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Cost of Living Comparison Between Chicago, IL and South Bend, IN Cost of Living Comparison Between Chicago, IL and South Bend, IN

๐Ÿ˜ Solo nomad: Chicago, IL is 41.5% more expensive than South Bend, IN without rent, and 63.1% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 65.5% more expensive than South Bend, IN without rent, and 58.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
South Bend, IN
Difference
Meal at Budget Restaurant
$20.59 $20.59
$15.14 $15.14
36.00%
Three-Course Dinner for Two, Mid-Range
$99.0 $99.0
$60.3 $60.3
64.23%
Fast Food Meal (McDonalds, etc)
$11.90 $11.90
$7.42 $7.42
60.38%
Cappuccino
$5.83 $5.83
$4.79 $4.79
21.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.02 $3.02
$1.90 $1.90
58.95%
Water (0.33 liter bottle)
$2.48 $2.48
$1.51 $1.51
64.24%
Local Beer (0.5 liter draught)
$6.80 $6.80
$6.06 $6.06
12.21%
Imported Beer (0.33 liter bottle)
$8.13 $8.13
$7.34 $7.34
10.76%
๐Ÿ›’ Groceries & Markets
Chicago, IL
South Bend, IN
Difference
Milk (1 liter)
$1.08 $1.08
$0.77 $0.77
40.26%
White Bread (500g)
$4.05 $4.05
$2.61 $2.61
55.17%
Rice (white) (1kg)
$5.58 $5.58
$2.65 $2.65
110.57%
Eggs
$4.57 $4.57
$2.94 $2.94
55.44%
Local Cheese (1kg)
$14.16 $14.16
$11.59 $11.59
22.17%
Chicken Fillets (1kg)
$15.25 $15.25
$10.15 $10.15
50.25%
Beef Round Steak (1kg)
$18.90 $18.90
$9.78 $9.78
93.25%
Apples (1kg)
$5.27 $5.27
$4.50 $4.50
17.11%
Banana (1kg)
$1.70 $1.70
$1.30 $1.30
30.77%
Oranges (1kg)
$4.25 $4.25
$2.50 $2.50
70.00%
Tomato (1kg)
$4.58 $4.58
$1.77 $1.77
158.76%
Potato (1kg)
$2.44 $2.44
$2.05 $2.05
19.02%
Onion (1kg)
$2.83 $2.83
$1.60 $1.60
76.88%
Lettuce (1 head)
$2.51 $2.51
$1.50 $1.50
67.33%
Water (1.5 liter bottle)
$2.71 $2.71
$1.97 $1.97
37.56%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 $15.02
$6.28 $6.28
139.17%
Wine (Bottle)
$16.28 $16.28
$13.07 $13.07
24.56%
Local Beer (0.5 liter bottle)
$2.39 $2.39
$2.05 $2.05
16.59%
Imported Beer (0.33 liter bottle)
$3.56 $3.56
$5.98 $5.98
-40.47%
๐ŸšŒ Getting Around
Chicago, IL
South Bend, IN
Difference
One-way Ticket (Public Transport)
$2.51 $2.51
$1.02 $1.02
146.08%
Public Transport Monthly Pass (Regular Price)
$75.1 $75.1
$35.11 $35.11
114.01%
Taxi Start (Normal Tariff)
$3.19 $3.19
$3.60 $3.60
-11.39%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.58 $1.58
-10.13%
Taxi 1hour Waiting (Normal Tariff)
$25.48 $25.48
$28.96 $28.96
-12.02%
Gasoline (1 liter)
$1.10 $1.10
$0.89 $0.89
23.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.6K $31.6K
$24.6K $24.6K
28.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$26.0K $26.0K
0.68%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
South Bend, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 $186
$173 $173
7.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.5 $61.5
$46.05 $46.05
33.53%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$50.3 $50.3
32.16%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
South Bend, IN
Difference
Gym Membership (Monthly)
$77.8 $77.8
$43.01 $43.01
80.91%
Tennis Court (1 Hour on Weekend)
$12.93 $12.93
$25.92 $25.92
-50.12%
Cinema Ticket
$14.86 $14.86
$13.53 $13.53
9.83%
๐Ÿงธ Childcare & Education
Chicago, IL
South Bend, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,094 $2,094
$1,328 $1,328
57.76%
International Primary School, 1 Child (Yearly)
$39.3K $39.3K
$23.6K $23.6K
66.45%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
South Bend, IN
Difference
Jeans (Levis 501 Or Similar)
$65.2 $65.2
$39.94 $39.94
63.32%
Summer Dress (H&M, Zara, etc)
$50.7 $50.7
$30.40 $30.40
66.64%
Sport Shoes (Adidas, Nike)
$96.6 $96.6
$50.9 $50.9
89.89%
Men's Leather Business Shoes
$143 $143
$50.0 $50.0
186.55%
๐Ÿ  Accommodation & Living
Chicago, IL
South Bend, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$2,309 $2,309
$1,627 $1,627
41.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,597 $1,597
$817 $817
95.40%
3-bedroom Apartment, City Center (Monthly)
$4,723 $4,723
$2,526 $2,526
86.96%
3-bedroom Apartment, Outside City Center (Monthly)
$2,806 $2,806
$1,624 $1,624
72.76%
Buy Apartment in City Center (m2)
$3,787 $3,787
$1,586 $1,586
138.85%
Buy Apartment Outside City Center (m2)
$2,494 $2,494
$1,572 $1,572
58.58%
๐Ÿ’ต Salaries & Financials
Chicago, IL
South Bend, IN
Difference
Average Monthly Net Salary (After Tax)
$5,384 $5,384
$3,286 $3,286
63.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.4
3.12%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: January 12, 2026

Last update for South Bend, IN: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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