Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Scottsbluff, NE

For one person, living is cheaper in Scottsbluff, NE: $1,809 a month against $3,139 in Chicago, IL, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
87

Cost of Living Index in Scottsbluff, NE
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Scottsbluff, NE Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Scottsbluff, NE

🇺🇸 United States

$1,809

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Scottsbluff, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Scottsbluff, NE actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,809 in Scottsbluff, NE, rent included.

Chicago, IL $3,139
Scottsbluff, NE $1,809

A couple spends around $4,627 per month in Chicago, IL vs $2,701 in Scottsbluff, NE, rent included.

Chicago, IL $4,627
Scottsbluff, NE $2,701

A family of three spends $6,115 per month in Chicago, IL vs $3,592 in Scottsbluff, NE, rent included.

Chicago, IL $6,115
Scottsbluff, NE $3,592

Chicago, IL costs about 74% more than Scottsbluff, NE, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Scottsbluff, NE sit above the global median – Chicago, IL by 132%, Scottsbluff, NE by 34%.

Meal at Budget Restaurant

$20.65 $20.65

$19.91 $19.91

3.72%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$64.8 $64.8

39.29%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$11.83 $11.83

9.38%

Cappuccino

$5.60 $5.60

$5.91 $5.91

-5.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.03 $3.03

-12.87%

Water (0.33 liter bottle)

$2.27 $2.27

$2.34 $2.34

-2.99%

Local Beer (0.5 liter draught)

$6.98 $6.98

$6.89 $6.89

1.31%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$7.83 $7.83

12.77%

Milk (1 liter)

$1.27 $1.27

$0.94 $0.94

35.11%

White Bread (500g)

$3.80 $3.80

$1.07 $1.07

255.14%

Rice (white) (1kg)

$5.30 $5.30

$1.85 $1.85

186.49%

Eggs

$4.76 $4.76

$5.30 $5.30

-10.19%

Local Cheese (1kg)

$13.96 $13.96

$8.60 $8.60

62.33%

Chicken Fillets (1kg)

$14.61 $14.61

$12.97 $12.97

12.64%

Beef Round Steak (1kg)

$18.77 $18.77

$11.32 $11.32

65.81%

Apples (1kg)

$5.19 $5.19

$5.11 $5.11

1.57%

Banana (1kg)

$1.98 $1.98

$1.27 $1.27

55.91%

Oranges (1kg)

$3.93 $3.93

$4.27 $4.27

-7.96%

Tomato (1kg)

$4.96 $4.96

$5.08 $5.08

-2.36%

Potato (1kg)

$2.76 $2.76

$1.52 $1.52

81.58%

Onion (1kg)

$2.76 $2.76

$1.91 $1.91

44.50%

Lettuce (1 head)

$2.22 $2.22

$1.78 $1.78

24.72%

Water (1.5 liter bottle)

$2.98 $2.98

$2.31 $2.31

29.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$10.65 $10.65

31.64%

Wine (Bottle)

$15.28 $15.28

$18.62 $18.62

-17.94%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.64 $2.64

-2.27%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.56 $3.56

-1.69%

One-way Ticket (Public Transport)

$2.47 $2.47

$1.92 $1.92

28.65%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.60 $3.60

-7.22%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.77 $1.77

-19.21%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$30.09 $30.09

-19.18%

Gasoline (1 liter)

$1.26 $1.26

$1.07 $1.07

17.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$30.9K $30.9K

13.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

-0.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$164 $164

17.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$77.9 $77.9

-12.43%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$69.2 $69.2

-11.43%

Gym Membership (Monthly)

$54.1 $54.1

$45.52 $45.52

18.89%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$15.22 $15.22

16.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$813 $813

103.23%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$34.4K $34.4K

-9.82%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$58.9 $58.9

12.21%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$39.78 $39.78

28.81%

Sport Shoes (Adidas, Nike)

$100 $100

$70.5 $70.5

42.09%

Men's Leather Business Shoes

$141 $141

$130 $130

8.17%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$745 $745

228.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$580 $580

189.30%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,207 $1,207

290.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$912 $912

206.55%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,656 $2,656

54.55%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,490 $2,490

6.41%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$2,006 $2,006

142.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.9

-1.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Scottsbluff, NE: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Scottsbluff, NE

$580 32.1% 65.4% $1.1K

Groceries & Markets

Chicago, IL

$449 14.3%

Scottsbluff, NE

$350 19.3% 22.2% $100

Eating Out

Chicago, IL

$343 10.9%

Scottsbluff, NE

$337 18.7% 1.8% $6.2

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Scottsbluff, NE

$311 17.2% 3.4% $11

Clothing & Footwear

Chicago, IL

$161 5.1%

Scottsbluff, NE

$135 7.5% 16.4% $27

Getting Around

Chicago, IL

$95 3%

Scottsbluff, NE

$20 * 1.1% 78.8% $75

Sport & Entertainment

Chicago, IL

$90 2.9%

Scottsbluff, NE

$76 4.2% 15.2% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $745 in Scottsbluff, NE. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 143% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $65.0 in Scottsbluff, NE. Monthly groceries follow the same trend: $449 vs $350 – making Scottsbluff, NE the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Scottsbluff, NE

🕒 Local time

22:09 10:09 PM

21:09 9:09 PM

1 h behind Chicago, IL

🌤 Weather

👥 Population

2,746,388

15,039

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Scottsbluff, NE 1,330 km ≈ 2 h 15 min nonstop flight

From you

Chicago, IL
Scottsbluff, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Scottsbluff, NE: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $1,809 in Scottsbluff, NE – roughly 74% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,713 in Scottsbluff, NE. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Scottsbluff, NE, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $65.0 in Scottsbluff, NE. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Scottsbluff, NE, where all-in costs run around $1,809, than in Chicago, IL at $3,139. In Scottsbluff, NE it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,809 in Scottsbluff, NE to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Scottsbluff, NE. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.