Cost of Living Comparison Between Chicago, IL and Santa Monica, CA Cost of Living Comparison Between Chicago, IL and Santa Monica, CA

๐Ÿ˜ Solo nomad: Chicago, IL is 0.3% more expensive than Santa Monica, CA without rent, and 32.6% cheaper with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 4.9% more expensive than Santa Monica, CA without rent, and 35.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Santa Monica, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$25.29 $25.29
-17.67%
Three-Course Dinner for Two, Mid-Range
$100 $100
$99.5 $99.5
0.85%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$12.3 $12.3
-2.68%
Cappuccino
$5.56 $5.56
$5.68 $5.68
-2.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.88 $2.88
7.99%
Water (0.33 liter bottle)
$2.42 $2.42
$2.3 $2.3
5.22%
Local Beer (0.5 liter draught)
$6.86 $6.86
$8.59 $8.59
-20.14%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$9.32 $9.32
-9.33%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Santa Monica, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.18 $1.18
-11.86%
White Bread (500g)
$4.15 $4.15
$4.45 $4.45
-6.74%
Rice (white) (1kg)
$5.52 $5.52
$4.49 $4.49
22.94%
Eggs
$4.65 $4.65
$7.19 $7.19
-35.33%
Local Cheese (1kg)
$14.33 $14.33
$12.47 $12.47
14.92%
Chicken Fillets (1kg)
$14.88 $14.88
$13.7 $13.7
8.61%
Beef Round Steak (1kg)
$19.34 $19.34
$14.46 $14.46
33.75%
Apples (1kg)
$5.17 $5.17
$5.37 $5.37
-3.72%
Banana (1kg)
$1.71 $1.71
$1.95 $1.95
-12.31%
Oranges (1kg)
$4.41 $4.41
$3.97 $3.97
11.08%
Tomato (1kg)
$4.51 $4.51
$5.73 $5.73
-21.29%
Potato (1kg)
$2.53 $2.53
$2.98 $2.98
-15.10%
Onion (1kg)
$2.74 $2.74
$2.45 $2.45
11.84%
Lettuce (1 head)
$2.43 $2.43
$1.82 $1.82
33.52%
Water (1.5 liter bottle)
$2.7 $2.7
$2.12 $2.12
27.36%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$10.83 $10.83
40.26%
Wine (Bottle)
$16.42 $16.42
$15.28 $15.28
7.46%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.53 $2.53
-7.11%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$5.34 $5.34
-30.71%
๐ŸšŒ Getting Around
Chicago, IL
Santa Monica, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.08 $2.08
21.63%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$81.5 $81.5
-9.09%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.15 $3.15
6.03%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.71 $1.71
-16.96%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$29.08 $29.08
-12.59%
Gasoline (1 liter)
$1.08 $1.08
$1.24 $1.24
-12.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$23.8K $23.8K
35.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.5K $25.5K
2.86%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Santa Monica, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$190 $190
-0.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$58.4 $58.4
9.00%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$67 $67
-2.74%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Santa Monica, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$122 $122
-37.27%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$44.73 $44.73
-70.87%
Cinema Ticket
$14.93 $14.93
$18.03 $18.03
-17.19%
๐Ÿงธ Childcare & Education
Chicago, IL
Santa Monica, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,791 $1,791
15.19%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$14.7K $14.7K
165.77%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Santa Monica, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$62.8 $62.8
2.44%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$34.08 $34.08
53.73%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$102 $102
-6.59%
Men's Leather Business Shoes
$145 $145
$153 $153
-5.30%
๐Ÿ  Accommodation & Living
Chicago, IL
Santa Monica, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$3,279 $3,279
-27.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,892 $2,892
-45.21%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$6,850 $6,850
-30.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$5,897 $5,897
-52.27%
Buy Apartment in City Center (m2)
$3,588 $3,588
$10.8K $10.8K
-66.76%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$8,171 $8,171
-69.52%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Santa Monica, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$7,229 $7,229
-27.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.49
1.69%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Santa Monica, CA: October 27, 2025

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