Cost of Living Comparison Between Chicago, IL and Santa Barbara, CA Cost of Living Comparison Between Chicago, IL and Santa Barbara, CA

πŸ™‚ Solo nomad: Chicago, IL is 1% cheaper than Santa Barbara, CA without rent, and 19.2% cheaper with rent.
😐 Family of 3: Chicago, IL is 16.8% more expensive than Santa Barbara, CA without rent, and 20.5% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
Santa Barbara, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$24.82 $24.82
-16.12%
Three-Course Dinner for Two, Mid-Range
$100 $100
$100 $100
0.33%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$10.17 $10.17
17.70%
Cappuccino
$5.56 $5.56
$5.62 $5.62
-1.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.73 $2.73
13.92%
Water (0.33 liter bottle)
$2.42 $2.42
$2.1 $2.1
15.24%
Local Beer (0.5 liter draught)
$6.86 $6.86
$8.16 $8.16
-15.93%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$9.1 $9.1
-7.14%
πŸ›’ Groceries & Markets
Chicago, IL
Santa Barbara, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.3 $1.3
-20.00%
White Bread (500g)
$4.15 $4.15
$4.89 $4.89
-15.13%
Rice (white) (1kg)
$5.52 $5.52
$4.83 $4.83
14.29%
Eggs
$4.65 $4.65
$5.43 $5.43
-14.36%
Local Cheese (1kg)
$14.33 $14.33
$12.51 $12.51
14.55%
Chicken Fillets (1kg)
$14.88 $14.88
$11.62 $11.62
28.06%
Beef Round Steak (1kg)
$19.34 $19.34
$14.26 $14.26
35.62%
Apples (1kg)
$5.17 $5.17
$6.24 $6.24
-17.15%
Banana (1kg)
$1.71 $1.71
$1.91 $1.91
-10.47%
Oranges (1kg)
$4.41 $4.41
$3.84 $3.84
14.84%
Tomato (1kg)
$4.51 $4.51
$5.35 $5.35
-15.70%
Potato (1kg)
$2.53 $2.53
$3.31 $3.31
-23.56%
Onion (1kg)
$2.74 $2.74
$3.04 $3.04
-9.87%
Lettuce (1 head)
$2.43 $2.43
$2.18 $2.18
11.47%
Water (1.5 liter bottle)
$2.7 $2.7
$2.02 $2.02
33.66%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$13.02 $13.02
16.67%
Wine (Bottle)
$16.42 $16.42
$15.26 $15.26
7.60%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.76 $1.76
33.52%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$4.07 $4.07
-9.09%
🚌 Getting Around
Chicago, IL
Santa Barbara, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.8 $1.8
40.56%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$65.2 $65.2
13.70%
Taxi Start (Normal Tariff)
$3.34 $3.34
$5.82 $5.82
-42.61%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$2 $2
-29.00%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$50.9 $50.9
-50.06%
Gasoline (1 liter)
$1.08 $1.08
$1.22 $1.22
-11.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$28.5K $28.5K
13.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.5K $25.5K
2.72%
🧾 Monthly Utilities & Internet
Chicago, IL
Santa Barbara, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$201 $201
-6.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$54.1 $54.1
17.72%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$72.4 $72.4
-9.88%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Santa Barbara, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$66.1 $66.1
16.14%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$18.29 $18.29
-28.76%
Cinema Ticket
$14.93 $14.93
$12.64 $12.64
18.12%
🧸 Childcare & Education
Chicago, IL
Santa Barbara, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,445 $1,445
42.78%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$37.3K $37.3K
4.99%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Santa Barbara, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$68.4 $68.4
-5.98%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$41.33 $41.33
26.76%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$77.7 $77.7
22.54%
Men's Leather Business Shoes
$145 $145
$146 $146
-0.67%
🏠 Accommodation & Living
Chicago, IL
Santa Barbara, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,643 $2,643
-10.03%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,296 $2,296
-31.00%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$5,146 $5,146
-7.45%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$4,439 $4,439
-36.58%
Buy Apartment in City Center (m2)
$3,588 $3,588
$10.4K $10.4K
-65.40%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$9,888 $9,888
-74.82%
πŸ’΅ Salaries & Financials
Chicago, IL
Santa Barbara, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$5,242 $5,242
0.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.68
-1.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Santa Barbara, CA: October 29, 2025

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