Cost of Living Comparison Between Chicago, IL and Pensacola, FL Cost of Living Comparison Between Chicago, IL and Pensacola, FL

😐 Solo nomad: Chicago, IL is 29.6% more expensive than Pensacola, FL without rent, and 16.8% more expensive with rent.
😐 Family of 3: Chicago, IL is 38.9% more expensive than Pensacola, FL without rent, and 33.1% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Pensacola, FL
Difference
Meal at Budget Restaurant
$20.82 $20.82
$18.98 $18.98
9.69%
Three-Course Dinner for Two, Mid-Range
$100 $100
$56 $56
79.15%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.97 $11.97
-
Cappuccino
$5.56 $5.56
$4.84 $4.84
14.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.84 $2.84
9.51%
Water (0.33 liter bottle)
$2.42 $2.42
$2.14 $2.14
13.08%
Local Beer (0.5 liter draught)
$6.86 $6.86
$5.09 $5.09
34.77%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$6.68 $6.68
26.50%
πŸ›’ Groceries & Markets
Chicago, IL
Pensacola, FL
Difference
Milk (1 liter)
$1.04 $1.04
$0.87 $0.87
19.54%
White Bread (500g)
$4.15 $4.15
$3.19 $3.19
30.09%
Rice (white) (1kg)
$5.52 $5.52
$2.48 $2.48
122.58%
Eggs
$4.65 $4.65
$3.19 $3.19
45.77%
Local Cheese (1kg)
$14.33 $14.33
$10.94 $10.94
30.99%
Chicken Fillets (1kg)
$14.88 $14.88
$11.71 $11.71
27.07%
Beef Round Steak (1kg)
$19.34 $19.34
$14.7 $14.7
31.56%
Apples (1kg)
$5.17 $5.17
$3.55 $3.55
45.63%
Banana (1kg)
$1.71 $1.71
$1.52 $1.52
12.50%
Oranges (1kg)
$4.41 $4.41
$2.92 $2.92
51.03%
Tomato (1kg)
$4.51 $4.51
$4.27 $4.27
5.62%
Potato (1kg)
$2.53 $2.53
$3.22 $3.22
-21.43%
Onion (1kg)
$2.74 $2.74
$2.77 $2.77
-1.08%
Lettuce (1 head)
$2.43 $2.43
$2.04 $2.04
19.12%
Water (1.5 liter bottle)
$2.7 $2.7
$2.2 $2.2
22.73%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$8.26 $8.26
83.90%
Wine (Bottle)
$16.42 $16.42
$12.96 $12.96
26.70%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.78 $1.78
32.02%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.15 $3.15
17.46%
🚌 Getting Around
Chicago, IL
Pensacola, FL
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.8 $1.8
40.56%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$42.4 $42.4
74.83%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.53 $2.53
32.02%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.67 $1.67
-14.97%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$26.37 $26.37
-3.60%
Gasoline (1 liter)
$1.08 $1.08
$0.79 $0.79
36.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$35.1K $35.1K
-7.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.7K $25.7K
1.86%
🧾 Monthly Utilities & Internet
Chicago, IL
Pensacola, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$263 $263
-28.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$49.54 $49.54
28.58%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$66.1 $66.1
-1.36%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Pensacola, FL
Difference
Gym Membership (Monthly)
$76.7 $76.7
$26.8 $26.8
186.27%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$18.1 $18.1
-28.01%
Cinema Ticket
$14.93 $14.93
$13.02 $13.02
14.67%
🧸 Childcare & Education
Chicago, IL
Pensacola, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$524 $524
293.27%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$8,047 $8,047
386.88%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Pensacola, FL
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$38.68 $38.68
66.26%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$42.85 $42.85
22.26%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$76.1 $76.1
25.11%
Men's Leather Business Shoes
$145 $145
$76.3 $76.3
89.59%
🏠 Accommodation & Living
Chicago, IL
Pensacola, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,663 $1,663
43.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,354 $1,354
17.01%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,710 $2,710
75.78%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,075 $2,075
35.63%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,293 $2,293
56.48%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,080 $2,080
19.75%
πŸ’΅ Salaries & Financials
Chicago, IL
Pensacola, FL
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$3,977 $3,977
32.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.43
2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Pensacola, FL: October 28, 2025

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