Cost of Living Comparison Between Chicago, IL and Oak Lawn, IL Cost of Living Comparison Between Chicago, IL and Oak Lawn, IL

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,508 in Oak Lawn, IL, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,635 in Oak Lawn, IL, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,761 in Oak Lawn, IL, rent included.

Chicago, IL costs about 23% more than Oak Lawn, IL, driven mainly by Groceries & Markets.

Both Chicago, IL and Oak Lawn, IL sit above the global median – Chicago, IL by 130%, Oak Lawn, IL by 87%.

Currency
🍽 Eating Out
Chicago, IL
Oak Lawn, IL
Difference
Meal at Budget Restaurant
$20.91 $20.91
$18.74 $18.74
11.58%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$65.5 $65.5
49.73%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$9.96 $9.96
19.08%
Cappuccino
$5.60 $5.60
$5.14 $5.14
8.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$3.10 $3.10
-0.97%
Water (0.33 liter bottle)
$2.47 $2.47
$2.18 $2.18
13.30%
Local Beer (0.5 liter draught)
$7.14 $7.14
$5.05 $5.05
41.39%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$7.06 $7.06
14.45%
🛒 Groceries & Markets
Chicago, IL
Oak Lawn, IL
Difference
Milk (1 liter)
$1.05 $1.05
$0.80 $0.80
31.25%
White Bread (500g)
$4.11 $4.11
$3.38 $3.38
21.60%
Rice (white) (1kg)
$5.61 $5.61
$3.36 $3.36
66.96%
Eggs
$4.51 $4.51
$4.32 $4.32
4.40%
Local Cheese (1kg)
$14.27 $14.27
$10.07 $10.07
41.71%
Chicken Fillets (1kg)
$14.89 $14.89
$8.59 $8.59
73.34%
Beef Round Steak (1kg)
$19.19 $19.19
$13.05 $13.05
47.05%
Apples (1kg)
$5.14 $5.14
$3.35 $3.35
53.43%
Banana (1kg)
$1.77 $1.77
$1.12 $1.12
58.04%
Oranges (1kg)
$4.39 $4.39
$3.38 $3.38
29.88%
Tomato (1kg)
$4.56 $4.56
$3.40 $3.40
34.12%
Potato (1kg)
$2.54 $2.54
$2.17 $2.17
17.05%
Onion (1kg)
$2.75 $2.75
$1.07 $1.07
157.01%
Lettuce (1 head)
$2.42 $2.42
$2.02 $2.02
19.80%
Water (1.5 liter bottle)
$2.62 $2.62
$1.99 $1.99
31.66%
Cigarettes 20 Pack (Marlboro, Camel)
$14.92 $14.92
$10.19 $10.19
46.42%
Wine (Bottle)
$14.80 $14.80
$10.15 $10.15
45.81%
Local Beer (0.5 liter bottle)
$2.46 $2.46
$1.83 $1.83
34.43%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$3.59 $3.59
3.90%
🚌 Getting Around
Chicago, IL
Oak Lawn, IL
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$1.96 $1.96
26.53%
Public Transport Monthly Pass (Regular Price)
$75.4 $75.4
$49.46 $49.46
52.51%
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.85 $2.85
11.58%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.58 $1.58
-10.13%
Taxi 1hour Waiting (Normal Tariff)
$24.94 $24.94
$21.27 $21.27
17.25%
Gasoline (1 liter)
$1.06 $1.06
$0.87 $0.87
21.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$15.8K $15.8K
101.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.3K $26.3K
-1.00%
🧾 Monthly Utilities & Internet
Chicago, IL
Oak Lawn, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$184 $184
0.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.7 $61.7
$47.75 $47.75
29.30%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$62.9 $62.9
6.37%
🎉 Sport & Entertainment
Chicago, IL
Oak Lawn, IL
Difference
Gym Membership (Monthly)
$75.2 $75.2
$43.41 $43.41
73.16%
Tennis Court (1 Hour on Weekend)
$13.08 $13.08
-
-
Cinema Ticket
$14.71 $14.71
$14.65 $14.65
0.41%
🧸 Childcare & Education
Chicago, IL
Oak Lawn, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,020 $2,020
$1,854 $1,854
8.97%
International Primary School, 1 Child (Yearly)
$39.4K $39.4K
$24.1K $24.1K
63.82%
👕👟 Clothing & Footwear
Chicago, IL
Oak Lawn, IL
Difference
Jeans (Levis 501 Or Similar)
$64.6 $64.6
$42.50 $42.50
52.02%
Summer Dress (H&M, Zara, etc)
$52.5 $52.5
$44.75 $44.75
17.21%
Sport Shoes (Adidas, Nike)
$97.8 $97.8
$78.6 $78.6
24.41%
Men's Leather Business Shoes
$148 $148
$106 $106
39.16%
🏠 Accommodation & Living
Chicago, IL
Oak Lawn, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,313 $2,313
$1,625 $1,625
42.28%
1-bedroom Apartment, Outside City Center (Monthly)
$1,590 $1,590
$1,358 $1,358
17.10%
3-bedroom Apartment, City Center (Monthly)
$4,608 $4,608
$2,660 $2,660
73.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,779 $2,779
$2,263 $2,263
22.76%
Buy Apartment in City Center (m2)
$3,922 $3,922
$2,683 $2,683
46.18%
Buy Apartment Outside City Center (m2)
$2,613 $2,613
$2,332 $2,332
12.04%
💵 Salaries & Financials
Chicago, IL
Oak Lawn, IL
Difference
Average Monthly Net Salary (After Tax)
$5,217 $5,217
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.55
0.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Oak Lawn, IL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,625 in Oak Lawn, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $66.0 in Oak Lawn, IL. Monthly groceries follow the same trend: $447 vs $316 – making Oak Lawn, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Oak Lawn, IL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Oak Lawn, IL compare overall?
Monthly costs with rent: $3,077 in Chicago, IL, $2,508 in Oak Lawn, IL – roughly 23% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Oak Lawn, IL?
For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,762 in Oak Lawn, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Oak Lawn, IL?
Rent is clearly cheaper in Oak Lawn, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 41% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $98.0 in Chicago, IL and $66.0 in Oak Lawn, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,508 in Oak Lawn, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Oak Lawn, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,508 in Oak Lawn, IL to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Oak Lawn, IL?
If budget matters most, go with Oak Lawn, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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