Cost of Living Comparison Between Chicago, IL and Somerset, KY Cost of Living Comparison Between Chicago, IL and Somerset, KY

😐 Solo nomad: Chicago, IL is 44.2% more expensive than Somerset, KY without rent, and 29.4% more expensive with rent.

😐 Family of 3: Chicago, IL is 38.4% more expensive than Somerset, KY without rent, and 43.7% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$15.27 $15.27

36.35%

Three-Course Dinner for Two, Mid-Range

$100 $100

$59.6 $59.6

68.24%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$7.94 $7.94

50.76%

Cappuccino

$5.56 $5.56

$3.97 $3.97

40.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.16 $2.16

43.98%

Water (0.33 liter bottle)

$2.42 $2.42

$2.06 $2.06

17.48%

Local Beer (0.5 liter draught)

$6.86 $6.86

$3.6 $3.6

90.56%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$4.1 $4.1

106.10%

Milk (1 liter)

$1.04 $1.04

$0.83 $0.83

25.30%

White Bread (500g)

$4.15 $4.15

$2.19 $2.19

89.50%

Rice (white) (1kg)

$5.52 $5.52

$3.8 $3.8

45.26%

Eggs

$4.65 $4.65

$3.31 $3.31

40.48%

Local Cheese (1kg)

$14.33 $14.33

$10.34 $10.34

38.59%

Chicken Fillets (1kg)

$14.88 $14.88

$8.89 $8.89

67.38%

Beef Round Steak (1kg)

$19.34 $19.34

$15.6 $15.6

23.97%

Apples (1kg)

$5.17 $5.17

$4.63 $4.63

11.66%

Banana (1kg)

$1.71 $1.71

$1.2 $1.2

42.50%

Oranges (1kg)

$4.41 $4.41

$4.01 $4.01

9.98%

Tomato (1kg)

$4.51 $4.51

$4.81 $4.81

-6.24%

Potato (1kg)

$2.53 $2.53

$2.07 $2.07

22.22%

Onion (1kg)

$2.74 $2.74

$3.05 $3.05

-10.16%

Lettuce (1 head)

$2.43 $2.43

$1.83 $1.83

32.79%

Water (1.5 liter bottle)

$2.7 $2.7

$1.44 $1.44

87.50%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$7.13 $7.13

113.04%

Wine (Bottle)

$16.42 $16.42

$12.15 $12.15

35.14%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.07 $2.07

13.53%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$1.47 $1.47

151.70%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.95 $1.95

29.74%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.67 $3.67

-8.99%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.59 $1.59

-10.69%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$24.76 $24.76

2.67%

Gasoline (1 liter)

$1.08 $1.08

$0.82 $0.82

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$25.5K $25.5K

27.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.1K $25.1K

4.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$118 $118

59.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$56.1 $56.1

13.59%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$56.8 $56.8

14.81%

Gym Membership (Monthly)

$76.7 $76.7

$43.75 $43.75

75.36%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$8.3 $8.3

79.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$661 $661

212.02%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$17.3K $17.3K

125.95%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$27.97 $27.97

129.92%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$30.39 $30.39

72.39%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$62.4 $62.4

52.65%

Men's Leather Business Shoes

$145 $145

$102 $102

42.33%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$597 $597

298.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,363 $1,363

16.22%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$1,005 $1,005

373.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,261 $2,261

24.48%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,749 $2,749

30.53%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,406 $2,406

3.51%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$4,503 $4,503

17.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

32.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Somerset, KY: October 28, 2025

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