Cost of Living Comparison Between Chicago, IL and Oak Harbor, WA Cost of Living Comparison Between Chicago, IL and Oak Harbor, WA

🙂 Solo nomad: Chicago, IL is 1% cheaper than Oak Harbor, WA without rent, and 9.5% cheaper with rent.
😐 Family of 3: Chicago, IL is 9.8% more expensive than Oak Harbor, WA without rent, and 12% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Oak Harbor, WA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$21.46 $21.46
-2.98%
Three-Course Dinner for Two, Mid-Range
$100 $100
$68.8 $68.8
45.82%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$18.67 $18.67
-35.89%
Cappuccino
$5.56 $5.56
$6.92 $6.92
-19.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.44 $2.44
27.46%
Water (0.33 liter bottle)
$2.42 $2.42
$1.53 $1.53
58.17%
Local Beer (0.5 liter draught)
$6.86 $6.86
$8.23 $8.23
-16.65%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$6.41 $6.41
31.83%
🛒 Groceries & Markets
Chicago, IL
Oak Harbor, WA
Difference
Milk (1 liter)
$1.04 $1.04
$1.18 $1.18
-11.86%
White Bread (500g)
$4.15 $4.15
$4.11 $4.11
0.97%
Rice (white) (1kg)
$5.52 $5.52
$6.1 $6.1
-9.51%
Eggs
$4.65 $4.65
$5.39 $5.39
-13.73%
Local Cheese (1kg)
$14.33 $14.33
$19.92 $19.92
-28.06%
Chicken Fillets (1kg)
$14.88 $14.88
$12.25 $12.25
21.47%
Beef Round Steak (1kg)
$19.34 $19.34
$19.89 $19.89
-2.77%
Apples (1kg)
$5.17 $5.17
$7.53 $7.53
-31.34%
Banana (1kg)
$1.71 $1.71
$1.28 $1.28
33.59%
Oranges (1kg)
$4.41 $4.41
$8.77 $8.77
-49.71%
Tomato (1kg)
$4.51 $4.51
$6.87 $6.87
-34.35%
Potato (1kg)
$2.53 $2.53
$3.66 $3.66
-30.87%
Onion (1kg)
$2.74 $2.74
$4.9 $4.9
-44.08%
Lettuce (1 head)
$2.43 $2.43
$2.53 $2.53
-3.95%
Water (1.5 liter bottle)
$2.7 $2.7
$2.18 $2.18
23.85%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$8.73 $8.73
74.00%
Wine (Bottle)
$16.42 $16.42
$12.84 $12.84
27.88%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.75 $2.75
-14.55%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$4.07 $4.07
-9.09%
🚌 Getting Around
Chicago, IL
Oak Harbor, WA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.96 $1.96
29.08%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$57.1 $57.1
29.94%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.55 $3.55
-5.92%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.64 $1.64
-13.41%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$28.96 $28.96
-12.22%
Gasoline (1 liter)
$1.08 $1.08
$1.23 $1.23
-12.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$30K $30K
7.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.7K $25.7K
2.05%
🧾 Monthly Utilities & Internet
Chicago, IL
Oak Harbor, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$391 $391
-51.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$61.8 $61.8
3.01%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$82.6 $82.6
-21.06%
🎉 Sport & Entertainment
Chicago, IL
Oak Harbor, WA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$27.04 $27.04
183.73%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$14.35 $14.35
4.04%
🧸 Childcare & Education
Chicago, IL
Oak Harbor, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,297 $1,297
58.98%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$23.2K $23.2K
68.62%
👕👟 Clothing & Footwear
Chicago, IL
Oak Harbor, WA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$53.3 $53.3
20.57%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$37.21 $37.21
40.80%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$117 $117
-18.44%
Men's Leather Business Shoes
$145 $145
$191 $191
-24.10%
🏠 Accommodation & Living
Chicago, IL
Oak Harbor, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,327 $2,327
2.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,615 $1,615
-1.90%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,886 $2,886
65.06%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,138 $2,138
31.63%
Buy Apartment in City Center (m2)
$3,588 $3,588
$3,981 $3,981
-9.88%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$3,951 $3,951
-36.97%
💵 Salaries & Financials
Chicago, IL
Oak Harbor, WA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$3,277 $3,277
60.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
7
-5.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Oak Harbor, WA: October 29, 2025

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