Cost of Living Comparison Between Chicago, IL and Saint Cloud, MN Cost of Living Comparison Between Chicago, IL and Saint Cloud, MN

😐 Solo nomad: Chicago, IL is 39.8% more expensive than Saint Cloud, MN without rent, and 22.5% more expensive with rent.

😐 Family of 3: Chicago, IL is 46.6% more expensive than Saint Cloud, MN without rent, and 36.1% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$18.13 $18.13

14.84%

Three-Course Dinner for Two, Mid-Range

$100 $100

$67.2 $67.2

49.34%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$8.46 $8.46

41.49%

Cappuccino

$5.56 $5.56

$4.56 $4.56

21.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.73 $2.73

13.92%

Water (0.33 liter bottle)

$2.42 $2.42

$2.17 $2.17

11.52%

Local Beer (0.5 liter draught)

$6.86 $6.86

$5.49 $5.49

24.95%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$5.06 $5.06

67.00%

Milk (1 liter)

$1.04 $1.04

$0.89 $0.89

16.85%

White Bread (500g)

$4.15 $4.15

$2.39 $2.39

73.64%

Rice (white) (1kg)

$5.52 $5.52

$3.73 $3.73

47.99%

Eggs

$4.65 $4.65

$3.34 $3.34

39.22%

Local Cheese (1kg)

$14.33 $14.33

$9.47 $9.47

51.32%

Chicken Fillets (1kg)

$14.88 $14.88

$7.77 $7.77

91.51%

Beef Round Steak (1kg)

$19.34 $19.34

$14.52 $14.52

33.20%

Apples (1kg)

$5.17 $5.17

$3.52 $3.52

46.88%

Banana (1kg)

$1.71 $1.71

$1.15 $1.15

48.70%

Oranges (1kg)

$4.41 $4.41

$4.11 $4.11

7.30%

Tomato (1kg)

$4.51 $4.51

$5.3 $5.3

-14.91%

Potato (1kg)

$2.53 $2.53

$2.68 $2.68

-5.60%

Onion (1kg)

$2.74 $2.74

$3.05 $3.05

-10.16%

Lettuce (1 head)

$2.43 $2.43

$1.99 $1.99

22.11%

Water (1.5 liter bottle)

$2.7 $2.7

$1.93 $1.93

39.90%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$10.71 $10.71

41.83%

Wine (Bottle)

$16.42 $16.42

$11.46 $11.46

43.28%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.68 $1.68

39.88%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.59 $3.59

3.06%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.97 $1.97

28.43%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$60.3 $60.3

23.04%

Taxi Start (Normal Tariff)

$3.34 $3.34

$5.1 $5.1

-34.51%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.43 $1.43

-0.70%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.71 $29.71

-14.44%

Gasoline (1 liter)

$1.08 $1.08

$0.81 $0.81

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$35.8K $35.8K

-9.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26K $26K

0.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$107 $107

76.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$49.24 $49.24

29.37%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$64.9 $64.9

0.48%

Gym Membership (Monthly)

$76.7 $76.7

$43.09 $43.09

78.05%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$11.85 $11.85

25.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,439 $1,439

43.28%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$30.3K $30.3K

29.16%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$38.74 $38.74

66.00%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$42.35 $42.35

23.71%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$75.3 $75.3

26.41%

Men's Leather Business Shoes

$145 $145

$80.6 $80.6

79.59%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,591 $1,591

49.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,333 $1,333

18.82%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,663 $2,663

78.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,245 $2,245

25.40%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,989 $1,989

80.37%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,731 $1,731

43.84%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$3,968 $3,968

32.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.3

4.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Saint Cloud, MN: October 26, 2025

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