Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Spartanburg, SC

For one person, living is cheaper in Spartanburg, SC: $2,299 a month against $3,185 in Chicago, IL, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
111

Cost of Living Index in Spartanburg, SC
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Spartanburg, SC Living Index

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Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Spartanburg, SC

🇺🇸 United States

$2,299

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Spartanburg, SC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Spartanburg, SC actually costs, broken down by who's living it.

A single person spends $3,185 per month in Chicago, IL vs $2,299 in Spartanburg, SC, rent included.

Chicago, IL $3,185
Spartanburg, SC $2,299

A couple spends around $4,631 per month in Chicago, IL vs $3,394 in Spartanburg, SC, rent included.

Chicago, IL $4,631
Spartanburg, SC $3,394

A family of three spends $6,077 per month in Chicago, IL vs $4,488 in Spartanburg, SC, rent included.

Chicago, IL $6,077
Spartanburg, SC $4,488

Chicago, IL costs about 39% more than Spartanburg, SC, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Spartanburg, SC sit above the global median – Chicago, IL by 136%, Spartanburg, SC by 70%.

Meal at Budget Restaurant

$21.58 $21.58

$17.24 $17.24

25.17%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$60.7 $60.7

46.11%

Fast Food Meal (McDonalds, etc)

$13.20 $13.20

$9.84 $9.84

34.15%

Cappuccino

$5.59 $5.59

$5.71 $5.71

-2.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.13 $2.13

23.47%

Water (0.33 liter bottle)

$2.26 $2.26

$2.35 $2.35

-3.83%

Local Beer (0.5 liter draught)

$7.11 $7.11

$5.06 $5.06

40.51%

Imported Beer (0.33 liter bottle)

$9.23 $9.23

$7.07 $7.07

30.55%

Milk (1 liter)

$1.28 $1.28

$1.00 $1.00

28.00%

White Bread (500g)

$3.84 $3.84

$3.51 $3.51

9.40%

Rice (white) (1kg)

$5.07 $5.07

$5.66 $5.66

-10.42%

Eggs

$4.84 $4.84

$3.82 $3.82

26.70%

Local Cheese (1kg)

$14.17 $14.17

$13.15 $13.15

7.76%

Chicken Fillets (1kg)

$14.61 $14.61

$12.91 $12.91

13.17%

Beef Round Steak (1kg)

$18.76 $18.76

$16.56 $16.56

13.29%

Apples (1kg)

$5.19 $5.19

$3.26 $3.26

59.20%

Banana (1kg)

$2.00 $2.00

$2.38 $2.38

-15.97%

Oranges (1kg)

$4.00 $4.00

$3.90 $3.90

2.56%

Tomato (1kg)

$4.98 $4.98

$6.15 $6.15

-19.02%

Potato (1kg)

$2.79 $2.79

$2.69 $2.69

3.72%

Onion (1kg)

$2.65 $2.65

$3.71 $3.71

-28.57%

Lettuce (1 head)

$2.13 $2.13

$2.23 $2.23

-4.48%

Water (1.5 liter bottle)

$3.09 $3.09

$2.95 $2.95

4.75%

Cigarettes 20 Pack (Marlboro, Camel)

$16.05 $16.05

$9.05 $9.05

77.35%

Wine (Bottle)

$15.20 $15.20

$16.77 $16.77

-9.36%

Local Beer (0.5 liter bottle)

$2.62 $2.62

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$6.93 $6.93

-50.07%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$75.1 $75.1

$119 $119

-37.03%

Taxi Start (Normal Tariff)

$3.21 $3.21

Taxi (Normal Tariff) (1km)

$1.39 $1.39

Taxi 1hour Waiting (Normal Tariff)

$25.02 $25.02

Gasoline (1 liter)

$1.24 $1.24

$0.86 $0.86

44.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K $37.2K

$34.5K $34.5K

7.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.5K $26.5K

-2.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$177 $177

8.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.8 $67.8

$93.5 $93.5

-27.50%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$61.5 $61.5

-0.94%

Gym Membership (Monthly)

$53.6 $53.6

$26.87 $26.87

99.37%

Tennis Court (1 Hour on Weekend)

$27.90 $27.90

Cinema Ticket

$17.80 $17.80

$12.23 $12.23

45.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,554 $1,554

$942 $942

65.06%

International Primary School, 1 Child (Yearly)

$31.4K $31.4K

Jeans (Levis 501 Or Similar)

$67.9 $67.9

$41.14 $41.14

65.00%

Summer Dress (H&M, Zara, etc)

$50.8 $50.8

$35.13 $35.13

44.49%

Sport Shoes (Adidas, Nike)

$101 $101

$80.0 $80.0

26.78%

Men's Leather Business Shoes

$143 $143

$118 $118

21.56%

1-bedroom Apartment, City Center (Monthly)

$2,383 $2,383

$1,248 $1,248

91.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,712 $1,712

$959 $959

78.50%

3-bedroom Apartment, City Center (Monthly)

$4,674 $4,674

$2,161 $2,161

116.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,738 $2,738

$1,588 $1,588

72.47%

Buy Apartment in City Center (m2)

$4,158 $4,158

$1,819 $1,819

128.58%

Buy Apartment Outside City Center (m2)

$2,691 $2,691

$1,821 $1,821

47.73%

Average Monthly Net Salary (After Tax)

$4,894 $4,894

$3,464 $3,464

41.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

7.22

-6.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 12, 2026

Last update for Spartanburg, SC: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.8%

Spartanburg, SC

$959 41.7% 44% $753

Groceries & Markets

Chicago, IL

$451 14.2%

Spartanburg, SC

$421 * 18.3% 6.7% $30

Eating Out

Chicago, IL

$353 11.1%

Spartanburg, SC

$293 12.8% 16.9% $60

Monthly Utilities & Internet

Chicago, IL

$321 10.1%

Spartanburg, SC

$332 14.4% 3.5% $11

Clothing & Footwear

Chicago, IL

$164 5.1%

Spartanburg, SC

$123 5.4% 24.5% $40

Getting Around

Chicago, IL

$95 3%

Spartanburg, SC

$119 * 5.2% 25.4% $24

Sport & Entertainment

Chicago, IL

$89 2.8%

Spartanburg, SC

$51 2.2% 42.4% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,383 in Chicago, IL versus $1,248 in Spartanburg, SC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $61.0 in Spartanburg, SC. Monthly groceries follow the same trend: $451 vs $421 – making Spartanburg, SC the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Spartanburg, SC

🕒 Local time

02:40 2:40 AM

03:40 3:40 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

37,013

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Spartanburg, SC 920 km ≈ 1 h 45 min nonstop flight

From you

Chicago, IL
Spartanburg, SC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spartanburg, SC: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,185 in Chicago, IL, $2,299 in Spartanburg, SC – roughly 39% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,777 per month in Chicago, IL and $3,449 in Spartanburg, SC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spartanburg, SC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $89.0 in Chicago, IL and $61.0 in Spartanburg, SC. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Spartanburg, SC, where all-in costs run around $2,299, than in Chicago, IL at $3,185. In Spartanburg, SC it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,299 in Spartanburg, SC to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Spartanburg, SC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.