$4.58 $4.58

22.49%

Eggs

$4.51 $4.51

$3.16 $3.16

42.72%

Local Cheese (1kg)

$14.27 $14.27

$6.63 $6.63

115.23%

Chicken Fillets (1kg)

$14.89 $14.89

$4.46 $4.46

233.86%

Beef Round Steak (1kg)

$19.19 $19.19

$13.24 $13.24

44.94%

Apples (1kg)

$5.14 $5.14

$4.74 $4.74

8.44%

Banana (1kg)

$1.77 $1.77

$1.16 $1.16

52.59%

Oranges (1kg)

$4.39 $4.39

$5.38 $5.38

-18.40%

Tomato (1kg)

$4.56 $4.56

Potato (1kg)

$2.54 $2.54

$2.21 $2.21

14.93%

Onion (1kg)

$2.75 $2.75

$2.15 $2.15

27.91%

Lettuce (1 head)

$2.42 $2.42

$1.53 $1.53

58.17%

Water (1.5 liter bottle)

$2.62 $2.62

$1.97 $1.97

32.99%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$7.83 $7.83

90.55%

Wine (Bottle)

$14.80 $14.80

$11.85 $11.85

24.89%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.27 $2.27

8.37%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.31 $3.31

12.69%

One-way Ticket (Public Transport)

$2.48 $2.48

$1.97 $1.97

25.89%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.42 $3.42

-7.02%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.57 $1.57

-9.55%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$45.76 $45.76

-45.50%

Gasoline (1 liter)

$1.06 $1.06

$0.83 $0.83

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$38.9K $38.9K

-17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$27.3K $27.3K

-4.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$205 $205

-9.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$54.6 $54.6

13.04%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$71.5 $71.5

-6.46%

Gym Membership (Monthly)

$75.2 $75.2

$43.30 $43.30

73.60%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$12.82 $12.82

14.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$967 $967

108.95%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$23.5K $23.5K

67.81%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$62.1 $62.1

4.06%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$62.2 $62.2

-15.73%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$129 $129

-24.33%

Men's Leather Business Shoes

$148 $148

-0.13%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,597 $1,597

44.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,333 $1,333

19.25%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$2,672 $2,672

72.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,185 $2,185

27.18%

Buy Apartment in City Center (m2)

$3,922 $3,922

$2,672 $2,672

46.75%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,243 $2,243

16.50%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.49

1.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Spring Valley, IL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,597 in Spring Valley, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $70.0 in Spring Valley, IL. Monthly groceries follow the same trend: $447 vs $306 – making Spring Valley, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spring Valley, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,564 in Spring Valley, IL – roughly 20% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,846 in Spring Valley, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Valley, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Chicago, IL and $70.0 in Spring Valley, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,564 in Spring Valley, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,564 in Spring Valley, IL to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Spring Valley, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.