Cost of Living Comparison Between Chicago, IL and Salisbury, MD Cost of Living Comparison Between Chicago, IL and Salisbury, MD

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,486 in Salisbury, MD, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,672 in Salisbury, MD, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,859 in Salisbury, MD, rent included.

Chicago, IL costs about 24% more than Salisbury, MD, driven mainly by Groceries & Markets.

Both Chicago, IL and Salisbury, MD sit above the global median – Chicago, IL by 130%, Salisbury, MD by 86%.

Currency
🍽 Eating Out
Chicago, IL
Salisbury, MD
Difference
Meal at Budget Restaurant
$20.91 $20.91
$20.04 $20.04
4.34%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$64.6 $64.6
51.97%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$9.61 $9.61
23.41%
Cappuccino
$5.60 $5.60
$4.03 $4.03
38.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$2.60 $2.60
18.08%
Water (0.33 liter bottle)
$2.47 $2.47
$2.02 $2.02
22.28%
Local Beer (0.5 liter draught)
$7.14 $7.14
$7.12 $7.12
0.28%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$6.99 $6.99
15.59%
🛒 Groceries & Markets
Chicago, IL
Salisbury, MD
Difference
Milk (1 liter)
$1.05 $1.05
$0.80 $0.80
31.25%
White Bread (500g)
$4.11 $4.11
$2.75 $2.75
49.45%
Rice (white) (1kg)
$5.61 $5.61
$4.23 $4.23
32.62%
Eggs
$4.51 $4.51
$4.12 $4.12
9.47%
Local Cheese (1kg)
$14.27 $14.27
$13.38 $13.38
6.65%
Chicken Fillets (1kg)
$14.89 $14.89
$15.95 $15.95
-6.65%
Beef Round Steak (1kg)
$19.19 $19.19
$13.97 $13.97
37.37%
Apples (1kg)
$5.14 $5.14
$4.79 $4.79
7.31%
Banana (1kg)
$1.77 $1.77
$3.12 $3.12
-43.27%
Oranges (1kg)
$4.39 $4.39
$2.02 $2.02
117.33%
Tomato (1kg)
$4.56 $4.56
$3.36 $3.36
35.71%
Potato (1kg)
$2.54 $2.54
$3.91 $3.91
-35.04%
Onion (1kg)
$2.75 $2.75
$2.77 $2.77
-0.72%
Lettuce (1 head)
$2.42 $2.42
$1.84 $1.84
31.52%
Water (1.5 liter bottle)
$2.62 $2.62
$2.12 $2.12
23.58%
Cigarettes 20 Pack (Marlboro, Camel)
$14.92 $14.92
$7.79 $7.79
91.53%
Wine (Bottle)
$14.80 $14.80
$12.19 $12.19
21.41%
Local Beer (0.5 liter bottle)
$2.46 $2.46
$1.79 $1.79
37.43%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$3.46 $3.46
7.80%
🚌 Getting Around
Chicago, IL
Salisbury, MD
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$2.06 $2.06
20.39%
Public Transport Monthly Pass (Regular Price)
$75.4 $75.4
$49.85 $49.85
51.31%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.42 $3.42
-7.02%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.61 $1.61
-11.80%
Taxi 1hour Waiting (Normal Tariff)
$24.94 $24.94
$28.62 $28.62
-12.86%
Gasoline (1 liter)
$1.06 $1.06
$0.86 $0.86
23.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$29.3K $29.3K
9.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.9K $25.9K
0.65%
🧾 Monthly Utilities & Internet
Chicago, IL
Salisbury, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$105 $105
76.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.7 $61.7
$53.6 $53.6
15.23%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$52.9 $52.9
26.53%
🎉 Sport & Entertainment
Chicago, IL
Salisbury, MD
Difference
Gym Membership (Monthly)
$75.2 $75.2
$42.79 $42.79
75.67%
Tennis Court (1 Hour on Weekend)
$13.08 $13.08
$22.13 $22.13
-40.89%
Cinema Ticket
$14.71 $14.71
$17.16 $17.16
-14.28%
🧸 Childcare & Education
Chicago, IL
Salisbury, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,020 $2,020
$1,292 $1,292
56.41%
International Primary School, 1 Child (Yearly)
$39.4K $39.4K
$23.7K $23.7K
66.36%
👕👟 Clothing & Footwear
Chicago, IL
Salisbury, MD
Difference
Jeans (Levis 501 Or Similar)
$64.6 $64.6
$51.1 $51.1
26.44%
Summer Dress (H&M, Zara, etc)
$52.5 $52.5
$40.04 $40.04
30.99%
Sport Shoes (Adidas, Nike)
$97.8 $97.8
$88.2 $88.2
10.91%
Men's Leather Business Shoes
$148 $148
$112 $112
31.66%
🏠 Accommodation & Living
Chicago, IL
Salisbury, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$2,313 $2,313
$1,596 $1,596
44.92%
1-bedroom Apartment, Outside City Center (Monthly)
$1,590 $1,590
$1,363 $1,363
16.68%
3-bedroom Apartment, City Center (Monthly)
$4,608 $4,608
$1,993 $1,993
131.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,779 $2,779
$2,249 $2,249
23.57%
Buy Apartment in City Center (m2)
$3,922 $3,922
$2,437 $2,437
60.93%
Buy Apartment Outside City Center (m2)
$2,613 $2,613
$2,426 $2,426
7.70%
💵 Salaries & Financials
Chicago, IL
Salisbury, MD
Difference
Average Monthly Net Salary (After Tax)
$5,217 $5,217
$4,468 $4,468
16.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Salisbury, MD: June 2, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,596 in Salisbury, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $65.0 in Salisbury, MD. Monthly groceries follow the same trend: $447 vs $389 – making Salisbury, MD the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Salisbury, MD: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Salisbury, MD compare overall?
Monthly costs with rent: $3,077 in Chicago, IL, $2,486 in Salisbury, MD – roughly 24% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Salisbury, MD?
For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,729 in Salisbury, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Salisbury, MD?
Rent is clearly cheaper in Salisbury, MD, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $98.0 in Chicago, IL and $65.0 in Salisbury, MD. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,486 in Salisbury, MD. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Salisbury, MD?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,486 in Salisbury, MD to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Salisbury, MD?
If budget matters most, go with Salisbury, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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