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Cost of Living Comparison Between Chicago, IL and Palm Desert, CA Cost of Living Comparison Between Chicago, IL and Palm Desert, CA

😐 Solo nomad: Chicago, IL is 25% more expensive than Palm Desert, CA without rent, and 5% cheaper with rent.
😐 Family of 3: Chicago, IL is 18.7% more expensive than Palm Desert, CA without rent, and 9.3% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Palm Desert, CA
Difference
Meal at Budget Restaurant
$20.59 $20.59
$18.24 $18.24
12.88%
Three-Course Dinner for Two, Mid-Range
$99.0 $99.0
$81.5 $81.5
21.55%
Fast Food Meal (McDonalds, etc)
$11.90 $11.90
$11.37 $11.37
4.66%
Cappuccino
$5.83 $5.83
$5.06 $5.06
15.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.02 $3.02
$3.65 $3.65
-17.26%
Water (0.33 liter bottle)
$2.48 $2.48
$2.24 $2.24
10.71%
Local Beer (0.5 liter draught)
$6.80 $6.80
$7.37 $7.37
-7.73%
Imported Beer (0.33 liter bottle)
$8.13 $8.13
$7.87 $7.87
3.30%
🛒 Groceries & Markets
Chicago, IL
Palm Desert, CA
Difference
Milk (1 liter)
$1.08 $1.08
$1.11 $1.11
-2.70%
White Bread (500g)
$4.05 $4.05
$4.16 $4.16
-2.64%
Rice (white) (1kg)
$5.58 $5.58
$4.56 $4.56
22.37%
Eggs
$4.57 $4.57
$3.75 $3.75
21.87%
Local Cheese (1kg)
$14.16 $14.16
$10.93 $10.93
29.55%
Chicken Fillets (1kg)
$15.25 $15.25
$16.45 $16.45
-7.29%
Beef Round Steak (1kg)
$18.90 $18.90
$15.69 $15.69
20.46%
Apples (1kg)
$5.27 $5.27
$4.55 $4.55
15.82%
Banana (1kg)
$1.70 $1.70
$1.54 $1.54
10.39%
Oranges (1kg)
$4.25 $4.25
$4.91 $4.91
-13.44%
Tomato (1kg)
$4.58 $4.58
$5.73 $5.73
-20.07%
Potato (1kg)
$2.44 $2.44
$3.29 $3.29
-25.84%
Onion (1kg)
$2.83 $2.83
$2.95 $2.95
-4.07%
Lettuce (1 head)
$2.51 $2.51
$2.01 $2.01
24.88%
Water (1.5 liter bottle)
$2.71 $2.71
$2.17 $2.17
24.88%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 $15.02
$10.78 $10.78
39.33%
Wine (Bottle)
$16.28 $16.28
$14.98 $14.98
8.68%
Local Beer (0.5 liter bottle)
$2.39 $2.39
$1.98 $1.98
20.71%
Imported Beer (0.33 liter bottle)
$3.56 $3.56
$3.53 $3.53
0.85%
🚌 Getting Around
Chicago, IL
Palm Desert, CA
Difference
One-way Ticket (Public Transport)
$2.51 $2.51
$1.95 $1.95
28.72%
Public Transport Monthly Pass (Regular Price)
$75.1 $75.1
-
-
Taxi Start (Normal Tariff)
$3.19 $3.19
$6.58 $6.58
-51.52%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$2.08 $2.08
-31.73%
Taxi 1hour Waiting (Normal Tariff)
$25.48 $25.48
$29.74 $29.74
-14.32%
Gasoline (1 liter)
$1.10 $1.10
$1.14 $1.14
-3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.6K $31.6K
$25.9K $25.9K
21.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$29.2K $29.2K
-10.55%
🧾 Monthly Utilities & Internet
Chicago, IL
Palm Desert, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 $186
$160 $160
16.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.5 $61.5
$54.8 $54.8
12.27%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$59.5 $59.5
11.89%
🎉 Sport & Entertainment
Chicago, IL
Palm Desert, CA
Difference
Gym Membership (Monthly)
$77.8 $77.8
$42.21 $42.21
84.34%
Tennis Court (1 Hour on Weekend)
$12.93 $12.93
-
-
Cinema Ticket
$14.86 $14.86
$12.76 $12.76
16.46%
🧸 Childcare & Education
Chicago, IL
Palm Desert, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,094 $2,094
$1,507 $1,507
38.95%
International Primary School, 1 Child (Yearly)
$39.3K $39.3K
$23.3K $23.3K
68.84%
👕👟 Clothing & Footwear
Chicago, IL
Palm Desert, CA
Difference
Jeans (Levis 501 Or Similar)
$65.2 $65.2
$46.74 $46.74
39.56%
Summer Dress (H&M, Zara, etc)
$50.7 $50.7
$29.65 $29.65
70.86%
Sport Shoes (Adidas, Nike)
$96.6 $96.6
$60.7 $60.7
59.01%
Men's Leather Business Shoes
$143 $143
$60.4 $60.4
137.46%
🏠 Accommodation & Living
Chicago, IL
Palm Desert, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,309 $2,309
$2,509 $2,509
-7.97%
1-bedroom Apartment, Outside City Center (Monthly)
$1,597 $1,597
$2,008 $2,008
-20.47%
3-bedroom Apartment, City Center (Monthly)
$4,723 $4,723
$3,136 $3,136
50.62%
3-bedroom Apartment, Outside City Center (Monthly)
$2,806 $2,806
$2,954 $2,954
-5.03%
Buy Apartment in City Center (m2)
$3,787 $3,787
-
-
Buy Apartment Outside City Center (m2)
$2,494 $2,494
-
-
💵 Salaries & Financials
Chicago, IL
Palm Desert, CA
Difference
Average Monthly Net Salary (After Tax)
$5,384 $5,384
$4,408 $4,408
22.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.64
-0.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: January 12, 2026

Last update for Palm Desert, CA: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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