Cost of Living Comparison Between Chicago, IL and Spring Hill, TN Cost of Living Comparison Between Chicago, IL and Spring Hill, TN

Monthly Cost of Living

A single person spends $3,117 per month in Chicago, IL vs $2,659 in Spring Hill, TN, rent included.

A couple spends around $4,695 per month in Chicago, IL vs $3,520 in Spring Hill, TN, rent included.

A family of three spends $6,273 per month in Chicago, IL vs $4,380 in Spring Hill, TN, rent included.

Chicago, IL costs about 17% more than Spring Hill, TN, driven mainly by Eating Out.

Both Chicago, IL and Spring Hill, TN sit above the global median – Chicago, IL by 128%, Spring Hill, TN by 94%.

Meal at Budget Restaurant

$19.92 $19.92

$13.83 $13.83

44.03%

Three-Course Dinner for Two, Mid-Range

$88.5 $88.5

$60.8 $60.8

45.66%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$10.02 $10.02

29.14%

Cappuccino

$5.54 $5.54

$5.12 $5.12

8.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$2.52 $2.52

8.73%

Water (0.33 liter bottle)

$2.36 $2.36

$2.10 $2.10

12.38%

Local Beer (0.5 liter draught)

$7.12 $7.12

$3.89 $3.89

83.03%

Imported Beer (0.33 liter bottle)

$8.73 $8.73

$5.12 $5.12

70.51%

Milk (1 liter)

$1.34 $1.34

$1.07 $1.07

25.23%

White Bread (500g)

$4.17 $4.17

$3.43 $3.43

21.57%

Rice (white) (1kg)

$5.73 $5.73

$4.50 $4.50

27.33%

Eggs

$4.89 $4.89

$4.01 $4.01

21.95%

Local Cheese (1kg)

$14.77 $14.77

$9.97 $9.97

48.14%

Chicken Fillets (1kg)

$14.85 $14.85

$9.66 $9.66

53.73%

Beef Round Steak (1kg)

$19.61 $19.61

$15.05 $15.05

30.30%

Apples (1kg)

$5.57 $5.57

$6.83 $6.83

-18.45%

Banana (1kg)

$1.92 $1.92

$1.55 $1.55

23.87%

Oranges (1kg)

$4.17 $4.17

$2.72 $2.72

53.31%

Tomato (1kg)

$4.86 $4.86

$5.53 $5.53

-12.12%

Potato (1kg)

$2.84 $2.84

$2.16 $2.16

31.48%

Onion (1kg)

$2.80 $2.80

$4.28 $4.28

-34.58%

Lettuce (1 head)

$2.20 $2.20

$2.33 $2.33

-5.58%

Water (1.5 liter bottle)

$3.06 $3.06

$2.18 $2.18

40.37%

Cigarettes 20 Pack (Marlboro, Camel)

$16.16 $16.16

$9.74 $9.74

65.91%

Wine (Bottle)

$14.82 $14.82

$14.88 $14.88

-0.40%

Local Beer (0.5 liter bottle)

$2.53 $2.53

$1.99 $1.99

27.14%

Imported Beer (0.33 liter bottle)

$3.35 $3.35

$3.13 $3.13

7.03%

One-way Ticket (Public Transport)

$2.55 $2.55

$1.99 $1.99

28.14%

Public Transport Monthly Pass (Regular Price)

$75.6 $75.6

Taxi Start (Normal Tariff)

$3.30 $3.30

$5.10 $5.10

-35.29%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.59 $1.59

-14.47%

Taxi 1hour Waiting (Normal Tariff)

$25.12 $25.12

$29.67 $29.67

-15.34%

Gasoline (1 liter)

$1.17 $1.17

$0.69 $0.69

69.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.0K $38.0K

-5.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.9K $26.9K

-2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$223 $223

-14.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.9 $67.9

$73.6 $73.6

-7.69%

Internet (50+ Mbps, Unlimited Data)

$61.7 $61.7

$54.2 $54.2

13.88%

Gym Membership (Monthly)

$63.5 $63.5

$41.81 $41.81

51.81%

Tennis Court (1 Hour on Weekend)

$27.14 $27.14

Cinema Ticket

$18.02 $18.02

$12.21 $12.21

47.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,522 $1,522

$1,213 $1,213

25.47%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$24.1K $24.1K

29.84%

Jeans (Levis 501 Or Similar)

$63.7 $63.7

$50.9 $50.9

25.03%

Summer Dress (H&M, Zara, etc)

$55.3 $55.3

$44.83 $44.83

23.24%

Sport Shoes (Adidas, Nike)

$100 $100

$85.3 $85.3

17.78%

Men's Leather Business Shoes

$153 $153

$126 $126

22.08%

1-bedroom Apartment, City Center (Monthly)

$2,406 $2,406

$1,641 $1,641

46.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,653 $1,653

$1,459 $1,459

13.27%

3-bedroom Apartment, City Center (Monthly)

$4,577 $4,577

$2,041 $2,041

124.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,771 $2,771

$1,841 $1,841

50.54%

Buy Apartment in City Center (m2)

$4,031 $4,031

$2,801 $2,801

43.94%

Buy Apartment Outside City Center (m2)

$2,745 $2,745

$2,352 $2,352

16.71%

Average Monthly Net Salary (After Tax)

$4,804 $4,804

$4,647 $4,647

3.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.08

4.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 13, 2026

Last update for Spring Hill, TN: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,406 in Chicago, IL versus $1,641 in Spring Hill, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Chicago, IL versus $61.0 in Spring Hill, TN. Monthly groceries follow the same trend: $464 vs $381 – making Spring Hill, TN the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spring Hill, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,117 in Chicago, IL, $2,659 in Spring Hill, TN – roughly 17% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,676 per month in Chicago, IL and $3,989 in Spring Hill, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Hill, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $88.0 in Chicago, IL and $61.0 in Spring Hill, TN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 22% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $3,117 in Chicago, IL and $2,659 in Spring Hill, TN. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,659 in Spring Hill, TN to $3,117 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Spring Hill, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.