Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Palestine, TX

For one person, living is cheaper in Palestine, TX: $2,544 a month against $3,037 in Chicago, IL, rent and utilities included – about $5,900 less a year. Rent and utilities account for about half of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
122

Cost of Living Index in Palestine, TX
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Palestine, TX Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Palestine, TX

🇺🇸 United States

$2,544

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Palestine, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Palestine, TX actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,544 in Palestine, TX, rent included.

Chicago, IL $3,037
Palestine, TX $2,544

A couple spends around $4,518 per month in Chicago, IL vs $3,597 in Palestine, TX, rent included.

Chicago, IL $4,518
Palestine, TX $3,597

A family of three spends $5,999 per month in Chicago, IL vs $4,649 in Palestine, TX, rent included.

Chicago, IL $5,999
Palestine, TX $4,649

Chicago, IL costs about 19% more than Palestine, TX, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Palestine, TX sit above the global median – Chicago, IL by 123%, Palestine, TX by 87%.

Meal at Budget Restaurant

$20.71 $20.71

$17.79 $17.79

16.41%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$52.0 $52.0

71.60%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$8.79 $8.79

50.06%

Cappuccino

$5.66 $5.66

$2.04 $2.04

177.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$1.52 $1.52

73.68%

Water (0.33 liter bottle)

$2.28 $2.28

$1.01 $1.01

125.74%

Local Beer (0.5 liter draught)

$6.87 $6.87

$4.09 $4.09

67.97%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$5.12 $5.12

72.66%

Milk (1 liter)

$1.25 $1.25

$0.76 $0.76

64.47%

White Bread (500g)

$3.72 $3.72

$3.83 $3.83

-2.87%

Rice (white) (1kg)

$5.39 $5.39

$2.05 $2.05

162.93%

Eggs

$4.74 $4.74

$1.66 $1.66

185.54%

Local Cheese (1kg)

$13.84 $13.84

$7.93 $7.93

74.53%

Chicken Fillets (1kg)

$14.40 $14.40

$7.12 $7.12

102.25%

Beef Round Steak (1kg)

$18.38 $18.38

$12.75 $12.75

44.16%

Apples (1kg)

$5.22 $5.22

$2.78 $2.78

87.77%

Banana (1kg)

$1.98 $1.98

$1.30 $1.30

52.31%

Oranges (1kg)

$4.06 $4.06

$2.73 $2.73

48.72%

Tomato (1kg)

$4.97 $4.97

$4.49 $4.49

10.69%

Potato (1kg)

$2.67 $2.67

$2.64 $2.64

1.14%

Onion (1kg)

$2.66 $2.66

$2.45 $2.45

8.57%

Lettuce (1 head)

$2.24 $2.24

$1.69 $1.69

32.54%

Water (1.5 liter bottle)

$3.13 $3.13

$2.37 $2.37

32.07%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$10.12 $10.12

36.56%

Wine (Bottle)

$14.88 $14.88

$18.30 $18.30

-18.69%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.10 $2.10

20.95%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.37 $3.37

4.15%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.05 $2.05

18.54%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$55.0 $55.0

33.72%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.97 $2.97

7.07%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.70 $1.70

-18.24%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$23.57 $23.57

6.19%

Gasoline (1 liter)

$1.20 $1.20

$0.93 $0.93

29.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$35.6K $35.6K

-1.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.1K $26.1K

2.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$212 $212

-8.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$92.0 $92.0

-24.49%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$83.4 $83.4

-26.13%

Gym Membership (Monthly)

$47.90 $47.90

$37.39 $37.39

28.11%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$15.12 $15.12

17.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,925 $1,925

-6.83%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$28.3K $28.3K

12.86%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$60.7 $60.7

10.50%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$49.36 $49.36

5.63%

Sport Shoes (Adidas, Nike)

$102 $102

$124 $124

-18.39%

Men's Leather Business Shoes

$144 $144

$131 $131

9.52%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$876 $876

188.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,301 $1,301

21.33%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$1,423 $1,423

232.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,075 $2,075

29.78%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,844 $2,844

47.31%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,286 $2,286

21.10%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.62

2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Palestine, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Palestine, TX

$1.3K 51.1% 17.6% $277

Groceries & Markets

Chicago, IL

$447 14.7%

Palestine, TX

$315 12.4% 29.6% $132

Eating Out

Chicago, IL

$345 11.4%

Palestine, TX

$234 9.2% 32.2% $111

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Palestine, TX

$388 15.2% 19.1% $62

Clothing & Footwear

Chicago, IL

$164 5.4%

Palestine, TX

$165 6.5% 0.3% $0.6

Getting Around

Chicago, IL

$93 3.1%

Palestine, TX

$75 2.9% 20.1% $19

Sport & Entertainment

Chicago, IL

$84 2.8%

Palestine, TX

$68 2.7% 19% $16

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $876 in Palestine, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $52 in Palestine, TX. Monthly groceries follow the same trend: $447 vs $315 – making Palestine, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Palestine, TX

🕒 Local time

00:06 12:06 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

18,712

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Palestine, TX 1,330 km ≈ 2 h 15 min nonstop flight

From you

Chicago, IL
Palestine, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Palestine, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,544 in Palestine, TX – Palestine, TX comes out roughly 16% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,816 in Palestine, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palestine, TX, especially for central apartments: a one-bedroom in the center costs $876 there versus $2,526 in Chicago, IL.

Groceries cost about 42% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $52 in Palestine, TX. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,544 in Palestine, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,544 in Palestine, TX to $3,037 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

For expats, Palestine, TX is the easier option financially – housing and daily costs are lower, and overall it costs about 16% less, which matters a lot on a fixed budget or early-career salary.