Cost of Living Comparison Between Chicago, IL and Panama City, FL Cost of Living Comparison Between Chicago, IL and Panama City, FL

😐 Solo nomad: Chicago, IL is 4.5% more expensive than Panama City, FL without rent, and 8.4% more expensive with rent.

😐 Family of 3: Chicago, IL is 36.9% more expensive than Panama City, FL without rent, and 38.6% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$18.66 $18.66

11.58%

Three-Course Dinner for Two, Mid-Range

$100 $100

$54.1 $54.1

85.44%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.32 $10.32

15.99%

Cappuccino

$5.56 $5.56

$4.9 $4.9

13.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.68 $2.68

16.04%

Water (0.33 liter bottle)

$2.42 $2.42

$2.12 $2.12

14.15%

Local Beer (0.5 liter draught)

$6.86 $6.86

$5.11 $5.11

34.25%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.65 $6.65

27.07%

Milk (1 liter)

$1.04 $1.04

$0.93 $0.93

11.83%

White Bread (500g)

$4.15 $4.15

$3.19 $3.19

30.09%

Rice (white) (1kg)

$5.52 $5.52

$2.59 $2.59

113.13%

Eggs

$4.65 $4.65

$3.18 $3.18

46.23%

Local Cheese (1kg)

$14.33 $14.33

$10.82 $10.82

32.44%

Chicken Fillets (1kg)

$14.88 $14.88

$11.6 $11.6

28.28%

Beef Round Steak (1kg)

$19.34 $19.34

$14.9 $14.9

29.80%

Apples (1kg)

$5.17 $5.17

$3.46 $3.46

49.42%

Banana (1kg)

$1.71 $1.71

$1.57 $1.57

8.92%

Oranges (1kg)

$4.41 $4.41

$2.88 $2.88

53.13%

Tomato (1kg)

$4.51 $4.51

$4.17 $4.17

8.15%

Potato (1kg)

$2.53 $2.53

$3.17 $3.17

-20.19%

Onion (1kg)

$2.74 $2.74

Lettuce (1 head)

$2.43 $2.43

$2.12 $2.12

14.62%

Water (1.5 liter bottle)

$2.7 $2.7

$1.95 $1.95

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$8.21 $8.21

85.02%

Wine (Bottle)

$16.42 $16.42

$9.13 $9.13

79.85%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.75 $1.75

34.29%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.15 $3.15

17.46%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.49 $1.49

69.80%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$132 $132

-44.02%

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.43 $2.43

37.45%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.51 $1.51

-5.96%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$25.81 $25.81

-1.51%

Gasoline (1 liter)

$1.08 $1.08

$0.81 $0.81

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$22.6K $22.6K

43.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.7K $24.7K

6.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$221 $221

-14.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$42.87 $42.87

48.59%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$66.5 $66.5

-1.95%

Gym Membership (Monthly)

$76.7 $76.7

$39.64 $39.64

93.54%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$13.13 $13.13

13.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$529 $529

290.16%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$8,103 $8,103

383.52%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$38.64 $38.64

66.43%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$42.44 $42.44

23.44%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$59.1 $59.1

61.15%

Men's Leather Business Shoes

$145 $145

$75 $75

92.80%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,675 $1,675

41.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,492 $1,492

6.18%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,308 $2,308

106.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$1,783 $1,783

57.83%

Buy Apartment in City Center (m2)

$3,588 $3,588

$3,593 $3,593

-0.15%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$3,594 $3,594

-30.70%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$3,977 $3,977

32.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.43

2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Panama City, FL: October 27, 2025

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