Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Providence, RI

For one person, living is cheaper in Chicago, IL: $3,139 a month against $3,394 in Providence, RI, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Providence, RI outweigh lower spending on other living expenses.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
165

Cost of Living Index in Providence, RI
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Providence, RI Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Providence, RI

🇺🇸 United States

$3,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Providence, RI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Providence, RI actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $3,394 in Providence, RI, rent included.

Chicago, IL $3,139
Providence, RI $3,394

A couple spends around $4,627 per month in Chicago, IL vs $4,649 in Providence, RI, rent included.

Chicago, IL $4,627
Providence, RI $4,649

A family of three spends $6,115 per month in Chicago, IL vs $5,903 in Providence, RI, rent included.

Chicago, IL $6,115
Providence, RI $5,903

Chicago, IL is about 8% cheaper than Providence, RI, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Providence, RI sit above the global median – Chicago, IL by 132%, Providence, RI by 150%.

Meal at Budget Restaurant

$20.65 $20.65

$18.01 $18.01

14.66%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$96.2 $96.2

-6.20%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$13.64 $13.64

-5.13%

Cappuccino

$5.60 $5.60

$5.50 $5.50

1.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.96 $2.96

-10.81%

Water (0.33 liter bottle)

$2.27 $2.27

$1.96 $1.96

15.82%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.03 $5.03

38.77%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$8.01 $8.01

10.24%

Milk (1 liter)

$1.27 $1.27

$1.06 $1.06

19.81%

White Bread (500g)

$3.80 $3.80

$3.20 $3.20

18.75%

Rice (white) (1kg)

$5.30 $5.30

$5.35 $5.35

-0.93%

Eggs

$4.76 $4.76

$4.94 $4.94

-3.64%

Local Cheese (1kg)

$13.96 $13.96

$11.41 $11.41

22.35%

Chicken Fillets (1kg)

$14.61 $14.61

$14.40 $14.40

1.46%

Beef Round Steak (1kg)

$18.77 $18.77

$17.98 $17.98

4.39%

Apples (1kg)

$5.19 $5.19

$4.79 $4.79

8.35%

Banana (1kg)

$1.98 $1.98

$1.37 $1.37

44.53%

Oranges (1kg)

$3.93 $3.93

$5.58 $5.58

-29.57%

Tomato (1kg)

$4.96 $4.96

$4.69 $4.69

5.76%

Potato (1kg)

$2.76 $2.76

$3.30 $3.30

-16.36%

Onion (1kg)

$2.76 $2.76

$3.59 $3.59

-23.12%

Lettuce (1 head)

$2.22 $2.22

$2.31 $2.31

-3.90%

Water (1.5 liter bottle)

$2.98 $2.98

$2.02 $2.02

47.52%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$13.46 $13.46

4.16%

Wine (Bottle)

$15.28 $15.28

$13.30 $13.30

14.89%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.05 $2.05

25.85%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$4.08 $4.08

-14.22%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.06 $2.06

19.90%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

$70.9 $70.9

5.41%

Taxi Start (Normal Tariff)

$3.34 $3.34

$5.05 $5.05

-33.86%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.41 $1.41

1.42%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$30.45 $30.45

-20.13%

Gasoline (1 liter)

$1.26 $1.26

$1.09 $1.09

15.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.5K $27.5K

27.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

-0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$313 $313

-38.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$70.4 $70.4

-3.07%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$83.6 $83.6

-26.68%

Gym Membership (Monthly)

$54.1 $54.1

$56.9 $56.9

-4.89%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

$60.8 $60.8

-54.09%

Cinema Ticket

$17.74 $17.74

$14.60 $14.60

21.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,477 $1,477

11.80%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$16.8K $16.8K

84.48%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$53.7 $53.7

22.97%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$38.95 $38.95

31.55%

Sport Shoes (Adidas, Nike)

$100 $100

$80.2 $80.2

24.78%

Men's Leather Business Shoes

$141 $141

$100 $100

40.43%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$2,440 $2,440

0.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,897 $1,897

-11.56%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$3,174 $3,174

48.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$2,602 $2,602

7.45%

Buy Apartment in City Center (m2)

$4,105 $4,105

$3,746 $3,746

9.58%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$3,316 $3,316

-20.10%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,773 $3,773

28.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.64

2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Providence, RI: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Providence, RI

$1.9K 55.9% 13.1% $219

Groceries & Markets

Chicago, IL

$449 14.3%

Providence, RI

$417 12.3% 7.1% $32

Eating Out

Chicago, IL

$343 10.9%

Providence, RI

$312 9.2% 9.2% $32

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Providence, RI

$467 13.8% 45% $145

Clothing & Footwear

Chicago, IL

$161 5.1%

Providence, RI

$123 3.6% 23.7% $38

Getting Around

Chicago, IL

$95 3%

Providence, RI

$91 2.7% 4% $3.8

Sport & Entertainment

Chicago, IL

$90 2.9%

Providence, RI

$86 2.5% 3.9% $3.5

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $2,440 in Providence, RI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $96.0 in Providence, RI. Groceries tell a different story – $449 in Chicago, IL vs $417 in Providence, RI – so Providence, RI wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Providence, RI

🕒 Local time

09:23 9:23 AM

10:23 10:23 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

179,472

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Providence, RI 1,340 km ≈ 2 h 15 min nonstop flight

From you

Chicago, IL
Providence, RI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Providence, RI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $3,394 in Providence, RI – roughly 8% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $5,091 in Providence, RI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 8% cheaper in Providence, RI – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $90.0 in Chicago, IL and $96.0 in Providence, RI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,139 in Chicago, IL and $3,394 in Providence, RI. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,139 in Chicago, IL to $3,394 in Providence, RI. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Providence, RI makes more sense. Both are solid long-term options with distinct trade-offs.