Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Scottsdale, AZ

For one person, living is cheaper in Scottsdale, AZ: $2,911 a month against $3,185 in Chicago, IL, rent and utilities included – about $3,300 less a year. Rent and utilities account for about half of the difference.

153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
142

Cost of Living Index in Scottsdale, AZ
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Scottsdale, AZ Living Index

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Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Scottsdale, AZ

🇺🇸 United States

$2,911

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Scottsdale, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Scottsdale, AZ actually costs, broken down by who's living it.

A single person spends $3,185 per month in Chicago, IL vs $2,911 in Scottsdale, AZ, rent included.

Chicago, IL $3,185
Scottsdale, AZ $2,911

A couple spends around $4,631 per month in Chicago, IL vs $4,339 in Scottsdale, AZ, rent included.

Chicago, IL $4,631
Scottsdale, AZ $4,339

A family of three spends $6,077 per month in Chicago, IL vs $5,767 in Scottsdale, AZ, rent included.

Chicago, IL $6,077
Scottsdale, AZ $5,767

Chicago, IL costs about 9% more than Scottsdale, AZ, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Scottsdale, AZ sit above the global median – Chicago, IL by 136%, Scottsdale, AZ by 116%.

Meal at Budget Restaurant

$21.58 $21.58

$19.63 $19.63

9.93%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$85.9 $85.9

3.18%

Fast Food Meal (McDonalds, etc)

$13.20 $13.20

$12.83 $12.83

2.88%

Cappuccino

$5.59 $5.59

$5.32 $5.32

5.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.94 $2.94

-10.54%

Water (0.33 liter bottle)

$2.26 $2.26

$2.38 $2.38

-5.04%

Local Beer (0.5 liter draught)

$7.11 $7.11

$6.10 $6.10

16.56%

Imported Beer (0.33 liter bottle)

$9.23 $9.23

$7.88 $7.88

17.13%

Milk (1 liter)

$1.28 $1.28

$1.01 $1.01

26.73%

White Bread (500g)

$3.84 $3.84

$4.06 $4.06

-5.42%

Rice (white) (1kg)

$5.07 $5.07

$4.97 $4.97

2.01%

Eggs

$4.84 $4.84

$4.49 $4.49

7.80%

Local Cheese (1kg)

$14.17 $14.17

$13.68 $13.68

3.58%

Chicken Fillets (1kg)

$14.61 $14.61

$11.21 $11.21

30.33%

Beef Round Steak (1kg)

$18.76 $18.76

$17.13 $17.13

9.52%

Apples (1kg)

$5.19 $5.19

$4.39 $4.39

18.22%

Banana (1kg)

$2.00 $2.00

$1.87 $1.87

6.95%

Oranges (1kg)

$4.00 $4.00

$3.77 $3.77

6.10%

Tomato (1kg)

$4.98 $4.98

$4.16 $4.16

19.71%

Potato (1kg)

$2.79 $2.79

$2.84 $2.84

-1.76%

Onion (1kg)

$2.65 $2.65

$2.81 $2.81

-5.69%

Lettuce (1 head)

$2.13 $2.13

$2.12 $2.12

0.47%

Water (1.5 liter bottle)

$3.09 $3.09

$2.63 $2.63

17.49%

Cigarettes 20 Pack (Marlboro, Camel)

$16.05 $16.05

$10.65 $10.65

50.70%

Wine (Bottle)

$15.20 $15.20

$13.49 $13.49

12.68%

Local Beer (0.5 liter bottle)

$2.62 $2.62

$2.49 $2.49

5.22%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.33 $3.33

3.90%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.26 $2.26

9.29%

Public Transport Monthly Pass (Regular Price)

$75.1 $75.1

$42.51 $42.51

76.66%

Taxi Start (Normal Tariff)

$3.21 $3.21

$2.77 $2.77

15.88%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.34 $1.34

3.73%

Taxi 1hour Waiting (Normal Tariff)

$25.02 $25.02

$35.81 $35.81

-30.13%

Gasoline (1 liter)

$1.24 $1.24

$1.19 $1.19

4.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K $37.2K

$36.6K $36.6K

1.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.4K $25.4K

1.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$200 $200

-4.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.8 $67.8

$63.7 $63.7

6.45%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$75.2 $75.2

-19.03%

Gym Membership (Monthly)

$53.6 $53.6

$34.23 $34.23

56.50%

Tennis Court (1 Hour on Weekend)

$27.90 $27.90

$10.04 $10.04

177.89%

Cinema Ticket

$17.80 $17.80

$13.71 $13.71

29.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,554 $1,554

$1,238 $1,238

25.52%

International Primary School, 1 Child (Yearly)

$31.4K $31.4K

$20.2K $20.2K

55.43%

Jeans (Levis 501 Or Similar)

$67.9 $67.9

$54.9 $54.9

23.60%

Summer Dress (H&M, Zara, etc)

$50.8 $50.8

$43.13 $43.13

17.69%

Sport Shoes (Adidas, Nike)

$101 $101

$99.2 $99.2

2.24%

Men's Leather Business Shoes

$143 $143

$133 $133

7.78%

1-bedroom Apartment, City Center (Monthly)

$2,383 $2,383

$2,387 $2,387

-0.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,712 $1,712

$1,567 $1,567

9.25%

3-bedroom Apartment, City Center (Monthly)

$4,674 $4,674

$3,230 $3,230

44.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,738 $2,738

$2,760 $2,760

-0.80%

Buy Apartment in City Center (m2)

$4,158 $4,158

$3,759 $3,759

10.60%

Buy Apartment Outside City Center (m2)

$2,691 $2,691

$4,744 $4,744

-43.28%

Average Monthly Net Salary (After Tax)

$4,894 $4,894

$5,671 $5,671

-13.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

6.62

2.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 12, 2026

Last update for Scottsdale, AZ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.8%

Scottsdale, AZ

$1.6K 53.8% 8.5% $145

Groceries & Markets

Chicago, IL

$451 14.2%

Scottsdale, AZ

$406 14% 9.9% $45

Eating Out

Chicago, IL

$353 11.1%

Scottsdale, AZ

$327 11.2% 7.4% $26

Monthly Utilities & Internet

Chicago, IL

$321 10.1%

Scottsdale, AZ

$339 11.7% 5.7% $18

Clothing & Footwear

Chicago, IL

$164 5.1%

Scottsdale, AZ

$149 5.1% 9.1% $15

Getting Around

Chicago, IL

$95 3%

Scottsdale, AZ

$61 2.1% 35.9% $34

Sport & Entertainment

Chicago, IL

$89 2.8%

Scottsdale, AZ

$62 2.1% 30.9% $28

Cost Breakdown

A central one-bedroom costs $2,383 in Chicago, IL versus $2,387 in Scottsdale, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Scottsdale, AZ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $86.0 in Scottsdale, AZ. Monthly groceries follow the same trend: $451 vs $406 – making Scottsdale, AZ the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Scottsdale, AZ

🕒 Local time

07:01 7:01 AM

05:01 5:01 AM

2 h behind Chicago, IL

🌤 Weather

👥 Population

2,746,388

241,361

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Scottsdale, AZ 2,320 km ≈ 3 h 30 min nonstop flight

From you

Chicago, IL
Scottsdale, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Scottsdale, AZ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,185 in Chicago, IL, $2,911 in Scottsdale, AZ – roughly 9% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,777 per month in Chicago, IL and $4,366 in Scottsdale, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Scottsdale, AZ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $89.0 in Chicago, IL and $86.0 in Scottsdale, AZ. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,185 in Chicago, IL and $2,911 in Scottsdale, AZ. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,911 in Scottsdale, AZ to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Scottsdale, AZ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.