Cost of Living Comparison Between Chicago, IL and Owensboro, KY Cost of Living Comparison Between Chicago, IL and Owensboro, KY

😐 Solo nomad: Chicago, IL is 37.4% more expensive than Owensboro, KY without rent, and 56.8% more expensive with rent.

😐 Family of 3: Chicago, IL is 49.2% more expensive than Owensboro, KY without rent, and 77.8% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$17.93 $17.93

16.12%

Three-Course Dinner for Two, Mid-Range

$100 $100

$60.6 $60.6

65.52%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.13 $10.13

18.16%

Cappuccino

$5.56 $5.56

$5.98 $5.98

-7.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$1.95 $1.95

59.49%

Water (0.33 liter bottle)

$2.42 $2.42

$1.3 $1.3

86.15%

Local Beer (0.5 liter draught)

$6.86 $6.86

$4.08 $4.08

68.14%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$4.85 $4.85

74.23%

Milk (1 liter)

$1.04 $1.04

$1.11 $1.11

-6.31%

White Bread (500g)

$4.15 $4.15

$3.34 $3.34

24.25%

Rice (white) (1kg)

$5.52 $5.52

$4.52 $4.52

22.12%

Eggs

$4.65 $4.65

$3.77 $3.77

23.34%

Local Cheese (1kg)

$14.33 $14.33

$6.47 $6.47

121.48%

Chicken Fillets (1kg)

$14.88 $14.88

$11.24 $11.24

32.38%

Beef Round Steak (1kg)

$19.34 $19.34

$8.93 $8.93

116.57%

Apples (1kg)

$5.17 $5.17

$4.43 $4.43

16.70%

Banana (1kg)

$1.71 $1.71

$1.35 $1.35

26.67%

Oranges (1kg)

$4.41 $4.41

$2.65 $2.65

66.42%

Tomato (1kg)

$4.51 $4.51

$3.56 $3.56

26.69%

Potato (1kg)

$2.53 $2.53

$2.19 $2.19

15.53%

Onion (1kg)

$2.74 $2.74

$2.17 $2.17

26.27%

Lettuce (1 head)

$2.43 $2.43

$2.05 $2.05

18.54%

Water (1.5 liter bottle)

$2.7 $2.7

$1.46 $1.46

84.93%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$8.88 $8.88

71.06%

Wine (Bottle)

$16.42 $16.42

$8.1 $8.1

102.72%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.1 $2.1

11.90%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$4.33 $4.33

-14.55%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.01 $1.01

150.50%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$30.6 $30.6

142.25%

Taxi Start (Normal Tariff)

$3.34 $3.34

$4.89 $4.89

-31.70%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.53 $1.53

-7.19%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$20.77 $20.77

22.39%

Gasoline (1 liter)

$1.08 $1.08

$0.79 $0.79

36.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$32.8K $32.8K

-1.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.8K $26.8K

-2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$171 $171

10.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$59 $59

7.98%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$60.8 $60.8

7.20%

Gym Membership (Monthly)

$76.7 $76.7

$49.59 $49.59

54.71%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

$9.81 $9.81

32.82%

Cinema Ticket

$14.93 $14.93

$13.21 $13.21

13.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,221 $1,221

68.97%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$30.1K $30.1K

30.35%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$61.4 $61.4

4.74%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$47.81 $47.81

9.58%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$91.1 $91.1

4.51%

Men's Leather Business Shoes

$145 $145

$133 $133

8.87%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$730 $730

225.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$786 $786

101.58%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$1,083 $1,083

339.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$933 $933

201.62%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,607 $1,607

123.32%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,642 $1,642

51.70%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$3,600 $3,600

46.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.47

2.01%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Owensboro, KY: October 29, 2025

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