Cost of Living Comparison Between Chicago, IL and Richmond, KY Cost of Living Comparison Between Chicago, IL and Richmond, KY

😐 Solo nomad: Chicago, IL is 35.8% more expensive than Richmond, KY without rent, and 15.2% more expensive with rent.

😐 Family of 3: Chicago, IL is 33.2% more expensive than Richmond, KY without rent, and 32.2% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$10.13 $10.13

105.53%

Three-Course Dinner for Two, Mid-Range

$100 $100

$40.36 $40.36

148.61%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$8.11 $8.11

47.60%

Cappuccino

$5.56 $5.56

$5.93 $5.93

-6.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.55 $2.55

21.96%

Water (0.33 liter bottle)

$2.42 $2.42

$2.34 $2.34

3.42%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.65 $6.65

3.16%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.15 $6.15

37.40%

Milk (1 liter)

$1.04 $1.04

$1.08 $1.08

-3.70%

White Bread (500g)

$4.15 $4.15

$3.66 $3.66

13.39%

Rice (white) (1kg)

$5.52 $5.52

$3.95 $3.95

39.75%

Eggs

$4.65 $4.65

$3.86 $3.86

20.47%

Local Cheese (1kg)

$14.33 $14.33

$10.16 $10.16

41.04%

Chicken Fillets (1kg)

$14.88 $14.88

$8.78 $8.78

69.48%

Beef Round Steak (1kg)

$19.34 $19.34

$15.52 $15.52

24.61%

Apples (1kg)

$5.17 $5.17

$6.24 $6.24

-17.15%

Banana (1kg)

$1.71 $1.71

$1.38 $1.38

23.91%

Oranges (1kg)

$4.41 $4.41

$2.58 $2.58

70.93%

Tomato (1kg)

$4.51 $4.51

$5.22 $5.22

-13.60%

Potato (1kg)

$2.53 $2.53

$2.27 $2.27

11.45%

Onion (1kg)

$2.74 $2.74

$4.74 $4.74

-42.19%

Lettuce (1 head)

$2.43 $2.43

$2.31 $2.31

5.19%

Water (1.5 liter bottle)

$2.7 $2.7

$2.22 $2.22

21.62%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$8.75 $8.75

73.60%

Wine (Bottle)

$16.42 $16.42

$14.85 $14.85

10.57%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.86 $1.86

26.34%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$2.85 $2.85

29.82%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.95 $1.95

29.74%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$4.85 $4.85

-31.13%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.66 $1.66

-14.46%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.81 $29.81

-14.73%

Gasoline (1 liter)

$1.08 $1.08

$0.78 $0.78

38.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$29.6K $29.6K

9.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.7K $26.7K

-1.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$242 $242

-22.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$54.1 $54.1

17.66%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$67.3 $67.3

-3.12%

Gym Membership (Monthly)

$76.7 $76.7

$42.25 $42.25

81.59%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$14.39 $14.39

3.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,114 $1,114

85.16%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$21.1K $21.1K

86.10%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$54.5 $54.5

18.11%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$59.6 $59.6

-12.04%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$107 $107

-11.20%

Men's Leather Business Shoes

$145 $145

$121 $121

19.08%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,621 $1,621

46.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,345 $1,345

17.80%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,600 $2,600

83.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,195 $2,195

28.24%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,884 $1,884

90.42%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,946 $1,946

27.97%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$5,950 $5,950

-11.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.59

0.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Richmond, KY: October 28, 2025

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