Cost of Living Comparison Between Chicago, IL and Otsego, MN Cost of Living Comparison Between Chicago, IL and Otsego, MN

😐 Solo nomad: Chicago, IL is 22.7% more expensive than Otsego, MN without rent, and 17.3% more expensive with rent.

😐 Family of 3: Chicago, IL is 41.1% more expensive than Otsego, MN without rent, and 29% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$11.88 $11.88

75.25%

Three-Course Dinner for Two, Mid-Range

$100 $100

$66.4 $66.4

51.16%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.19 $10.19

17.47%

Cappuccino

$5.56 $5.56

$5.28 $5.28

5.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.02 $2.02

53.96%

Water (0.33 liter bottle)

$2.42 $2.42

$2.45 $2.45

-1.22%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.13 $6.13

11.91%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.93 $6.93

21.93%

Milk (1 liter)

$1.04 $1.04

$0.83 $0.83

25.30%

White Bread (500g)

$4.15 $4.15

$4.09 $4.09

1.47%

Rice (white) (1kg)

$5.52 $5.52

$3.98 $3.98

38.69%

Eggs

$4.65 $4.65

$3.18 $3.18

46.23%

Local Cheese (1kg)

$14.33 $14.33

$9.51 $9.51

50.68%

Chicken Fillets (1kg)

$14.88 $14.88

$11.79 $11.79

26.21%

Beef Round Steak (1kg)

$19.34 $19.34

$14.49 $14.49

33.47%

Apples (1kg)

$5.17 $5.17

$4.29 $4.29

20.51%

Banana (1kg)

$1.71 $1.71

$1.15 $1.15

48.70%

Oranges (1kg)

$4.41 $4.41

$5.83 $5.83

-24.36%

Tomato (1kg)

$4.51 $4.51

$5.25 $5.25

-14.10%

Potato (1kg)

$2.53 $2.53

$3.93 $3.93

-35.62%

Onion (1kg)

$2.74 $2.74

$3.73 $3.73

-26.54%

Lettuce (1 head)

$2.43 $2.43

$2.03 $2.03

19.70%

Water (1.5 liter bottle)

$2.7 $2.7

$1.9 $1.9

42.11%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$10.63 $10.63

42.90%

Wine (Bottle)

$16.42 $16.42

$13.98 $13.98

17.45%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.69 $1.69

39.05%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$4.42 $4.42

-16.29%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.01 $2.01

25.87%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$5.13 $5.13

-34.89%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.38 $1.38

2.90%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.24 $29.24

-13.06%

Gasoline (1 liter)

$1.08 $1.08

$0.82 $0.82

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$35.6K $35.6K

-9.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.1K $25.1K

4.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$220 $220

-14.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$49.09 $49.09

29.76%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$64.6 $64.6

0.88%

Gym Membership (Monthly)

$76.7 $76.7

$43.07 $43.07

78.13%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$14.13 $14.13

5.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,458 $1,458

41.48%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$30.2K $30.2K

29.62%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$39.72 $39.72

61.91%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$42.33 $42.33

23.77%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$84 $84

13.30%

Men's Leather Business Shoes

$145 $145

$125 $125

15.45%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,617 $1,617

47.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,342 $1,342

18.09%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,617 $2,617

82.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,211 $2,211

27.33%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,943 $2,943

21.92%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,231 $2,231

11.63%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.43

2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Otsego, MN: October 28, 2025

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