Cost of Living Comparison Between Chicago, IL and Saratoga, CA Cost of Living Comparison Between Chicago, IL and Saratoga, CA

๐Ÿ˜ Solo nomad: Chicago, IL is 12.3% more expensive than Saratoga, CA without rent, and 3.8% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 23% more expensive than Saratoga, CA without rent, and 10.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Saratoga, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$20.25 $20.25
2.81%
Three-Course Dinner for Two, Mid-Range
$100 $100
$80.1 $80.1
25.28%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.49 $11.49
4.18%
Cappuccino
$5.56 $5.56
$5.95 $5.95
-6.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$3.3 $3.3
-5.76%
Water (0.33 liter bottle)
$2.42 $2.42
$2.46 $2.46
-1.63%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.84 $6.84
0.29%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.29 $7.29
15.91%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Saratoga, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.41 $1.41
-26.24%
White Bread (500g)
$4.15 $4.15
$4.97 $4.97
-16.50%
Rice (white) (1kg)
$5.52 $5.52
$3.25 $3.25
69.85%
Eggs
$4.65 $4.65
$4.93 $4.93
-5.68%
Local Cheese (1kg)
$14.33 $14.33
$30.45 $30.45
-52.94%
Chicken Fillets (1kg)
$14.88 $14.88
$15.3 $15.3
-2.75%
Beef Round Steak (1kg)
$19.34 $19.34
$23.58 $23.58
-17.98%
Apples (1kg)
$5.17 $5.17
$6.22 $6.22
-16.88%
Banana (1kg)
$1.71 $1.71
$2.46 $2.46
-30.49%
Oranges (1kg)
$4.41 $4.41
$4.84 $4.84
-8.88%
Tomato (1kg)
$4.51 $4.51
$6.68 $6.68
-32.49%
Potato (1kg)
$2.53 $2.53
$3.42 $3.42
-26.02%
Onion (1kg)
$2.74 $2.74
$4.34 $4.34
-36.87%
Lettuce (1 head)
$2.43 $2.43
$3.1 $3.1
-21.61%
Water (1.5 liter bottle)
$2.7 $2.7
$2.88 $2.88
-6.25%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.39 $11.39
33.36%
Wine (Bottle)
$16.42 $16.42
$17.3 $17.3
-5.09%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.09 $2.09
12.44%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$2.7 $2.7
37.04%
๐ŸšŒ Getting Around
Chicago, IL
Saratoga, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.05 $2.05
23.41%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.54 $3.54
-5.65%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.82 $1.82
-21.98%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$30.38 $30.38
-16.33%
Gasoline (1 liter)
$1.08 $1.08
$1.31 $1.31
-17.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$30.2K $30.2K
7.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$27.1K $27.1K
-3.35%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Saratoga, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$298 $298
-36.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$46.48 $46.48
37.05%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$68.1 $68.1
-4.23%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Saratoga, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$43.1 $43.1
78.00%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.45 $15.45
-3.37%
๐Ÿงธ Childcare & Education
Chicago, IL
Saratoga, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$2,000 $2,000
3.12%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$25.6K $25.6K
53.22%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Saratoga, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$64.1 $64.1
0.31%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$43.34 $43.34
20.88%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$81.6 $81.6
16.74%
Men's Leather Business Shoes
$145 $145
$114 $114
26.51%
๐Ÿ  Accommodation & Living
Chicago, IL
Saratoga, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,595 $1,595
49.11%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,377 $1,377
15.04%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,649 $2,649
79.84%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,257 $2,257
24.71%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,656 $2,656
35.08%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,504 $2,504
-0.54%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Saratoga, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$9,939 $9,939
-46.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Saratoga, CA: October 28, 2025

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