Cost of Living Comparison Between Chicago, IL and Saginaw, MI Cost of Living Comparison Between Chicago, IL and Saginaw, MI

😐 Solo nomad: Chicago, IL is 14.9% more expensive than Saginaw, MI without rent, and 18.5% more expensive with rent.

😐 Family of 3: Chicago, IL is 33% more expensive than Saginaw, MI without rent, and 26.4% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$17.75 $17.75

17.30%

Three-Course Dinner for Two, Mid-Range

$100 $100

$69.2 $69.2

44.96%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.97 $10.97

9.12%

Cappuccino

$5.56 $5.56

$4.71 $4.71

18.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.52 $2.52

23.41%

Water (0.33 liter bottle)

$2.42 $2.42

$1.59 $1.59

52.20%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.06 $6.06

13.20%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.93 $6.93

21.93%

Milk (1 liter)

$1.04 $1.04

$0.87 $0.87

19.54%

White Bread (500g)

$4.15 $4.15

$3.36 $3.36

23.51%

Rice (white) (1kg)

$5.52 $5.52

$4.85 $4.85

13.81%

Eggs

$4.65 $4.65

$3.33 $3.33

39.64%

Local Cheese (1kg)

$14.33 $14.33

$15.52 $15.52

-7.67%

Chicken Fillets (1kg)

$14.88 $14.88

$11.98 $11.98

24.21%

Beef Round Steak (1kg)

$19.34 $19.34

$14.79 $14.79

30.76%

Apples (1kg)

$5.17 $5.17

$10.28 $10.28

-49.71%

Banana (1kg)

$1.71 $1.71

$1.38 $1.38

23.91%

Oranges (1kg)

$4.41 $4.41

$6.46 $6.46

-31.73%

Tomato (1kg)

$4.51 $4.51

$5.69 $5.69

-20.74%

Potato (1kg)

$2.53 $2.53

$2.2 $2.2

15.00%

Onion (1kg)

$2.74 $2.74

$3.97 $3.97

-30.98%

Lettuce (1 head)

$2.43 $2.43

$2.47 $2.47

-1.62%

Water (1.5 liter bottle)

$2.7 $2.7

$2.83 $2.83

-4.59%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$8.87 $8.87

71.25%

Wine (Bottle)

$16.42 $16.42

$15.21 $15.21

7.96%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.76 $1.76

33.52%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.65 $3.65

1.37%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.01 $2.01

25.87%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$4.8 $4.8

-30.42%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.43 $1.43

-0.70%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$27.99 $27.99

-9.18%

Gasoline (1 liter)

$1.08 $1.08

$0.92 $0.92

17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$24.8K $24.8K

30.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24K $24K

9.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$118 $118

59.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$45.54 $45.54

39.88%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$60.6 $60.6

7.59%

Gym Membership (Monthly)

$76.7 $76.7

$43.63 $43.63

75.84%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$11.13 $11.13

34.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$934 $934

120.87%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$21.3K $21.3K

84.12%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$63.4 $63.4

1.48%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$49.72 $49.72

5.37%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$79.4 $79.4

19.87%

Men's Leather Business Shoes

$145 $145

$88.6 $88.6

63.37%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,600 $1,600

48.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,368 $1,368

15.84%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,603 $2,603

83.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,193 $2,193

28.38%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,644 $2,644

35.68%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,435 $2,435

2.28%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.51

1.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Saginaw, MI: October 28, 2025

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