Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Sierra Vista, AZ

For one person, living is cheaper in Sierra Vista, AZ: $1,911 a month against $3,037 in Chicago, IL, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Sierra Vista, AZ, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Sierra Vista, AZ
🇺🇸 United States
$1,911
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Sierra Vista, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Sierra Vista, AZ actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $1,911 in Sierra Vista, AZ, rent included.

  • Chicago, IL $3,037
  • Sierra Vista, AZ $1,911

A couple spends around $4,518 per month in Chicago, IL vs $2,854 in Sierra Vista, AZ, rent included.

  • Chicago, IL $4,518
  • Sierra Vista, AZ $2,854

A family of three spends $5,999 per month in Chicago, IL vs $3,797 in Sierra Vista, AZ, rent included.

  • Chicago, IL $5,999
  • Sierra Vista, AZ $3,797

Chicago, IL costs about 59% more than Sierra Vista, AZ, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Sierra Vista, AZ sit above the global median – Chicago, IL by 123%, Sierra Vista, AZ by 40%.

Currency
🍽 Eating Out
Chicago, IL
Sierra Vista, AZ
Difference
Meal at Budget Restaurant
$20.71 $20.71
$16.70 $16.70
24.01%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$66.0 $66.0
35.22%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$14.27 $14.27
-7.57%
Cappuccino
$5.66 $5.66
$5.86 $5.86
-3.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.25 $2.25
17.33%
Water (0.33 liter bottle)
$2.28 $2.28
$1.55 $1.55
47.10%
Local Beer (0.5 liter draught)
$6.87 $6.87
$5.41 $5.41
26.99%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.87 $7.87
12.33%
🛒 Groceries & Markets
Chicago, IL
Sierra Vista, AZ
Difference
Milk (1 liter)
$1.25 $1.25
$0.84 $0.84
48.81%
White Bread (500g)
$3.72 $3.72
$3.22 $3.22
15.53%
Rice (white) (1kg)
$5.39 $5.39
$2.15 $2.15
150.70%
Eggs
$4.74 $4.74
$4.34 $4.34
9.22%
Local Cheese (1kg)
$13.84 $13.84
$13.60 $13.60
1.76%
Chicken Fillets (1kg)
$14.40 $14.40
$13.04 $13.04
10.43%
Beef Round Steak (1kg)
$18.38 $18.38
$14.82 $14.82
24.02%
Apples (1kg)
$5.22 $5.22
$2.72 $2.72
91.91%
Banana (1kg)
$1.98 $1.98
$1.40 $1.40
41.43%
Oranges (1kg)
$4.06 $4.06
$4.33 $4.33
-6.24%
Tomato (1kg)
$4.97 $4.97
$2.16 $2.16
130.09%
Potato (1kg)
$2.67 $2.67
$1.97 $1.97
35.53%
Onion (1kg)
$2.66 $2.66
$3.14 $3.14
-15.29%
Lettuce (1 head)
$2.24 $2.24
$2.28 $2.28
-1.75%
Water (1.5 liter bottle)
$3.13 $3.13
$2.60 $2.60
20.38%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$10.99 $10.99
25.75%
Wine (Bottle)
$14.88 $14.88
$14.14 $14.14
5.23%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.40 $2.40
5.83%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$2.96 $2.96
18.58%
🚌 Getting Around
Chicago, IL
Sierra Vista, AZ
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
-
-
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
-
-
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.74 $2.74
16.06%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.36 $1.36
2.21%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$36.71 $36.71
-31.82%
Gasoline (1 liter)
$1.20 $1.20
$1.13 $1.13
6.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$36.8K $36.8K
-4.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.1K $26.1K
2.04%
🧾 Monthly Utilities & Internet
Chicago, IL
Sierra Vista, AZ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$135 $135
44.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$49.31 $49.31
40.84%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$73.7 $73.7
-16.33%
🎉 Sport & Entertainment
Chicago, IL
Sierra Vista, AZ
Difference
Gym Membership (Monthly)
$47.90 $47.90
-
-
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$11.90 $11.90
49.66%
🧸 Childcare & Education
Chicago, IL
Sierra Vista, AZ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$988 $988
81.60%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$23.0K $23.0K
39.10%
👕👟 Clothing & Footwear
Chicago, IL
Sierra Vista, AZ
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$59.2 $59.2
13.17%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$46.98 $46.98
10.98%
Sport Shoes (Adidas, Nike)
$102 $102
$101 $101
0.55%
Men's Leather Business Shoes
$144 $144
$128 $128
12.48%
🏠 Accommodation & Living
Chicago, IL
Sierra Vista, AZ
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$889 $889
184.17%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$798 $798
97.65%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$1,351 $1,351
250.70%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$1,315 $1,315
104.82%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,001 $2,001
109.39%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,023 $2,023
36.82%
💵 Salaries & Financials
Chicago, IL
Sierra Vista, AZ
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$4,094 $4,094
20.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.38
6.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Sierra Vista, AZ: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Sierra Vista, AZ
$798 49.4% $780
Groceries & Markets
Chicago, IL
$447
Sierra Vista, AZ
$366 18.2% $82
Eating Out
Chicago, IL
$345
Sierra Vista, AZ
$305 11.7% $40
Monthly Utilities & Internet
Chicago, IL
$326
Sierra Vista, AZ
$258 20.9% $68
Clothing & Footwear
Chicago, IL
$164
Sierra Vista, AZ
$151 8.1% $13
Getting Around
Chicago, IL
$93
Sierra Vista, AZ
$9.5 * 89.8% $84
Sport & Entertainment
Chicago, IL
$84
Sierra Vista, AZ
$24 * 71.5% $60

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $889 in Sierra Vista, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $66 in Sierra Vista, AZ. Monthly groceries follow the same trend: $447 vs $366 – making Sierra Vista, AZ the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Sierra Vista, AZ
🕒 Local time
13:12 1:12 PM
12:12 12:12 PM
1 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
45,308
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Chicago, IL Sierra Vista, AZ 2,310 km ≈ 3 h 30 min nonstop flight
From you
  • Chicago, IL
  • Sierra Vista, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Sierra Vista, AZ: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Sierra Vista, AZ compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $1,911 in Sierra Vista, AZ – Sierra Vista, AZ comes out roughly 37% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Chicago, IL compared to Sierra Vista, AZ?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $2,866 in Sierra Vista, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Sierra Vista, AZ?
Rent is clearly cheaper in Sierra Vista, AZ, especially for central apartments: a one-bedroom in the center costs $889 there versus $2,526 in Chicago, IL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $66 in Sierra Vista, AZ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 22% more in Chicago, IL, though the gap depends on what you buy.
Where should families live: Chicago, IL or Sierra Vista, AZ?
Families tend to lean toward Sierra Vista, AZ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Chicago, IL and Sierra Vista, AZ?
If budget matters most, go with Sierra Vista, AZ. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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