Cost of Living Comparison Between Chicago, IL and Spanish Fork, UT Cost of Living Comparison Between Chicago, IL and Spanish Fork, UT

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,353 in Spanish Fork, UT, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,200 in Spanish Fork, UT, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,048 in Spanish Fork, UT, rent included.

Chicago, IL costs about 31% more than Spanish Fork, UT, driven mainly by Eating Out.

Both Chicago, IL and Spanish Fork, UT sit above the global median – Chicago, IL by 130%, Spanish Fork, UT by 76%.

Meal at Budget Restaurant

$20.91 $20.91

$10.05 $10.05

108.06%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$83.7 $83.7

17.28%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$11.38 $11.38

4.22%

Cappuccino

$5.60 $5.60

$4.93 $4.93

13.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.28 $2.28

34.65%

Water (0.33 liter bottle)

$2.47 $2.47

$1.82 $1.82

35.71%

Local Beer (0.5 liter draught)

$7.14 $7.14

$6.07 $6.07

17.63%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$7.39 $7.39

9.34%

Milk (1 liter)

$1.05 $1.05

$0.97 $0.97

8.25%

White Bread (500g)

$4.11 $4.11

$3.09 $3.09

33.01%

Rice (white) (1kg)

$5.61 $5.61

$3.84 $3.84

46.09%

Eggs

$4.51 $4.51

$2.32 $2.32

94.40%

Local Cheese (1kg)

$14.27 $14.27

$7.91 $7.91

80.40%

Chicken Fillets (1kg)

$14.89 $14.89

$8.86 $8.86

68.06%

Beef Round Steak (1kg)

$19.19 $19.19

$14.13 $14.13

35.81%

Apples (1kg)

$5.14 $5.14

$5.21 $5.21

-1.34%

Banana (1kg)

$1.77 $1.77

$2.03 $2.03

-12.81%

Oranges (1kg)

$4.39 $4.39

$3.57 $3.57

22.97%

Tomato (1kg)

$4.56 $4.56

$4.75 $4.75

-4.00%

Potato (1kg)

$2.54 $2.54

$2.55 $2.55

-0.39%

Onion (1kg)

$2.75 $2.75

$2.63 $2.63

4.56%

Lettuce (1 head)

$2.42 $2.42

$1.91 $1.91

26.70%

Water (1.5 liter bottle)

$2.62 $2.62

$1.96 $1.96

33.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$8.88 $8.88

68.02%

Wine (Bottle)

$14.80 $14.80

$15.10 $15.10

-1.99%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.93 $1.93

27.46%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.45 $2.45

52.24%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.05 $2.05

20.98%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.44 $2.44

30.33%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.45 $1.45

-2.07%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$25.28 $25.28

-1.34%

Gasoline (1 liter)

$1.06 $1.06

$0.68 $0.68

55.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$24.9K $24.9K

28.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.3K $26.3K

-0.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$177 $177

4.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$29.48 $29.48

109.43%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$35.10 $35.10

90.66%

Gym Membership (Monthly)

$75.2 $75.2

$43.23 $43.23

73.88%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$13.81 $13.81

6.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,006 $1,006

100.93%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$18.7K $18.7K

111.22%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$55.7 $55.7

15.93%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$43.50 $43.50

20.57%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$50.5 $50.5

93.78%

Men's Leather Business Shoes

$148 $148

$71.0 $71.0

107.90%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,588 $1,588

45.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,361 $1,361

16.85%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$1,777 $1,777

159.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$1,795 $1,795

54.84%

Buy Apartment in City Center (m2)

$3,922 $3,922

$2,580 $2,580

52.01%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,564 $2,564

1.91%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$3,170 $3,170

64.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

4.5

46.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Spanish Fork, UT: May 31, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,588 in Spanish Fork, UT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 65% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $84.0 in Spanish Fork, UT. Monthly groceries follow the same trend: $447 vs $341 – making Spanish Fork, UT the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Spanish Fork, UT: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,353 in Spanish Fork, UT – roughly 31% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,530 in Spanish Fork, UT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spanish Fork, UT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Chicago, IL and $84.0 in Spanish Fork, UT. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 31% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Spanish Fork, UT, where all-in costs run around $2,353, than in Chicago, IL at $3,077. In Spanish Fork, UT it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,353 in Spanish Fork, UT to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Spanish Fork, UT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.