Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Salisbury, MD

For one person, living is cheaper in Salisbury, MD: $2,285 a month against $3,139 in Chicago, IL, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
110

Cost of Living Index in Salisbury, MD
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Salisbury, MD Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Salisbury, MD

🇺🇸 United States

$2,285

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Salisbury, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Salisbury, MD actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,285 in Salisbury, MD, rent included.

Chicago, IL $3,139
Salisbury, MD $2,285

A couple spends around $4,627 per month in Chicago, IL vs $3,723 in Salisbury, MD, rent included.

Chicago, IL $4,627
Salisbury, MD $3,723

A family of three spends $6,115 per month in Chicago, IL vs $5,161 in Salisbury, MD, rent included.

Chicago, IL $6,115
Salisbury, MD $5,161

Chicago, IL costs about 37% more than Salisbury, MD, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Salisbury, MD sit above the global median – Chicago, IL by 132%, Salisbury, MD by 69%.

Meal at Budget Restaurant

$20.65 $20.65

$22.36 $22.36

-7.65%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$96.0 $96.0

-6.03%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$11.69 $11.69

10.69%

Cappuccino

$5.60 $5.60

$4.03 $4.03

38.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.92 $2.92

-9.59%

Water (0.33 liter bottle)

$2.27 $2.27

$1.96 $1.96

15.82%

Local Beer (0.5 liter draught)

$6.98 $6.98

$6.66 $6.66

4.80%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$8.74 $8.74

1.03%

Milk (1 liter)

$1.27 $1.27

$0.85 $0.85

49.41%

White Bread (500g)

$3.80 $3.80

$2.37 $2.37

60.34%

Rice (white) (1kg)

$5.30 $5.30

$3.83 $3.83

38.38%

Eggs

$4.76 $4.76

$4.67 $4.67

1.93%

Local Cheese (1kg)

$13.96 $13.96

$13.31 $13.31

4.88%

Chicken Fillets (1kg)

$14.61 $14.61

$15.65 $15.65

-6.65%

Beef Round Steak (1kg)

$18.77 $18.77

$13.83 $13.83

35.72%

Apples (1kg)

$5.19 $5.19

$4.93 $4.93

5.27%

Banana (1kg)

$1.98 $1.98

$1.36 $1.36

45.59%

Oranges (1kg)

$3.93 $3.93

$2.01 $2.01

95.52%

Tomato (1kg)

$4.96 $4.96

$3.21 $3.21

54.52%

Potato (1kg)

$2.76 $2.76

$2.23 $2.23

23.77%

Onion (1kg)

$2.76 $2.76

$2.64 $2.64

4.55%

Lettuce (1 head)

$2.22 $2.22

$1.80 $1.80

23.33%

Water (1.5 liter bottle)

$2.98 $2.98

$2.11 $2.11

41.23%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$8.10 $8.10

73.09%

Wine (Bottle)

$15.28 $15.28

$12.10 $12.10

26.28%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$1.41 $1.41

82.98%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$1.47 $1.47

138.10%

One-way Ticket (Public Transport)

$2.47 $2.47

$1.95 $1.95

26.67%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

$49.31 $49.31

51.61%

Taxi Start (Normal Tariff)

$3.34 $3.34

$4.86 $4.86

-31.28%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.84 $1.84

-22.28%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$30.59 $30.59

-20.50%

Gasoline (1 liter)

$1.26 $1.26

$0.92 $0.92

36.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$24.2K $24.2K

44.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

-0.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$146 $146

32.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$39.54 $39.54

72.61%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$24.92 $24.92

145.99%

Gym Membership (Monthly)

$54.1 $54.1

$62.2 $62.2

-12.99%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

$22.16 $22.16

25.99%

Cinema Ticket

$17.74 $17.74

$16.86 $16.86

5.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,486 $1,486

11.13%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$10.1K $10.1K

206.40%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$88.6 $88.6

-25.43%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$56.6 $56.6

-9.45%

Sport Shoes (Adidas, Nike)

$100 $100

$141 $141

-29.15%

Men's Leather Business Shoes

$141 $141

$151 $151

-6.68%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,209 $1,209

102.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,016 $1,016

65.06%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$2,453 $2,453

92.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$2,122 $2,122

31.71%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,211 $2,211

85.65%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,242 $2,242

18.19%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,419 $3,419

42.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.99

-2.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Salisbury, MD: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Salisbury, MD

$1K 44.5% 39.4% $661

Groceries & Markets

Chicago, IL

$449 14.3%

Salisbury, MD

$361 15.8% 19.6% $88

Eating Out

Chicago, IL

$343 10.9%

Salisbury, MD

$333 14.6% 3.2% $11

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Salisbury, MD

$210 9.2% 34.7% $112

Clothing & Footwear

Chicago, IL

$161 5.1%

Salisbury, MD

$197 8.6% 22.1% $36

Getting Around

Chicago, IL

$95 3%

Salisbury, MD

$71 3.1% 25.2% $24

Sport & Entertainment

Chicago, IL

$90 2.9%

Salisbury, MD

$96 4.2% 7% $6.3

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,209 in Salisbury, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $96.0 in Salisbury, MD. Groceries tell a different story – $449 in Chicago, IL vs $361 in Salisbury, MD – so Salisbury, MD wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Salisbury, MD

🕒 Local time

23:48 11:48 PM

00:48 12:48 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

28,480

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Salisbury, MD 1,090 km ≈ 1 h 45 min nonstop flight

From you

Chicago, IL
Salisbury, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Salisbury, MD: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $2,285 in Salisbury, MD – roughly 37% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,427 in Salisbury, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Salisbury, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 24% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $90.0 in Chicago, IL and $96.0 in Salisbury, MD. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Salisbury, MD, where all-in costs run around $2,285, than in Chicago, IL at $3,139. In Salisbury, MD it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,285 in Salisbury, MD to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Salisbury, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.