🙂A single person spends $3,009 per month in Chicago, IL vs $4,409 in San Rafael, CA, rent included.
🙂A couple spends around $4,593 per month in Chicago, IL vs $5,635 in San Rafael, CA, rent included.
🙂A family of three spends $6,177 per month in Chicago, IL vs $6,861 in San Rafael, CA, rent included.
🙂Chicago, IL is about 32% cheaper than San Rafael, CA, driven mainly by Sport & Entertainment.
📊Both Chicago, IL and San Rafael, CA sit above the global median – Chicago, IL by 125%, San Rafael, CA by 229%.
Moneda
🍽 Eating Out
Chicago, IL
San Rafael, CA
Diferencia
Meal at Budget Restaurant
$20.35$20.35
$22.21$22.21
-8.37%
Three-Course Dinner for Two, Mid-Range
$102$102
$65.1$65.1
56.09%
Fast Food Meal(McDonalds, etc)
$11.98$11.98
$11.10$11.10
7.93%
Cappuccino
$5.70$5.70
$5.64$5.64
1.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.00$3.00
$2.72$2.72
10.29%
Water(0.33 liter bottle)
$2.46$2.46
$2.53$2.53
-2.77%
Local Beer(0.5 liter draught)
$6.87$6.87
$6.13$6.13
12.07%
Imported Beer(0.33 liter bottle)
$8.09$8.09
$9.29$9.29
-12.92%
🛒 Groceries & Markets
Chicago, IL
San Rafael, CA
Diferencia
Milk(1 liter)
$1.03$1.03
$1.22$1.22
-15.57%
White Bread(500g)
$3.95$3.95
$3.97$3.97
-0.50%
Rice(white)(1kg)
$5.42$5.42
$6.64$6.64
-18.37%
Eggs
$4.50$4.50
$4.49$4.49
0.22%
Local Cheese(1kg)
$14.53$14.53
$15.41$15.41
-5.71%
Chicken Fillets(1kg)
$14.89$14.89
$13.09$13.09
13.75%
Beef Round Steak(1kg)
$18.98$18.98
$18.27$18.27
3.89%
Apples(1kg)
$5.39$5.39
$4.98$4.98
8.23%
Banana(1kg)
$1.77$1.77
$2.95$2.95
-40.00%
Oranges(1kg)
$4.35$4.35
$6.11$6.11
-28.81%
Tomato(1kg)
$4.53$4.53
$8.68$8.68
-47.81%
Potato(1kg)
$2.53$2.53
$3.88$3.88
-34.79%
Onion(1kg)
$2.81$2.81
$3.97$3.97
-29.22%
Lettuce(1 head)
$2.51$2.51
$2.40$2.40
4.58%
Water(1.5 liter bottle)
$2.67$2.67
$2.93$2.93
-8.87%
Cigarettes 20 Pack(Marlboro, Camel)
$14.88$14.88
$11.13$11.13
33.69%
Wine(Bottle)
$15.22$15.22
$12.85$12.85
18.44%
Local Beer(0.5 liter bottle)
$2.46$2.46
$2.17$2.17
13.36%
Imported Beer(0.33 liter bottle)
$3.53$3.53
$3.44$3.44
2.62%
🚌 Getting Around
Chicago, IL
San Rafael, CA
Diferencia
One-way Ticket(Public Transport)
$2.56$2.56
$1.48$1.48
72.97%
Public Transport Monthly Pass(Regular Price)
$74.3$74.3
$30.24$30.24
145.70%
Taxi Start(Normal Tariff)
$3.19$3.19
$3.46$3.46
-7.80%
Taxi(Normal Tariff)(1km)
$1.41$1.41
$1.58$1.58
-10.76%
Taxi 1hour Waiting(Normal Tariff)
$25.49$25.49
$29.32$29.32
-13.06%
Gasoline(1 liter)
$1.04$1.04
$1.23$1.23
-15.45%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2K$32.2K
$26.7K$26.7K
20.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K$26.8K
$26.9K$26.9K
-0.45%
🧾 Monthly Utilities & Internet
Chicago, IL
San Rafael, CA
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$184$184
$189$189
-2.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$63.1$63.1
$50.3$50.3
25.42%
Internet(50+ Mbps, Unlimited Data)
$66.4$66.4
$60.5$60.5
9.80%
🎉 Sport & Entertainment
Chicago, IL
San Rafael, CA
Diferencia
Gym Membership(Monthly)
$75.9$75.9
$250$250
-69.63%
Tennis Court(1 Hour on Weekend)
$13.06$13.06
$40.32$40.32
-67.61%
Cinema Ticket
$15.25$15.25
$14.76$14.76
3.32%
🧸 Childcare & Education
Chicago, IL
San Rafael, CA
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,090$2,090
$2,023$2,023
3.30%
International Primary School, 1 Child(Yearly)
$39.2K$39.2K
$23.9K$23.9K
64.21%
👕👟 Clothing & Footwear
Chicago, IL
San Rafael, CA
Diferencia
Jeans(Levis 501 Or Similar)
$64.2$64.2
$41.58$41.58
54.40%
Summer Dress(H&M, Zara, etc)
$51.0$51.0
$38.28$38.28
33.23%
Sport Shoes(Adidas, Nike)
$97.2$97.2
$102$102
-5.14%
Men's Leather Business Shoes
$149$149
$125$125
19.09%
🏠 Accommodation & Living
Chicago, IL
San Rafael, CA
Diferencia
1-bedroom Apartment, City Center(Monthly)
$2,341$2,341
$3,328$3,328
-29.66%
1-bedroom Apartment, Outside City Center(Monthly)
$1,572$1,572
$2,780$2,780
-43.44%
3-bedroom Apartment, City Center(Monthly)
$4,741$4,741
$3,984$3,984
18.99%
3-bedroom Apartment, Outside City Center(Monthly)
$2,819$2,819
$3,329$3,329
-15.31%
Buy Apartment in City Center(m2)
$3,900$3,900
$7,411$7,411
-47.38%
Buy Apartment Outside City Center(m2)
$2,638$2,638
$5,396$5,396
-51.11%
💵 Salaries & Financials
Chicago, IL
San Rafael, CA
Diferencia
Average Monthly Net Salary(After Tax)
$4,769$4,769
$5,312$5,312
-10.22%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.6
6.32
4.43%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Chicago, IL: April 25, 2026
Última actualización para San Rafael, CA: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $2,341 in Chicago, IL versus $3,328 in San Rafael, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 11% higher in San Rafael, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $102 in Chicago, IL versus $65.0 in San Rafael, CA. Groceries tell a different story – $447 in Chicago, IL vs $481 in San Rafael, CA – so Chicago, IL wins on supermarket bills even if dining out costs more.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Chicago, IL vs San Rafael, CA: Coste de vida - preguntas frecuentes
How do living costs in Chicago, IL and San Rafael, CA compare overall?
Monthly costs with rent: $3,009 in Chicago, IL, $4,409 in San Rafael, CA – roughly 47% apart. San Rafael, CA costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to San Rafael, CA?
For a comfortable life, plan on about $4,513 per month in Chicago, IL and $6,614 in San Rafael, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and San Rafael, CA?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 8% more in San Rafael, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $102 in Chicago, IL and $65.0 in San Rafael, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,009 in Chicago, IL and $4,409 in San Rafael, CA. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and San Rafael, CA?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,009 in Chicago, IL to $4,409 in San Rafael, CA. Climate, culture, job market, and personal taste all factor in.
Is Chicago, IL or San Rafael, CA safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chicago, IL and San Rafael, CA?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Rafael, CA makes more sense. Both are solid long-term options with distinct trade-offs.
Chicago, IL vs otros destinos: coste de vida comparado