Cost of Living Comparison Between Chicago, IL and San Mateo, CA Cost of Living Comparison Between Chicago, IL and San Mateo, CA

😐 Solo nomad: Chicago, IL is 14.6% more expensive than San Mateo, CA without rent, and 32.6% cheaper with rent.
πŸ™‚ Family of 3: Chicago, IL is 5.6% cheaper than San Mateo, CA without rent, and 28.8% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
San Mateo, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$20.55 $20.55
1.31%
Three-Course Dinner for Two, Mid-Range
$100 $100
$65.3 $65.3
53.59%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.69 $11.69
2.40%
Cappuccino
$5.56 $5.56
$5.06 $5.06
9.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$3.17 $3.17
-1.89%
Water (0.33 liter bottle)
$2.42 $2.42
$2.45 $2.45
-1.22%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.97 $6.97
-1.58%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$9.85 $9.85
-14.21%
πŸ›’ Groceries & Markets
Chicago, IL
San Mateo, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.49 $1.49
-30.20%
White Bread (500g)
$4.15 $4.15
$4.96 $4.96
-16.33%
Rice (white) (1kg)
$5.52 $5.52
$3.32 $3.32
66.27%
Eggs
$4.65 $4.65
$4.78 $4.78
-2.72%
Local Cheese (1kg)
$14.33 $14.33
$14.61 $14.61
-1.92%
Chicken Fillets (1kg)
$14.88 $14.88
$15.34 $15.34
-3.00%
Beef Round Steak (1kg)
$19.34 $19.34
$22.18 $22.18
-12.80%
Apples (1kg)
$5.17 $5.17
$6 $6
-13.83%
Banana (1kg)
$1.71 $1.71
$2.18 $2.18
-21.56%
Oranges (1kg)
$4.41 $4.41
$5 $5
-11.80%
Tomato (1kg)
$4.51 $4.51
$6.47 $6.47
-30.29%
Potato (1kg)
$2.53 $2.53
$3.6 $3.6
-29.72%
Onion (1kg)
$2.74 $2.74
$4.45 $4.45
-38.43%
Lettuce (1 head)
$2.43 $2.43
$2.75 $2.75
-11.64%
Water (1.5 liter bottle)
$2.7 $2.7
$2.74 $2.74
-1.46%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.16 $11.16
36.11%
Wine (Bottle)
$16.42 $16.42
$13.76 $13.76
19.33%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.77 $1.77
32.77%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.43 $3.43
7.87%
🚌 Getting Around
Chicago, IL
San Mateo, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$4.37 $4.37
-42.11%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$66.5 $66.5
11.47%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.54 $3.54
-5.65%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.93 $1.93
-26.42%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$30.31 $30.31
-16.13%
Gasoline (1 liter)
$1.08 $1.08
$1.24 $1.24
-12.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$30K $30K
8.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$26.3K $26.3K
-0.30%
🧾 Monthly Utilities & Internet
Chicago, IL
San Mateo, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$257 $257
-26.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$47.84 $47.84
33.15%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$63.5 $63.5
2.71%
πŸŽ‰ Sport & Entertainment
Chicago, IL
San Mateo, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$94.4 $94.4
-18.76%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.8 $15.8
-5.51%
🧸 Childcare & Education
Chicago, IL
San Mateo, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,987 $1,987
3.79%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$26K $26K
50.72%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
San Mateo, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$53.8 $53.8
19.51%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$29.65 $29.65
76.69%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$86.8 $86.8
9.74%
Men's Leather Business Shoes
$145 $145
$125 $125
16.06%
🏠 Accommodation & Living
Chicago, IL
San Mateo, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,795 $2,795
-14.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,869 $2,869
-44.78%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$5,762 $5,762
-17.34%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$5,478 $5,478
-48.62%
Buy Apartment in City Center (m2)
$3,588 $3,588
$3,115 $3,115
15.20%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,308 $2,308
7.91%
πŸ’΅ Salaries & Financials
Chicago, IL
San Mateo, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$7,443 $7,443
-29.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.32
4.43%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for San Mateo, CA: October 28, 2025

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