Cost of Living Comparison Between Chicago, IL and Paterson, NJ Cost of Living Comparison Between Chicago, IL and Paterson, NJ

๐Ÿ˜ Solo nomad: Chicago, IL is 11.8% more expensive than Paterson, NJ without rent, and 13% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 16.5% more expensive than Paterson, NJ without rent, and 1.9% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Paterson, NJ
Difference
Meal at Budget Restaurant
$20.82 $20.82
$16.74 $16.74
24.37%
Three-Course Dinner for Two, Mid-Range
$100 $100
$102 $102
-1.45%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.82 $11.82
1.27%
Cappuccino
$5.56 $5.56
$6.02 $6.02
-7.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.3 $2.3
35.22%
Water (0.33 liter bottle)
$2.42 $2.42
$1.56 $1.56
55.13%
Local Beer (0.5 liter draught)
$6.86 $6.86
$7.06 $7.06
-2.83%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$6.98 $6.98
21.06%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Paterson, NJ
Difference
Milk (1 liter)
$1.04 $1.04
$1.32 $1.32
-21.21%
White Bread (500g)
$4.15 $4.15
$4.35 $4.35
-4.60%
Rice (white) (1kg)
$5.52 $5.52
$5.67 $5.67
-2.65%
Eggs
$4.65 $4.65
$6.44 $6.44
-27.80%
Local Cheese (1kg)
$14.33 $14.33
$15.26 $15.26
-6.09%
Chicken Fillets (1kg)
$14.88 $14.88
$10.32 $10.32
44.19%
Beef Round Steak (1kg)
$19.34 $19.34
$19.75 $19.75
-2.08%
Apples (1kg)
$5.17 $5.17
$7.62 $7.62
-32.15%
Banana (1kg)
$1.71 $1.71
$2.44 $2.44
-29.92%
Oranges (1kg)
$4.41 $4.41
$4.29 $4.29
2.80%
Tomato (1kg)
$4.51 $4.51
$4.12 $4.12
9.47%
Potato (1kg)
$2.53 $2.53
$3.01 $3.01
-15.95%
Onion (1kg)
$2.74 $2.74
$2.62 $2.62
4.58%
Lettuce (1 head)
$2.43 $2.43
$2.74 $2.74
-11.31%
Water (1.5 liter bottle)
$2.7 $2.7
$2.56 $2.56
5.47%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$17.48 $17.48
-13.10%
Wine (Bottle)
$16.42 $16.42
$17.75 $17.75
-7.49%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.85 $1.85
27.03%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$4.51 $4.51
-17.96%
๐ŸšŒ Getting Around
Chicago, IL
Paterson, NJ
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.98 $1.98
27.78%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$4.95 $4.95
-32.53%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$2.18 $2.18
-34.86%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$42.67 $42.67
-40.43%
Gasoline (1 liter)
$1.08 $1.08
$0.93 $0.93
16.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$24K $24K
35.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.9K $25.9K
1.05%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Paterson, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$183 $183
3.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$53.6 $53.6
18.78%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$62.1 $62.1
5.01%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Paterson, NJ
Difference
Gym Membership (Monthly)
$76.7 $76.7
$42.53 $42.53
80.39%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$20.31 $20.31
-26.49%
๐Ÿงธ Childcare & Education
Chicago, IL
Paterson, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,726 $1,726
19.52%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$15.8K $15.8K
148.22%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Paterson, NJ
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$67.4 $67.4
-4.51%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$48.04 $48.04
9.05%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$107 $107
-10.64%
Men's Leather Business Shoes
$145 $145
$173 $173
-16.44%
๐Ÿ  Accommodation & Living
Chicago, IL
Paterson, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,721 $2,721
-12.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,346 $1,346
17.69%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,678 $2,678
77.84%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$3,111 $3,111
-9.52%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,398 $2,398
49.65%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,092 $2,092
19.03%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Paterson, NJ
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$3,264 $3,264
61.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.44
2.48%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Paterson, NJ: October 27, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.