Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Pawtucket, RI

For one person, living is cheaper in Pawtucket, RI: $2,880 a month against $3,139 in Chicago, IL, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Chicago, IL outweigh lower spending on other living expenses.

Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Pawtucket, RI
🇺🇸 United States
$2,880
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Pawtucket, RI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Pawtucket, RI actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,880 in Pawtucket, RI, rent included.

  • Chicago, IL $3,139
  • Pawtucket, RI $2,880

A couple spends around $4,627 per month in Chicago, IL vs $4,316 in Pawtucket, RI, rent included.

  • Chicago, IL $4,627
  • Pawtucket, RI $4,316

A family of three spends $6,115 per month in Chicago, IL vs $5,752 in Pawtucket, RI, rent included.

  • Chicago, IL $6,115
  • Pawtucket, RI $5,752

Chicago, IL costs about 9% more than Pawtucket, RI, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Pawtucket, RI sit above the global median – Chicago, IL by 132%, Pawtucket, RI by 113%.

Currency
🍽 Eating Out
Chicago, IL
Pawtucket, RI
Difference
Meal at Budget Restaurant
$20.65 $20.65
$29.84 $29.84
-30.80%
Three-Course Dinner for Two, Mid-Range
$90.2 $90.2
$94.2 $94.2
-4.20%
Fast Food Meal (McDonalds, etc)
$12.94 $12.94
$13.28 $13.28
-2.56%
Cappuccino
$5.60 $5.60
$5.57 $5.57
0.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.97 $2.97
-11.11%
Water (0.33 liter bottle)
$2.27 $2.27
$2.31 $2.31
-1.73%
Local Beer (0.5 liter draught)
$6.98 $6.98
$7.82 $7.82
-10.74%
Imported Beer (0.33 liter bottle)
$8.83 $8.83
$7.96 $7.96
10.93%
🛒 Groceries & Markets
Chicago, IL
Pawtucket, RI
Difference
Milk (1 liter)
$1.27 $1.27
$1.09 $1.09
16.51%
White Bread (500g)
$3.80 $3.80
$4.05 $4.05
-6.17%
Rice (white) (1kg)
$5.30 $5.30
$5.43 $5.43
-2.39%
Eggs
$4.76 $4.76
$4.70 $4.70
1.28%
Local Cheese (1kg)
$13.96 $13.96
$14.49 $14.49
-3.66%
Chicken Fillets (1kg)
$14.61 $14.61
$14.03 $14.03
4.13%
Beef Round Steak (1kg)
$18.77 $18.77
$17.88 $17.88
4.98%
Apples (1kg)
$5.19 $5.19
$6.53 $6.53
-20.52%
Banana (1kg)
$1.98 $1.98
$1.73 $1.73
14.45%
Oranges (1kg)
$3.93 $3.93
$5.36 $5.36
-26.68%
Tomato (1kg)
$4.96 $4.96
$6.72 $6.72
-26.19%
Potato (1kg)
$2.76 $2.76
$1.58 $1.58
74.68%
Onion (1kg)
$2.76 $2.76
$2.80 $2.80
-1.43%
Lettuce (1 head)
$2.22 $2.22
$2.92 $2.92
-23.97%
Water (1.5 liter bottle)
$2.98 $2.98
$3.01 $3.01
-1.00%
Cigarettes 20 Pack (Marlboro, Camel)
$14.02 $14.02
$13.24 $13.24
5.89%
Wine (Bottle)
$15.28 $15.28
$14.13 $14.13
8.14%
Local Beer (0.5 liter bottle)
$2.58 $2.58
$3.07 $3.07
-15.96%
Imported Beer (0.33 liter bottle)
$3.50 $3.50
$4.08 $4.08
-14.22%
🚌 Getting Around
Chicago, IL
Pawtucket, RI
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
$1.97 $1.97
25.38%
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
$69.4 $69.4
7.74%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.67 $2.67
25.09%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.73 $1.73
-17.34%
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$27.88 $27.88
-12.77%
Gasoline (1 liter)
$1.26 $1.26
$1.07 $1.07
17.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$27.5K $27.5K
27.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$26.4K $26.4K
-1.35%
🧾 Monthly Utilities & Internet
Chicago, IL
Pawtucket, RI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$193 $193
$293 $293
-34.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.3 $68.3
$69.9 $69.9
-2.37%
Internet (50+ Mbps, Unlimited Data)
$61.3 $61.3
$86.1 $86.1
-28.80%
🎉 Sport & Entertainment
Chicago, IL
Pawtucket, RI
Difference
Gym Membership (Monthly)
$54.1 $54.1
$25.20 $25.20
114.76%
Tennis Court (1 Hour on Weekend)
$27.92 $27.92
-
-
Cinema Ticket
$17.74 $17.74
$14.41 $14.41
23.11%
🧸 Childcare & Education
Chicago, IL
Pawtucket, RI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,652 $1,652
$1,859 $1,859
-11.14%
International Primary School, 1 Child (Yearly)
$31.1K $31.1K
$30.5K $30.5K
1.90%
👕👟 Clothing & Footwear
Chicago, IL
Pawtucket, RI
Difference
Jeans (Levis 501 Or Similar)
$66.1 $66.1
$57.7 $57.7
14.57%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$39.99 $39.99
28.13%
Sport Shoes (Adidas, Nike)
$100 $100
$90.4 $90.4
10.75%
Men's Leather Business Shoes
$141 $141
$147 $147
-4.23%
🏠 Accommodation & Living
Chicago, IL
Pawtucket, RI
Difference
1-bedroom Apartment, City Center (Monthly)
$2,446 $2,446
$1,574 $1,574
55.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,678 $1,678
$1,249 $1,249
34.31%
3-bedroom Apartment, City Center (Monthly)
$4,717 $4,717
$2,355 $2,355
100.31%
3-bedroom Apartment, Outside City Center (Monthly)
$2,795 $2,795
$2,210 $2,210
26.48%
Buy Apartment in City Center (m2)
$4,105 $4,105
-
-
Buy Apartment Outside City Center (m2)
$2,650 $2,650
-
-
💵 Salaries & Financials
Chicago, IL
Pawtucket, RI
Difference
Average Monthly Net Salary (After Tax)
$4,866 $4,866
$4,283 $4,283
13.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.64
2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Pawtucket, RI: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.7K
Pawtucket, RI
$1.2K 25.5% $429
Groceries & Markets
Chicago, IL
$449
Pawtucket, RI
$467 3.9% $18
Eating Out
Chicago, IL
$343
Pawtucket, RI
$422 22.7% $78
Monthly Utilities & Internet
Chicago, IL
$322
Pawtucket, RI
$449 39.3% $127
Clothing & Footwear
Chicago, IL
$161
Pawtucket, RI
$151 6.5% $10
Getting Around
Chicago, IL
$95
Pawtucket, RI
$89 6.9% $6.5
Sport & Entertainment
Chicago, IL
$90
Pawtucket, RI
$54 39.7% $36

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,574 in Pawtucket, RI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $94.0 in Pawtucket, RI. Monthly groceries follow the same trend: $449 vs $467 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Pawtucket, RI
🕒 Local time
02:36 2:36 AM
03:36 3:36 AM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
72,998
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Chicago, IL Pawtucket, RI 1,340 km ≈ 2 h 15 min nonstop flight
From you
  • Chicago, IL
  • Pawtucket, RI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Pawtucket, RI: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Pawtucket, RI compare overall?
Monthly costs with rent: $3,139 in Chicago, IL, $2,880 in Pawtucket, RI – roughly 9% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Chicago, IL compared to Pawtucket, RI?
For a comfortable life, plan on about $4,708 per month in Chicago, IL and $4,320 in Pawtucket, RI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Pawtucket, RI?
Rent is clearly cheaper in Pawtucket, RI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 4% cheaper in Chicago, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $90.0 in Chicago, IL and $94.0 in Pawtucket, RI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,139 in Chicago, IL and $2,880 in Pawtucket, RI. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Pawtucket, RI?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,880 in Pawtucket, RI to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Pawtucket, RI?
If budget matters most, go with Pawtucket, RI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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