Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Rockville, MD

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,247 in Rockville, MD, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Rockville, MD outweigh lower spending on other living expenses.

147

Cost of Living Index in Chicago, IL
Learn more

Chicago, IL Living Index
157

Cost of Living Index in Rockville, MD
Learn more

Rockville, MD Living Index

Jump to prices

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Rockville, MD

🇺🇸 United States

$3,247

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Rockville, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Rockville, MD actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,247 in Rockville, MD, rent included.

Chicago, IL $3,037
Rockville, MD $3,247

A couple spends around $4,518 per month in Chicago, IL vs $4,701 in Rockville, MD, rent included.

Chicago, IL $4,518
Rockville, MD $4,701

A family of three spends $5,999 per month in Chicago, IL vs $6,154 in Rockville, MD, rent included.

Chicago, IL $5,999
Rockville, MD $6,154

Chicago, IL is about 6% cheaper than Rockville, MD, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Rockville, MD sit above the global median – Chicago, IL by 123%, Rockville, MD by 139%.

Meal at Budget Restaurant

$20.71 $20.71

$22.62 $22.62

-8.44%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$74.7 $74.7

19.53%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$10.19 $10.19

29.44%

Cappuccino

$5.66 $5.66

$5.31 $5.31

6.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.42 $2.42

9.09%

Water (0.33 liter bottle)

$2.28 $2.28

$1.77 $1.77

28.81%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.63 $6.63

3.62%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.47 $7.47

18.34%

Milk (1 liter)

$1.25 $1.25

$1.13 $1.13

10.62%

White Bread (500g)

$3.72 $3.72

$2.98 $2.98

24.83%

Rice (white) (1kg)

$5.39 $5.39

$2.66 $2.66

102.63%

Eggs

$4.74 $4.74

$3.81 $3.81

24.41%

Local Cheese (1kg)

$13.84 $13.84

$9.75 $9.75

41.95%

Chicken Fillets (1kg)

$14.40 $14.40

$9.32 $9.32

54.51%

Beef Round Steak (1kg)

$18.38 $18.38

$18.29 $18.29

0.49%

Apples (1kg)

$5.22 $5.22

$4.74 $4.74

10.13%

Banana (1kg)

$1.98 $1.98

$1.27 $1.27

55.91%

Oranges (1kg)

$4.06 $4.06

$4.38 $4.38

-7.31%

Tomato (1kg)

$4.97 $4.97

$3.87 $3.87

28.42%

Potato (1kg)

$2.67 $2.67

$2.60 $2.60

2.69%

Onion (1kg)

$2.66 $2.66

$2.46 $2.46

8.13%

Lettuce (1 head)

$2.24 $2.24

$2.59 $2.59

-13.51%

Water (1.5 liter bottle)

$3.13 $3.13

$1.80 $1.80

73.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$14.00 $14.00

-1.29%

Wine (Bottle)

$14.88 $14.88

$14.48 $14.48

2.76%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.41 $2.41

5.39%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.76 $3.76

-6.65%

One-way Ticket (Public Transport)

$2.43 $2.43

$3.16 $3.16

-23.10%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$110 $110

-33.21%

Taxi Start (Normal Tariff)

$3.18 $3.18

$5.05 $5.05

-37.03%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.11 $1.11

25.23%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$23.29 $23.29

7.47%

Gasoline (1 liter)

$1.20 $1.20

$1.07 $1.07

12.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$34.3K $34.3K

2.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.3K $26.3K

1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$297 $297

-34.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$50.7 $50.7

37.04%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$60.6 $60.6

1.70%

Gym Membership (Monthly)

$47.90 $47.90

$42.82 $42.82

11.86%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

$12.46 $12.46

119.42%

Cinema Ticket

$17.81 $17.81

$16.64 $16.64

7.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,934 $1,934

-7.24%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$27.7K $27.7K

15.43%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$46.01 $46.01

45.66%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$39.71 $39.71

31.30%

Sport Shoes (Adidas, Nike)

$102 $102

$88.5 $88.5

14.75%

Men's Leather Business Shoes

$144 $144

$133 $133

8.34%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$2,213 $2,213

14.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,791 $1,791

-11.90%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$3,763 $3,763

25.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$3,061 $3,061

-12.03%

Buy Apartment in City Center (m2)

$4,190 $4,190

$4,172 $4,172

0.41%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,976 $2,976

-6.99%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$6,378 $6,378

-22.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.46

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Rockville, MD: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Rockville, MD

$1.8K 55.2% 13.5% $213

Groceries & Markets

Chicago, IL

$447 14.7%

Rockville, MD

$359 11.1% 19.7% $88

Eating Out

Chicago, IL

$345 11.4%

Rockville, MD

$340 10.5% 1.4% $4.9

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Rockville, MD

$409 12.6% 25.6% $83

Clothing & Footwear

Chicago, IL

$164 5.4%

Rockville, MD

$138 4.3% 15.8% $26

Getting Around

Chicago, IL

$93 3.1%

Rockville, MD

$133 4.1% 42.8% $40

Sport & Entertainment

Chicago, IL

$84 2.8%

Rockville, MD

$76 2.3% 8.9% $7.4

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $2,213 in Rockville, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Rockville, MD. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $75 in Rockville, MD. Monthly groceries follow the same trend: $447 vs $359 – making Rockville, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Rockville, MD

🕒 Local time

15:00 3:00 PM

16:00 4:00 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

67,139

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chicago, IL Rockville, MD 940 km ≈ 1 h 45 min nonstop flight

From you

Chicago, IL
Rockville, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Rockville, MD: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $3,247 in Rockville, MD – Chicago, IL comes out roughly 6% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,870 in Rockville, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rockville, MD, especially for central apartments: a one-bedroom in the center costs $2,213 there versus $2,526 in Chicago, IL.

Interestingly, groceries are about 20% cheaper in Rockville, MD – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $89 in Chicago, IL and $75 in Rockville, MD. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,247 in Rockville, MD. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,247 in Rockville, MD. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries or specific career opportunities are the priority, Rockville, MD makes more sense. Both are solid long-term options with distinct trade-offs.