Cost of Living Comparison Between Chicago, IL and Oakland, CA Cost of Living Comparison Between Chicago, IL and Oakland, CA

πŸ™‚ Solo nomad: Chicago, IL is 11.3% cheaper than Oakland, CA without rent, and 10.4% cheaper with rent.
πŸ™‚ Family of 3: Chicago, IL is 14.4% cheaper than Oakland, CA without rent, and 19.3% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
Oakland, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$29.9 $29.9
-30.37%
Three-Course Dinner for Two, Mid-Range
$100 $100
$145 $145
-30.56%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$14.38 $14.38
-16.76%
Cappuccino
$5.56 $5.56
$4.79 $4.79
16.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.65 $2.65
17.36%
Water (0.33 liter bottle)
$2.42 $2.42
$2.15 $2.15
12.56%
Local Beer (0.5 liter draught)
$6.86 $6.86
$8.07 $8.07
-14.99%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$8.16 $8.16
3.55%
πŸ›’ Groceries & Markets
Chicago, IL
Oakland, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.42 $1.42
-26.76%
White Bread (500g)
$4.15 $4.15
$5.04 $5.04
-17.66%
Rice (white) (1kg)
$5.52 $5.52
$6.15 $6.15
-10.24%
Eggs
$4.65 $4.65
$6.86 $6.86
-32.22%
Local Cheese (1kg)
$14.33 $14.33
$20.44 $20.44
-29.89%
Chicken Fillets (1kg)
$14.88 $14.88
$14.85 $14.85
0.20%
Beef Round Steak (1kg)
$19.34 $19.34
$16.6 $16.6
16.51%
Apples (1kg)
$5.17 $5.17
$7.69 $7.69
-32.77%
Banana (1kg)
$1.71 $1.71
$2.24 $2.24
-23.66%
Oranges (1kg)
$4.41 $4.41
$6.35 $6.35
-30.55%
Tomato (1kg)
$4.51 $4.51
$6.06 $6.06
-25.58%
Potato (1kg)
$2.53 $2.53
$4.38 $4.38
-42.24%
Onion (1kg)
$2.74 $2.74
$3.37 $3.37
-18.69%
Lettuce (1 head)
$2.43 $2.43
$2.18 $2.18
11.47%
Water (1.5 liter bottle)
$2.7 $2.7
$3.09 $3.09
-12.62%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$11.08 $11.08
37.09%
Wine (Bottle)
$16.42 $16.42
$12.2 $12.2
34.59%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.71 $1.71
37.43%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$4.03 $4.03
-8.19%
🚌 Getting Around
Chicago, IL
Oakland, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$3.09 $3.09
-18.12%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$86.1 $86.1
-13.89%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.6 $3.6
-7.22%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$2.44 $2.44
-41.80%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$39.3 $39.3
-35.32%
Gasoline (1 liter)
$1.08 $1.08
$1.3 $1.3
-16.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$23.9K $23.9K
35.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$26.1K $26.1K
0.55%
🧾 Monthly Utilities & Internet
Chicago, IL
Oakland, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$278 $278
-32.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$53.8 $53.8
18.51%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$72.5 $72.5
-10.09%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Oakland, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$53.6 $53.6
43.13%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$12.83 $12.83
1.56%
Cinema Ticket
$14.93 $14.93
$14.72 $14.72
1.43%
🧸 Childcare & Education
Chicago, IL
Oakland, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$2,694 $2,694
-23.44%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$37.9K $37.9K
3.41%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Oakland, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$62.2 $62.2
3.41%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$60.4 $60.4
-13.30%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$94.5 $94.5
0.72%
Men's Leather Business Shoes
$145 $145
$126 $126
15.10%
🏠 Accommodation & Living
Chicago, IL
Oakland, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,935 $1,935
22.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,715 $1,715
-7.62%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$4,510 $4,510
5.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$3,602 $3,602
-21.85%
Buy Apartment in City Center (m2)
$3,588 $3,588
$7,068 $7,068
-49.23%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$7,087 $7,087
-64.86%
πŸ’΅ Salaries & Financials
Chicago, IL
Oakland, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$5,604 $5,604
-5.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.55
0.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Oakland, CA: October 28, 2025

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