Cost of Living Comparison Between Chicago, IL and San Rafael, CA Cost of Living Comparison Between Chicago, IL and San Rafael, CA

๐Ÿ™‚ Solo nomad: Chicago, IL is 9.4% cheaper than San Rafael, CA without rent, and 32.8% cheaper with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 6.6% more expensive than San Rafael, CA without rent, and 7.2% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
San Rafael, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$22.73 $22.73
-8.40%
Three-Course Dinner for Two, Mid-Range
$100 $100
$64.9 $64.9
54.61%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.05 $11.05
8.33%
Cappuccino
$5.56 $5.56
$5.77 $5.77
-3.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.6 $2.6
19.62%
Water (0.33 liter bottle)
$2.42 $2.42
$2.56 $2.56
-5.47%
Local Beer (0.5 liter draught)
$6.86 $6.86
$5.94 $5.94
15.49%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$9.47 $9.47
-10.77%
๐Ÿ›’ Groceries & Markets
Chicago, IL
San Rafael, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.27 $1.27
-18.11%
White Bread (500g)
$4.15 $4.15
$3.96 $3.96
4.80%
Rice (white) (1kg)
$5.52 $5.52
$6.91 $6.91
-20.12%
Eggs
$4.65 $4.65
$4.54 $4.54
2.42%
Local Cheese (1kg)
$14.33 $14.33
$15.52 $15.52
-7.67%
Chicken Fillets (1kg)
$14.88 $14.88
$12.85 $12.85
15.80%
Beef Round Steak (1kg)
$19.34 $19.34
$18.39 $18.39
5.17%
Apples (1kg)
$5.17 $5.17
$4.98 $4.98
3.82%
Banana (1kg)
$1.71 $1.71
$2.91 $2.91
-41.24%
Oranges (1kg)
$4.41 $4.41
$6.18 $6.18
-28.64%
Tomato (1kg)
$4.51 $4.51
$8.42 $8.42
-46.44%
Potato (1kg)
$2.53 $2.53
$3.76 $3.76
-32.71%
Onion (1kg)
$2.74 $2.74
$3.79 $3.79
-27.70%
Lettuce (1 head)
$2.43 $2.43
$2.5 $2.5
-2.80%
Water (1.5 liter bottle)
$2.7 $2.7
$2.96 $2.96
-8.78%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$10.81 $10.81
40.52%
Wine (Bottle)
$16.42 $16.42
$12.59 $12.59
30.42%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.1 $2.1
11.90%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.49 $3.49
6.02%
๐ŸšŒ Getting Around
Chicago, IL
San Rafael, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.53 $1.53
65.36%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$30.14 $30.14
145.95%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.59 $3.59
-6.96%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.65 $1.65
-13.94%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$28.66 $28.66
-11.30%
Gasoline (1 liter)
$1.08 $1.08
$1.23 $1.23
-12.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$27K $27K
20.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$27.1K $27.1K
-3.16%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
San Rafael, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$187 $187
0.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$51.3 $51.3
24.10%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$61.6 $61.6
5.78%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
San Rafael, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$247 $247
-68.89%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$39.9 $39.9
-67.34%
Cinema Ticket
$14.93 $14.93
$14.71 $14.71
1.50%
๐Ÿงธ Childcare & Education
Chicago, IL
San Rafael, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,967 $1,967
4.86%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$23.6K $23.6K
65.73%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
San Rafael, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$41.12 $41.12
56.40%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$37.89 $37.89
38.27%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$101 $101
-6.05%
Men's Leather Business Shoes
$145 $145
$122 $122
18.73%
๐Ÿ  Accommodation & Living
Chicago, IL
San Rafael, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$3,340 $3,340
-28.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,833 $2,833
-44.07%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$4,080 $4,080
16.76%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$3,280 $3,280
-14.18%
Buy Apartment in City Center (m2)
$3,588 $3,588
$7,615 $7,615
-52.88%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$5,279 $5,279
-52.83%
๐Ÿ’ต Salaries & Financials
Chicago, IL
San Rafael, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$5,319 $5,319
-0.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.32
4.43%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for San Rafael, CA: October 28, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.