😐A single person spends $3,117 per month in Chicago, IL vs $2,282 in Round Rock, TX, rent included.
😐A couple spends around $4,695 per month in Chicago, IL vs $3,418 in Round Rock, TX, rent included.
😐A family of three spends $6,273 per month in Chicago, IL vs $4,555 in Round Rock, TX, rent included.
😐Chicago, IL costs about 37% more than Round Rock, TX, driven mainly by Getting Around.
📊Both Chicago, IL and Round Rock, TX sit above the global median – Chicago, IL by 128%, Round Rock, TX by 67%.
Currency
🍽 Eating Out
Chicago, IL
Round Rock, TX
Difference
Meal at Budget Restaurant
$19.92$19.92
$19.87$19.87
0.25%
Three-Course Dinner for Two, Mid-Range
$88.5$88.5
$80.4$80.4
10.05%
Fast Food Meal(McDonalds, etc)
$12.94$12.94
$11.87$11.87
9.01%
Cappuccino
$5.54$5.54
$6.03$6.03
-8.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.74$2.74
$2.91$2.91
-5.84%
Water(0.33 liter bottle)
$2.36$2.36
$2.38$2.38
-0.84%
Local Beer(0.5 liter draught)
$7.12$7.12
$8.12$8.12
-12.32%
Imported Beer(0.33 liter bottle)
$8.73$8.73
$8.96$8.96
-2.57%
🛒 Groceries & Markets
Chicago, IL
Round Rock, TX
Difference
Milk(1 liter)
$1.34$1.34
$1.12$1.12
19.64%
White Bread(500g)
$4.17$4.17
$3.77$3.77
10.61%
Rice(white)(1kg)
$5.73$5.73
$3.32$3.32
72.59%
Eggs
$4.89$4.89
$3.78$3.78
29.37%
Local Cheese(1kg)
$14.77$14.77
$13.05$13.05
13.18%
Chicken Fillets(1kg)
$14.85$14.85
$13.77$13.77
7.84%
Beef Round Steak(1kg)
$19.61$19.61
$17.00$17.00
15.35%
Apples(1kg)
$5.57$5.57
$4.26$4.26
30.75%
Banana(1kg)
$1.92$1.92
$1.59$1.59
20.75%
Oranges(1kg)
$4.17$4.17
$4.67$4.67
-10.71%
Tomato(1kg)
$4.86$4.86
$4.65$4.65
4.52%
Potato(1kg)
$2.84$2.84
$2.54$2.54
11.81%
Onion(1kg)
$2.80$2.80
$2.61$2.61
7.28%
Lettuce(1 head)
$2.20$2.20
$1.91$1.91
15.18%
Water(1.5 liter bottle)
$3.06$3.06
$2.21$2.21
38.46%
Cigarettes 20 Pack(Marlboro, Camel)
$16.16$16.16
$9.33$9.33
73.20%
Wine(Bottle)
$14.82$14.82
$14.77$14.77
0.34%
Local Beer(0.5 liter bottle)
$2.53$2.53
$2.01$2.01
25.87%
Imported Beer(0.33 liter bottle)
$3.35$3.35
$3.27$3.27
2.45%
🚌 Getting Around
Chicago, IL
Round Rock, TX
Difference
One-way Ticket(Public Transport)
$2.55$2.55
-
-
Public Transport Monthly Pass(Regular Price)
$75.6$75.6
-
-
Taxi Start(Normal Tariff)
$3.30$3.30
$2.83$2.83
16.61%
Taxi(Normal Tariff)(1km)
$1.36$1.36
$1.58$1.58
-13.92%
Taxi 1hour Waiting(Normal Tariff)
$25.12$25.12
$24.27$24.27
3.50%
Gasoline(1 liter)
$1.17$1.17
$0.95$0.95
23.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K$36.0K
$36.1K$36.1K
-0.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K$26.2K
$25.8K$25.8K
1.73%
🧾 Monthly Utilities & Internet
Chicago, IL
Round Rock, TX
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$191$191
$224$224
-14.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$67.9$67.9
$55.9$55.9
21.46%
Internet(50+ Mbps, Unlimited Data)
$61.7$61.7
$68.9$68.9
-10.40%
🎉 Sport & Entertainment
Chicago, IL
Round Rock, TX
Difference
Gym Membership(Monthly)
$63.5$63.5
$48.86$48.86
29.90%
Tennis Court(1 Hour on Weekend)
$27.14$27.14
-
-
Cinema Ticket
$18.02$18.02
$14.13$14.13
27.53%
🧸 Childcare & Education
Chicago, IL
Round Rock, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,522$1,522
$1,501$1,501
1.38%
International Primary School, 1 Child(Yearly)
$31.3K$31.3K
$21.6K$21.6K
44.96%
👕👟 Clothing & Footwear
Chicago, IL
Round Rock, TX
Difference
Jeans(Levis 501 Or Similar)
$63.7$63.7
$59.9$59.9
6.40%
Summer Dress(H&M, Zara, etc)
$55.3$55.3
$43.60$43.60
26.72%
Sport Shoes(Adidas, Nike)
$100$100
$85.7$85.7
17.24%
Men's Leather Business Shoes
$153$153
$103$103
49.49%
🏠 Accommodation & Living
Chicago, IL
Round Rock, TX
Difference
1-bedroom Apartment, City Center(Monthly)
$2,406$2,406
$1,208$1,208
99.18%
1-bedroom Apartment, Outside City Center(Monthly)
$1,653$1,653
$999$999
65.37%
3-bedroom Apartment, City Center(Monthly)
$4,577$4,577
$1,834$1,834
149.50%
3-bedroom Apartment, Outside City Center(Monthly)
$2,771$2,771
$1,664$1,664
66.55%
Buy Apartment in City Center(m2)
$4,031$4,031
$2,743$2,743
46.94%
Buy Apartment Outside City Center(m2)
$2,745$2,745
$2,809$2,809
-2.25%
💵 Salaries & Financials
Chicago, IL
Round Rock, TX
Difference
Average Monthly Net Salary(After Tax)
$4,804$4,804
$4,707$4,707
2.07%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.38
6.47
-1.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chicago, IL: September 13, 2026
Last update for Round Rock, TX: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $2,406 in Chicago, IL versus $1,208 in Round Rock, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $88.0 in Chicago, IL versus $80.0 in Round Rock, TX. Monthly groceries follow the same trend: $464 vs $402 – making Round Rock, TX the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Round Rock, TX: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Round Rock, TX compare overall?
Monthly costs with rent: $3,117 in Chicago, IL, $2,282 in Round Rock, TX – roughly 37% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Round Rock, TX?
For a comfortable life, plan on about $4,676 per month in Chicago, IL and $3,422 in Round Rock, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Round Rock, TX?
Rent is clearly cheaper in Round Rock, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $88.0 in Chicago, IL and $80.0 in Round Rock, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 15% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in Round Rock, TX, where all-in costs run around $2,282, than in Chicago, IL at $3,117. In Round Rock, TX it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Chicago, IL and Round Rock, TX?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,282 in Round Rock, TX to $3,117 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Round Rock, TX?
If budget matters most, go with Round Rock, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.
Chicago, IL vs other spots: cost of living compared