Cost of Living Comparison Between Chicago, IL and Oyster Bay, NY Cost of Living Comparison Between Chicago, IL and Oyster Bay, NY

😐 Solo nomad: Chicago, IL is 16.1% more expensive than Oyster Bay, NY without rent, and 20.1% more expensive with rent.

😐 Family of 3: Chicago, IL is 6% more expensive than Oyster Bay, NY without rent, and 24.2% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$17.32 $17.32

20.21%

Three-Course Dinner for Two, Mid-Range

$100 $100

$98.6 $98.6

1.82%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$12.04 $12.04

-0.58%

Cappuccino

$5.56 $5.56

$5.33 $5.33

4.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.32 $2.32

34.05%

Water (0.33 liter bottle)

$2.42 $2.42

$1.55 $1.55

56.13%

Local Beer (0.5 liter draught)

$6.86 $6.86

$7.12 $7.12

-3.65%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.06 $7.06

19.69%

Milk (1 liter)

$1.04 $1.04

$1.3 $1.3

-20.00%

White Bread (500g)

$4.15 $4.15

$3.85 $3.85

7.79%

Rice (white) (1kg)

$5.52 $5.52

$5.11 $5.11

8.02%

Eggs

$4.65 $4.65

$4.77 $4.77

-2.52%

Local Cheese (1kg)

$14.33 $14.33

$13.8 $13.8

3.84%

Chicken Fillets (1kg)

$14.88 $14.88

$10.4 $10.4

43.08%

Beef Round Steak (1kg)

$19.34 $19.34

$17.57 $17.57

10.07%

Apples (1kg)

$5.17 $5.17

$5.02 $5.02

2.99%

Banana (1kg)

$1.71 $1.71

$1.72 $1.72

-0.58%

Oranges (1kg)

$4.41 $4.41

$3.88 $3.88

13.66%

Tomato (1kg)

$4.51 $4.51

$4.29 $4.29

5.13%

Potato (1kg)

$2.53 $2.53

$2.81 $2.81

-9.96%

Onion (1kg)

$2.74 $2.74

$2.56 $2.56

7.03%

Lettuce (1 head)

$2.43 $2.43

$2.49 $2.49

-2.41%

Water (1.5 liter bottle)

$2.7 $2.7

$2.55 $2.55

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$11.86 $11.86

28.08%

Wine (Bottle)

$16.42 $16.42

$15.3 $15.3

7.32%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.77 $1.77

32.77%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$4.37 $4.37

-15.33%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.96 $1.96

29.08%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.05 $3.05

9.51%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2 $2

-29.00%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$24.07 $24.07

5.61%

Gasoline (1 liter)

$1.08 $1.08

$0.93 $0.93

16.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$24.1K $24.1K

34.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.2K $25.2K

4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$125 $125

50.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$45.18 $45.18

40.99%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$58.3 $58.3

11.89%

Gym Membership (Monthly)

$76.7 $76.7

$43.63 $43.63

75.84%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$17.17 $17.17

-13.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,774 $1,774

16.29%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$16.2K $16.2K

142.03%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$49.09 $49.09

31.00%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$63.6 $63.6

-17.66%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$73.6 $73.6

29.38%

Men's Leather Business Shoes

$145 $145

$97.4 $97.4

48.48%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,605 $1,605

48.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,365 $1,365

16.11%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,624 $2,624

81.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,211 $2,211

27.28%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,761 $2,761

29.94%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,627 $2,627

-5.21%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.62

-0.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Oyster Bay, NY: October 27, 2025

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