Cost of Living Comparison Between Chicago, IL and Saratoga Springs, NY Cost of Living Comparison Between Chicago, IL and Saratoga Springs, NY

😐 Solo nomad: Chicago, IL is 20.5% more expensive than Saratoga Springs, NY without rent, and 3.6% more expensive with rent.

😐 Family of 3: Chicago, IL is 19.9% more expensive than Saratoga Springs, NY without rent, and 20% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$19.7 $19.7

5.69%

Three-Course Dinner for Two, Mid-Range

$100 $100

$64.6 $64.6

55.45%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$7.95 $7.95

50.57%

Cappuccino

$5.56 $5.56

$4.15 $4.15

33.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.18 $2.18

42.66%

Water (0.33 liter bottle)

$2.42 $2.42

$1.77 $1.77

36.72%

Local Beer (0.5 liter draught)

$6.86 $6.86

$5.11 $5.11

34.25%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.11 $7.11

18.85%

Milk (1 liter)

$1.04 $1.04

$1.11 $1.11

-6.31%

White Bread (500g)

$4.15 $4.15

$3.34 $3.34

24.25%

Rice (white) (1kg)

$5.52 $5.52

$8.08 $8.08

-31.68%

Eggs

$4.65 $4.65

$3.63 $3.63

28.10%

Local Cheese (1kg)

$14.33 $14.33

$19.39 $19.39

-26.10%

Chicken Fillets (1kg)

$14.88 $14.88

$23.97 $23.97

-37.92%

Beef Round Steak (1kg)

$19.34 $19.34

$19.15 $19.15

0.99%

Apples (1kg)

$5.17 $5.17

$3.89 $3.89

32.90%

Banana (1kg)

$1.71 $1.71

$1.46 $1.46

17.12%

Oranges (1kg)

$4.41 $4.41

$3.89 $3.89

13.37%

Tomato (1kg)

$4.51 $4.51

$7.19 $7.19

-37.27%

Potato (1kg)

$2.53 $2.53

$3.29 $3.29

-23.10%

Onion (1kg)

$2.74 $2.74

$2.94 $2.94

-6.80%

Lettuce (1 head)

$2.43 $2.43

$1.87 $1.87

29.95%

Water (1.5 liter bottle)

$2.7 $2.7

$1.66 $1.66

62.65%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$12.86 $12.86

18.12%

Wine (Bottle)

$16.42 $16.42

$12.21 $12.21

34.48%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.7 $1.7

38.24%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$5.59 $5.59

-33.81%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.43 $2.43

4.12%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$1.96 $1.96

70.41%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.36 $1.36

4.41%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.27 $29.27

-13.15%

Gasoline (1 liter)

$1.08 $1.08

$0.86 $0.86

25.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$33.7K $33.7K

-3.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.6K $24.6K

6.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$197 $197

-4.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$51.5 $51.5

23.71%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$65.4 $65.4

-0.29%

Gym Membership (Monthly)

$76.7 $76.7

$60.5 $60.5

26.89%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

$19.72 $19.72

-33.92%

Cinema Ticket

$14.93 $14.93

$15.3 $15.3

-2.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,414 $1,414

45.88%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$30.4K $30.4K

28.73%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$46.69 $46.69

37.74%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$33.97 $33.97

54.22%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$84.5 $84.5

12.71%

Men's Leather Business Shoes

$145 $145

$113 $113

28.27%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$2,516 $2,516

-5.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,604 $1,604

-1.25%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$3,059 $3,059

55.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,237 $2,237

25.83%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,846 $2,846

26.07%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,127 $2,127

17.08%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$4,549 $4,549

15.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.36

3.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Saratoga Springs, NY: October 28, 2025

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