Cost of Living Comparison Between Chicago, IL and Oneonta, NY Cost of Living Comparison Between Chicago, IL and Oneonta, NY

😐 Solo nomad: Chicago, IL is 64.4% more expensive than Oneonta, NY without rent, and 62.4% more expensive with rent.
😐 Family of 3: Chicago, IL is 53.5% more expensive than Oneonta, NY without rent, and 65.2% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Oneonta, NY
Difference
Meal at Budget Restaurant
$20.82 $20.82
$17.04 $17.04
22.18%
Three-Course Dinner for Two, Mid-Range
$100 $100
$55.7 $55.7
80.24%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$6.35 $6.35
88.50%
Cappuccino
$5.56 $5.56
$3.95 $3.95
40.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.16 $2.16
43.98%
Water (0.33 liter bottle)
$2.42 $2.42
$1.92 $1.92
26.04%
Local Beer (0.5 liter draught)
$6.86 $6.86
$3.02 $3.02
127.15%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$3.94 $3.94
114.47%
πŸ›’ Groceries & Markets
Chicago, IL
Oneonta, NY
Difference
Milk (1 liter)
$1.04 $1.04
$0.98 $0.98
6.12%
White Bread (500g)
$4.15 $4.15
$2.99 $2.99
38.80%
Rice (white) (1kg)
$5.52 $5.52
$1.21 $1.21
356.20%
Eggs
$4.65 $4.65
$2.01 $2.01
131.34%
Local Cheese (1kg)
$14.33 $14.33
$11.21 $11.21
27.83%
Chicken Fillets (1kg)
$14.88 $14.88
$7.65 $7.65
94.51%
Beef Round Steak (1kg)
$19.34 $19.34
$10.03 $10.03
92.82%
Apples (1kg)
$5.17 $5.17
$3.2 $3.2
61.56%
Banana (1kg)
$1.71 $1.71
$1.16 $1.16
47.41%
Oranges (1kg)
$4.41 $4.41
$2.61 $2.61
68.97%
Tomato (1kg)
$4.51 $4.51
$4.47 $4.47
0.89%
Potato (1kg)
$2.53 $2.53
$1.55 $1.55
63.23%
Onion (1kg)
$2.74 $2.74
$1.6 $1.6
71.25%
Lettuce (1 head)
$2.43 $2.43
$1.41 $1.41
72.34%
Water (1.5 liter bottle)
$2.7 $2.7
$1.48 $1.48
82.43%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.09 $11.09
36.97%
Wine (Bottle)
$16.42 $16.42
$14.06 $14.06
16.79%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.89 $2.89
-18.69%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$1.53 $1.53
141.83%
🚌 Getting Around
Chicago, IL
Oneonta, NY
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.97 $1.97
28.43%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.9 $3.9
-14.36%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.41 $1.41
0.71%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$29.64 $29.64
-14.24%
Gasoline (1 liter)
$1.08 $1.08
$0.92 $0.92
17.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$27.5K $27.5K
18.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.9K $25.9K
1.18%
🧾 Monthly Utilities & Internet
Chicago, IL
Oneonta, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$120 $120
56.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$34.91 $34.91
82.47%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$74.9 $74.9
-12.89%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Oneonta, NY
Difference
Gym Membership (Monthly)
$76.7 $76.7
$42.96 $42.96
78.58%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$12.15 $12.15
22.88%
🧸 Childcare & Education
Chicago, IL
Oneonta, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,726 $1,726
19.52%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$17.5K $17.5K
123.50%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Oneonta, NY
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$42.43 $42.43
51.57%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$40.09 $40.09
30.68%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$75.7 $75.7
25.84%
Men's Leather Business Shoes
$145 $145
$81.1 $81.1
78.42%
🏠 Accommodation & Living
Chicago, IL
Oneonta, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,105 $1,105
115.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$893 $893
77.36%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$1,977 $1,977
140.92%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$1,714 $1,714
64.20%
Buy Apartment in City Center (m2)
$3,588 $3,588
$1,654 $1,654
116.89%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$1,679 $1,679
48.28%
πŸ’΅ Salaries & Financials
Chicago, IL
Oneonta, NY
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$4,022 $4,022
31.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.42
2.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Oneonta, NY: October 28, 2025

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